HUD rant

rain0831boww · July 2015

nik6499 said:

The assumption that all the people using government resources are lazy is a broad generalization, and for someone like me who was on assistance through my first degree as a single mother it's downright insulting. I worked my ass off to get OFF assistance, I was humiliated that I couldn't afford everything I needed for my daughter. I busted my ass, I got a degree and by the time she was 4 I was off assistance had a bachelors degree and bought a house by myself. Also, HUD housing isn't like a project only. There are a lot of landlords that accept HUD and section 8 housing allowances, a lot of income based apartment complexes. These services are out there, but the hard part is putting ego and pride aside and doing what you need to do for your family. Many of these endowments require that if a person is able to work that they do or they are trying to find employment. Of course there are people that abuse the system, just don't be one of them.

Right on.

There are a lot of people who remodel apartment complexes that participate in the HUD program. My aunt purchased property in an area where government assistance is widely needed/used and she accepts it. Of course, the schools are not great and it's not in the best area but it's a place where families can live and get by.

angetralala · July 2015

A few things:

I work in real estate in NJ, and here Section 8 will prohibit a landlord charging outrageous prices for a unit, but they may look at your income and see that you can afford to spend some of your income on housing. That being said, they will - in some cases - cover only a percentage of the rent, and let you cover the rest.

More importantly: OP, what do you seek by posting these threads? It reads as though you're just looking for validation, which - if your many threads haven't already made apparent - you are not going to get from a group of hard-working women with varied backgrounds who can all agree on one point: they made the necessary sacrifices to bring their children into this world. Your "rants" are ill-informed and downright disrespectful to those who have used "the system" because they had to, not because it suited their capricious wants and needs. You are going to learn a lot of hard life lessons by becoming a parent, and let this be your first:

People will help you, if you deserve it. Humble yourself as soon as possible or you'll be earning the disgust of those not just on the internet, but in the real world.

yl1m32015 · July 2015

Why is your bf not helping you financially? I assume because of his mothers gambling and the fact that still owes from his multiple DUIs. So why move out of your parents house? Are they planning to help with the baby? What do you do plan to do for child care while you work full time?

caitlyn5454 · July 2015

nik6499 said:

The assumption that all the people using government resources are lazy is a broad generalization, and for someone like me who was on assistance through my first degree as a single mother it's downright insulting. I worked my ass off to get OFF assistance, I was humiliated that I couldn't afford everything I needed for my daughter. I busted my ass, I got a degree and by the time she was 4 I was off assistance had a bachelors degree and bought a house by myself. Also, HUD housing isn't like a project only. There are a lot of landlords that accept HUD and section 8 housing allowances, a lot of income based apartment complexes. These services are out there, but the hard part is putting ego and pride aside and doing what you need to do for your family. Many of these endowments require that if a person is able to work that they do or they are trying to find employment. Of course there are people that abuse the system, just don't be one of them.

^^ this. I may have to go on assistance after giving birth due to lack of other options, and just the thought of knowing that's coming makes me want to puke. So, for me to read that you consider people using assistance lazy and abusing the system actually makes me cry. Yes, there are some low-life people who choose assistance rather than get off their asses and find a job. But then there are other people, like my father, who physically cannot work for medical reasons and are forced to be on assistance. So, the next time you want to come on here and complain about the fact that they won't cover the house you want, instead of a smaller apartment that will get the job done, think about the words you want to say, then don't say them. Get a reality check instead.

adecembermom2015 · July 2015

littleSkittle14 · July 2015

Maybe try craigslist?

I remember that you moved to be closer to your BF but where are your parents?

I seem to recall you having a spat with your mom (I think that was you, but maybe I'm mistaken... You really have provided so many details about your life, it's hard to keep up) but maybe it's time to get past that for your child's sake.

When things got tough for DH and I after our first was born, we had to make a tough decision and move in with his parents. Far from ideal, but we too wanted a safe neighborhood and couldn't afford the rent for a 2 bedroom in the DC area. We paid them a reduced "rent" and supplemented it by helped around the house until he got a better job and we could support ourselves again.

Perhaps living with your parents would be a better option (and better use of your money) than pouring it into your BF and his mom's gambling addiction.

Plus, your child is their grandchild so there's incentive for them to want to help you.

adecembermom2015 · July 2015

OP lives with mom now and "pays rent."

Ken122014 · July 2015

From recent posts, including what we've seen in this one, it seems as though OP has learned to stop checking the thread once she gets a few negative posts. Which, on the one hand is smart, because it means there won't be a fight, but on the other hand it means she won't be getting the great advice that PP have also said. (Because everyone is just mean and unhelpful!

) but as stated, financial planning can help so much. Paying off credit cards was the best thing I've ever done- it raised my credit score so we were able to buy a house and it made my pay checks go so much further since I wasn't having to pay so much off every month. I think going to a class on budgeting and saving would be great for you and your SO, @kleshelle, and I hope that you come back and read posts even if you do t respond back. I know you work hard so maybe that's why you're not responding. (This took me a while to type out so who knows, you may have already responded!)

ChiccoBeanz · July 2015

Also, if it is an option to move back in with your family, you can save for an apartment that you want. ALL good parents make sacrifices, not that I am saying you aren't or won't be a good parent, as I don't know you in real life, but it's okay to give up what you want to get what you need.

fiorip · July 2015

**Removed for TOU Violation**

littleSkittle14 · July 2015

magburt said:
OP lives with mom now and "pays rent."

@magburt Your memory is amazing. I am seriously impressed!

OP, I don't understand the problem here. If finances don't allow you to move out, then now is not the right time to move out.

amw2133 · July 2015

My opinion either take a house farther away in what you consider the nicer housing or move into the closer ones you can afford. Sometimes you just have to make things work.
I quit my job a week before my BFP. That was not my plan. Went off BC when I got married in January. When I quit I planned on going back on BC until I found a job. Life had other plans. Hubby and I were saving up to buy a car (I can't get a car loan because my credit is crap due to me trying to save my family home after my mom passed away) because mine died and we have been using my dads truck. 1 month after I quit hubby's job cut him from working full time to 2 nights a week. Needless to say our saving is gone. It took me almost 4 months to find a job. I now travel 60 miles to work and back because that's where my job is.
Now I can't relate to you situation completely because I'm married, have never applied for WIC or housing assistance or any of that. The only thing I have is state health insurance and that will end once my jobs health insurance kicks in. But I have been in some pretty aweful financial situations and some times you just have to suck it up and make it work.
So moral of the story is sometimes you have to put your big girl pants on and make it work.

adecembermom2015 · July 2015

littleSkittle14 said:

magburt said:
OP lives with mom now and "pays rent."
@magburt Your memory is amazing. I am seriously impressed!

OP, I don't understand the problem here. If finances don't allow you to move out, then now is not the right time to move out.

I keep a post it for very special people. This was the first person to label me a "mean girl." I won't forget a damn thing she says.

ChiccoBeanz · July 2015

littleSkittle14 said:

OP lives with mom now and "pays rent."
@magburt Your memory is amazing. I am seriously impressed! OP, I don't understand the problem here. If finances don't allow you to move out, then now is not the right time to move out.

Wait wait wait wait WAIT! So OP lives with her mother and pays "rent' there and is on this forum bitching about not being able to get the housing she wants? But she isn't homeless and works full time and makes "her own money"? What? But the people who live in those places "crawling with bad people" are "Lazy" and can do better? BRUH

duckinoven · July 2015

So to summarize, OP won't get legally married because then wouldn't qualify for WIC with combined income, this whole HUD mess, posted professional pregnancy sex reveal photos and also intends to do an elective ultrasound at 30 weeks. That's what I've gathered from a quick glance thru the previous posts by OP.

I have no sympathy, it's time to make adult decisions that involve not always getting what you want and living within your means.

kristen2b · July 2015

duckinoven said:
So to summarize, OP won't get legally married because then wouldn't qualify for WIC with combined income, this whole HUD mess, posted professional pregnancy sex reveal photos and also intends to do an elective ultrasound at 30 weeks. That's what I've gathered from a quick glance thru the previous posts by OP.

I have no sympathy, it's time to make adult decisions that involve not always getting what you want and living within your means.

Preach!!

misamima · July 2015

duckinoven said:

So to summarize, OP won't get legally married because then wouldn't qualify for WIC with combined income, this whole HUD mess, posted professional pregnancy sex reveal photos and also intends to do an elective ultrasound at 30 weeks. That's what I've gathered from a quick glance thru the previous posts by OP. I have no sympathy, it's time to make adult decisions that involve not always getting what you want and living within your means.

I hope not through the ER.

ChiccoBeanz · July 2015

duckinoven said:

So to summarize, OP won't get legally married because then wouldn't qualify for WIC with combined income, this whole HUD mess, posted professional pregnancy sex reveal photos and also intends to do an elective ultrasound at 30 weeks. That's what I've gathered from a quick glance thru the previous posts by OP. I have no sympathy, it's time to make adult decisions that involve not always getting what you want and living within your means.

This just made my blood boil. I can't believe her post and comments, especially with all things in context now.

ChiccoBeanz · July 2015

misamima said:

duckinoven said:

So to summarize, OP won't get legally married because then wouldn't qualify for WIC with combined income, this whole HUD mess, posted professional pregnancy sex reveal photos and also intends to do an elective ultrasound at 30 weeks. That's what I've gathered from a quick glance thru the previous posts by OP. I have no sympathy, it's time to make adult decisions that involve not always getting what you want and living within your means.

I hope not through the ER.

Nope, thats how she uses the system to get her free ones....and then she tells others to do the same, because you know that is why we all pay taxes.

BumpCaitlin · July 2015

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