DH's grandpa just put up his 1950s house with zero updates, a 900 sqft main floor, 650 sqft upstairs and unfinished basement on the market in Toronto for $598,000. And got a full price offer within 24 hours.
Growing up in a mid-COL area, I would have a really hard time with this. But that's what you're used to, it probably has a little less sticker shock to it.
And, uh, we're from Wisconsin. We really like a deal. :-)
If there was a coupon for it, more people here would probably be interested!
DH's grandpa just put up his 1950s house with zero updates, a 900 sqft main floor, 650 sqft upstairs and unfinished basement on the market in Toronto for $598,000. And got a full price offer within 24 hours.
Growing up in a mid-COL area, I would have a really hard time with this. But that's what you're used to, it probably has a little less sticker shock to it.
I don't know how people afford a mortgage that big. I assume a lot of Toronto homeowners rent out their basements to students? I can't see any other way unless you're making a wicked salary.
Me: 27 DH: 28
Diagnosis: PCOS, irregular cycles, old lady eggs. DH is fine.
Started TTC in January 2010. BFP December 25, 2011 between IF appts.
DH's grandpa just put up his 1950s house with zero updates, a 900 sqft main floor, 650 sqft upstairs and unfinished basement on the market in Toronto for $598,000. And got a full price offer within 24 hours.
Growing up in a mid-COL area, I would have a really hard time with this. But that's what you're used to, it probably has a little less sticker shock to it.
I don't know how people afford a mortgage that big. I assume a lot of Toronto homeowners rent out their basements to students? I can't see any other way unless you're making a wicked salary.
@BillyMollyEmmy, you guys should probably just pack up and move to the Midwest...MI and WI are right over the border! :-) It's a lot cheaper!
Our first house we bought in TX was 2000sqft, 5 years old with high ceilings, stone fireplace, 100% brick, wood or over sized tile in most of the house, cute front porch, in a fantastic school district and desirable area for $145k. This is why we can never move any where with a HCOL.
I'm dying to move back to TX and this is one of the reasons. We could get a house so much nicer than ours in a great school district for way less than we can get here in NJ. It sucks.
DH's grandpa just put up his 1950s house with zero updates, a 900 sqft main floor, 650 sqft upstairs and unfinished basement on the market in Toronto for $598,000. And got a full price offer within 24 hours.
Growing up in a mid-COL area, I would have a really hard time with this. But that's what you're used to, it probably has a little less sticker shock to it.
I don't know how people afford a mortgage that big. I assume a lot of Toronto homeowners rent out their basements to students? I can't see any other way unless you're making a wicked salary.
@BillyMollyEmmy, you guys should probably just pack up and move to the Midwest...MI and WI are right over the border! :-) It's a lot cheaper!
That sounds like a schweet deal right there.
Me: 27 DH: 28
Diagnosis: PCOS, irregular cycles, old lady eggs. DH is fine.
Started TTC in January 2010. BFP December 25, 2011 between IF appts.
I've never brought my kids to chuck e cheese. I don't think they are missing out on anything.
I don't plan on telling my kids that Chuck e Cheese exists. It's so germy and loud and gross. Yes, they will find out from their friends and that's fine. I'm sure we will have to go eventually, but I'm not bringing it up.
I plan on telling DD that the ice cream truck is a 'music box' truck. My parents told me the same thing when I was younger. $2(or whatever the price is) for a popsicle is a ripoff.
I think money conversations, particularly in real life, are awkward. Different values, expectations, etc. lead to judging often in my observations. I dislike "keeping up with the Joneses", especially now because in my group of friends, we are the "Joneses'. This is far from a bragplaint. That mentality has led to distance in friendships because someone is stressed about finances and thinks I couldn't relate. Similarly, CJ goes to daycare with some affluent families. I get so annoyed by the sizing up that happens. People are just people - stuff/money/lack thereof doesn't make them good or bad - it just shows the true nature.
I can't beat the dead horse of assistance.
My "bff" makes more than DH and I do combined. She's a tax manager. She's CONSTANTLY talking about shopping, or how much she spent on this that or the other thing. It's a huge turn off to me. Especially because when it comes to other people, she's the cheapest person I know. It sucks that you guys are dealing with the strained relationships. Unless you're like my friend and are a complete ass about it, it sucks that it's getting in the way.
I don't understand how all of the house prices in different states/countries can be comparable. The house prices in my neighborhood have a big range but a huge factor in paying for a home here is the taxes. When we bought our house in 2008, we paid $128K but our payments each month are almost doubled due to taxes and insurance. FTR, it's a 3 bedroom, 1.5 bathroom house with 1125 sq. ft. and it was in great shape when we bought it but extremely dated (dishwasher and stove were from '68 and '69).
Our first house we bought in TX was 2000sqft, 5 years old with high ceilings, stone fireplace, 100% brick, wood or over sized tile in most of the house, cute front porch, in a fantastic school district and desirable area for $145k. This is why we can never move any where with a HCOL.
I'm dying to move back to TX and this is one of the reasons. We could get a house so much nicer than ours in a great school district for way less than we can get here in NJ. It sucks.
@beebopandbuddy, I didn't realize you were in NJ. What part?
Our first house we bought in TX was 2000sqft, 5 years old with high ceilings, stone fireplace, 100% brick, wood or over sized tile in most of the house, cute front porch, in a fantastic school district and desirable area for $145k. This is why we can never move any where with a HCOL.
I'm dying to move back to TX and this is one of the reasons. We could get a house so much nicer than ours in a great school district for way less than we can get here in NJ. It sucks.
@beebopandbuddy, I didn't realize you were in NJ. What part?
I've never taken the boy to the doctor, not a single time... not for anything - check up or sickness. I think its pointless (and not because we cant afford it or anything.. OH CANADA).. he's obviously hitting his milestones and we see a nurse for his shots. Whatever, whatever.
Mom to boy H - born September, 2012 and girl Z - born 2005.
Wife to Gorgeous George.
Slave to the man.
Our first house we bought in TX was 2000sqft, 5 years old with high ceilings, stone fireplace, 100% brick, wood or over sized tile in most of the house, cute front porch, in a fantastic school district and desirable area for $145k. This is why we can never move any where with a HCOL.
When I was visiting my friend down your way I was amazed at how reasonable updated/new construction homes were, and taxes were so much less. More than half of our mortgage will be taxes.
Sigh. I wish we weren't anchored to this area sometimes.
I've never taken the boy to the doctor, not a single time... not for anything - check up or sickness. I think its pointless (and not because we cant afford it or anything.. OH CANADA).. he's obviously hitting his milestones and we see a nurse for his shots. Whatever, whatever.
Does the nurse listen to his internal organs with a stethoscope?
And if you felt ds was sick enough to need a doctor, would you take him?
I've never taken the boy to the doctor, not a single time... not for anything - check up or sickness. I think its pointless (and not because we cant afford it or anything.. OH CANADA).. he's obviously hitting his milestones and we see a nurse for his shots. Whatever, whatever.
I thought this was going to turn into a great vax thread. Glad to see you added in this disclaimer.
Our first house we bought in TX was 2000sqft, 5 years old with high ceilings, stone fireplace, 100% brick, wood or over sized tile in most of the house, cute front porch, in a fantastic school district and desirable area for $145k. This is why we can never move any where with a HCOL.
When I was visiting my friend down your way I was amazed at how reasonable updated/new construction homes were, and taxes were so much less. More than half of our mortgage will be taxes.
Sigh. I wish we weren't anchored to this area sometimes.
Price per sqft is a little more here than it was in TX but TX property taxes were a lot higher than here so it ends up being a better deal here in TN. But our sales tax is one of the highest in the country. Every state gets their money some how.
I've never taken the boy to the doctor, not a single time... not for anything - check up or sickness. I think its pointless (and not because we cant afford it or anything.. OH CANADA).. he's obviously hitting his milestones and we see a nurse for his shots. Whatever, whatever.
Does the nurse listen to his internal organs with a stethoscope?
And if you felt ds was sick enough to need a doctor, would you take him?
She has listened to his heart yeah.. Im not anti-doctor... I just think its insane how often people lug their kids in for the smallest things. If my kid had a cold that was escalating instead of getting better after a couple days, or was acting way out of character I'd take him in.
I've never taken the boy to the doctor, not a single time... not for anything - check up or sickness. I think its pointless (and not because we cant afford it or anything.. OH CANADA).. he's obviously hitting his milestones and we see a nurse for his shots. Whatever, whatever.
I thought this was going to turn into a great vax thread. Glad to see you added in this disclaimer.
Haha! Dude! I'm not getting into that one. My kid is vaxed.
Mom to boy H - born September, 2012 and girl Z - born 2005.
Wife to Gorgeous George.
Slave to the man.
You can get a great house in my area for $150-200k. If you don't mind 70s decor, you can get a solid 3bed 1.5ba house for 130k. eta: safe neighborhoods and okay schools, not the greatest on either front but good enough
p.s. salaries are pretty low here though, so it balances out
I've never taken the boy to the doctor, not a single time... not for anything - check up or sickness. I think its pointless (and not because we cant afford it or anything.. OH CANADA).. he's obviously hitting his milestones and we see a nurse for his shots. Whatever, whatever.
I don't have a huge issue with this (shocker, I know) other than the physical exam part that he is missing, ie. checking for red reflex of the eye, hernias, femoral aneurysms, head shape, etc.
Actually, as I was writing that list, I changed my mind. I think well checks are useful to make sure that is nothing else going on. Something that your nurse cannot do at all. And dude, it's "free"!
Sounds fair. I even just googled femoral aneurysms.
Mom to boy H - born September, 2012 and girl Z - born 2005.
Wife to Gorgeous George.
Slave to the man.
I've never taken the boy to the doctor, not a single time... not for anything - check up or sickness. I think its pointless (and not because we cant afford it or anything.. OH CANADA).. he's obviously hitting his milestones and we see a nurse for his shots. Whatever, whatever.
I don't have a huge issue with this (shocker, I know) other than the physical exam part that he is missing, ie. checking for red reflex of the eye, hernias, femoral aneurysms, head shape, etc.
Actually, as I was writing that list, I changed my mind. I think well checks are useful to make sure that is nothing else going on. Something that your nurse cannot do at all. And dude, it's "free"!
Sounds fair. I even just googled femoral aneurysms.
I've taken Aubrie to emergency once and it was totally unnecessary and me being a frightened new mom.
Me: 27 DH: 28
Diagnosis: PCOS, irregular cycles, old lady eggs. DH is fine.
Started TTC in January 2010. BFP December 25, 2011 between IF appts.
Every single wall in my house I thought was white, is not. I guess the entrance has a lavender hue, the bathroom a grey hue, the kitchen a slightly off white towards peach hue and no clue what the living room is. That may be white. Why?! why so many slight variations of white?!
Also, the fact that you can get a great house in a great area for 150k BLOWS MY MIND. I love watching House Hunters to see what you can get for so "cheap".
A 900sq dump in a super shitty area of my city is like minimum 200k.
RIDICULOUS. This isnt even really a HCOL area.
Mom to boy H - born September, 2012 and girl Z - born 2005.
Wife to Gorgeous George.
Slave to the man.
Just ignore me. I don't know what I'm talking about most of the time. Unless we are talking about rhinoplasty which I am studying right now. Now that is interesting stuff.
My nose is okay. Do you do tummy tucks? I would get IN on that, man.
Mom to boy H - born September, 2012 and girl Z - born 2005.
Wife to Gorgeous George.
Slave to the man.
Also, the fact that you can get a great house in a great area for 150k BLOWS MY MIND. I love watching House Hunters to see what you can get for so "cheap".
A 900sq dump in a super shitty area of my city is like minimum 200k.
RIDICULOUS. This isnt even really a HCOL area.
I'm in a "good" area. Not a stellar one. Low crime, good schools, etc. Our house is 1800sq ft, 3bd/2ba, finished basement and on 3/4 of an acre and we paid $183K. It was listed at $235 originally and had just been lowered to $209K when we looked at it. The previous owners were living a part because they had been trying to sell their house for so long. It was a great deal. It also helps that we'll be able to sell for more than we bought/owe since the market seems to be picking up here.
I've never taken the boy to the doctor, not a single time... not for anything - check up or sickness. I think its pointless (and not because we cant afford it or anything.. OH CANADA).. he's obviously hitting his milestones and we see a nurse for his shots. Whatever, whatever.
I don't have a huge issue with this (shocker, I know) other than the physical exam part that he is missing, ie. checking for red reflex of the eye, hernias, femoral aneurysms, head shape, etc.
Actually, as I was writing that list, I changed my mind. I think well checks are useful to make sure that is nothing else going on. Something that your nurse cannot do at all. And dude, it's "free"!
Sounds fair. I even just googled femoral aneurysms.
I've taken Aubrie to emergency once and it was totally unnecessary and me being a frightened new mom.
You're not the first or the last, Im sure! If I was worried enough I'd take him.. Its just never happened.. He had croup once, but my mother in law nurse came over and checked him out. It was obviously croup (bark bark), it wasnt bad enough he needed steroids and he was better, voila, in a few days. But I was close to taking him in then. Not anti-doc, just havent been concerned enough to bring him into a germ ridden building surrounded by sick people to be told to take him home and rest.
Mom to boy H - born September, 2012 and girl Z - born 2005.
Wife to Gorgeous George.
Slave to the man.
Also, the fact that you can get a great house in a great area for 150k BLOWS MY MIND. I love watching House Hunters to see what you can get for so "cheap".
A 900sq dump in a super shitty area of my city is like minimum 200k.
RIDICULOUS. This isnt even really a HCOL area.
I'm in a "good" area. Not a stellar one. Low crime, good schools, etc. Our house is 1800sq ft, 3bd/2ba, finished basement and on 3/4 of an acre and we paid $183K. It was listed at $235 originally and had just been lowered to $209K when we looked at it. The previous owners were living a part because they had been trying to sell their house for so long. It was a great deal. It also helps that we'll be able to sell for more than we bought/owe since the market seems to be picking up here.
Whoa!
Mom to boy H - born September, 2012 and girl Z - born 2005.
Wife to Gorgeous George.
Slave to the man.
Just ignore me. I don't know what I'm talking about most of the time. Unless we are talking about rhinoplasty which I am studying right now. Now that is interesting stuff.
My nose is okay. Do you do tummy tucks? I would get IN on that, man.
I've never taken the boy to the doctor, not a single time... not for anything - check up or sickness. I think its pointless (and not because we cant afford it or anything.. OH CANADA).. he's obviously hitting his milestones and we see a nurse for his shots. Whatever, whatever.
I don't have a huge issue with this (shocker, I know) other than the physical exam part that he is missing, ie. checking for red reflex of the eye, hernias, femoral aneurysms, head shape, etc.
Actually, as I was writing that list, I changed my mind. I think well checks are useful to make sure that is nothing else going on. Something that your nurse cannot do at all. And dude, it's "free"!
Sounds fair. I even just googled femoral aneurysms.
I've taken Aubrie to emergency once and it was totally unnecessary and me being a frightened new mom.
You're not the first or the last, Im sure! If I was worried enough I'd take him.. Its just never happened.. He had croup once, but my mother in law nurse came over and checked him out. It was obviously croup (bark bark), it wasnt bad enough he needed steroids and he was better, voila, in a few days. But I was close to taking him in then. Not anti-doc, just havent been concerned enough to bring him into a germ ridden building surrounded by sick people to be told to take him home and rest.
And, let's face it, doctor's offices are the worst place to go and sit. 20 people in a waiting room, all sick with something... I'd rather just keep my kid home than take her in and have her pick up something else.
Me: 27 DH: 28
Diagnosis: PCOS, irregular cycles, old lady eggs. DH is fine.
Started TTC in January 2010. BFP December 25, 2011 between IF appts.
Just ignore me. I don't know what I'm talking about most of the time. Unless we are talking about rhinoplasty which I am studying right now. Now that is interesting stuff.
My nose is okay. Do you do tummy tucks? I would get IN on that, man.
Sure do. I love doing them.
Holy shit, can you fix this kangaroo pouch I've got going on???
Me: 27 DH: 28
Diagnosis: PCOS, irregular cycles, old lady eggs. DH is fine.
Started TTC in January 2010. BFP December 25, 2011 between IF appts.
Just ignore me. I don't know what I'm talking about most of the time. Unless we are talking about rhinoplasty which I am studying right now. Now that is interesting stuff.
My nose is okay. Do you do tummy tucks? I would get IN on that, man.
Sure do. I love doing them.
Whoa. I would love for you to do one. So win/win? Now I'm googling all things tummy tucks.
Mom to boy H - born September, 2012 and girl Z - born 2005.
Wife to Gorgeous George.
Slave to the man.
Re: FFFC
Nancy James 9.1.12
Calvin Donald 8.27.14
Nancy James 9.1.12
Calvin Donald 8.27.14
Nancy James 9.1.12
Calvin Donald 8.27.14
Mom to boy H - born September, 2012 and girl Z - born 2005. Wife to Gorgeous George. Slave to the man.
And if you felt ds was sick enough to need a doctor, would you take him?
Nancy James 9.1.12
Calvin Donald 8.27.14
Nancy James 9.1.12
Calvin Donald 8.27.14
I ate 400 cals in stale cool ranch doritos for lunch because I didn't pack anything and got stuck on the phone f-o-r-e-v-e-r.
Im not anti-doctor... I just think its insane how often people lug their kids in for the smallest things. If my kid had a cold that was escalating instead of getting better after a couple days, or was acting way out of character I'd take him in.
Haha! Dude! I'm not getting into that one. My kid is vaxed.
Mom to boy H - born September, 2012 and girl Z - born 2005. Wife to Gorgeous George. Slave to the man.
p.s. salaries are pretty low here though, so it balances out
Mom to boy H - born September, 2012 and girl Z - born 2005. Wife to Gorgeous George. Slave to the man.
I love watching House Hunters to see what you can get for so "cheap".
Mom to boy H - born September, 2012 and girl Z - born 2005. Wife to Gorgeous George. Slave to the man.
To be fair, we bought our house for $130K. However, it's one bath, two bedrooms, no basement. It's basically an apartment with a back yard.
Do you do tummy tucks? I would get IN on that, man.
Mom to boy H - born September, 2012 and girl Z - born 2005. Wife to Gorgeous George. Slave to the man.
Nancy James 9.1.12
Calvin Donald 8.27.14
Not anti-doc, just havent been concerned enough to bring him into a germ ridden building surrounded by sick people to be told to take him home and rest.
Mom to boy H - born September, 2012 and girl Z - born 2005. Wife to Gorgeous George. Slave to the man.
Mom to boy H - born September, 2012 and girl Z - born 2005. Wife to Gorgeous George. Slave to the man.
Now I'm googling all things tummy tucks.
Mom to boy H - born September, 2012 and girl Z - born 2005. Wife to Gorgeous George. Slave to the man.