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July 2013 Moms
![[Deleted User]](https://core-api.thebump.com/core/v1/avatars/%5BDeleted%20User%5D)
[Deleted User]
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UO
[Deleted User]
member
I think it's late enough to start this? Let's hear them!
This discussion has been closed.
Re: UO
Edit auto correct.
I actually had the bump change my screenname. My maiden name is super unique (I have never met someone with the same last name) and I felt really uncomfortable with it. So all my shiz is now under my new name! If you search my old sn, nothing comes up
I think instead of saying they can't take loans out to be those things, someone should seriously sit down with them and tell them what it would take to pay it back v what their acutal annual income would be. You know... like be honest about it.
I remember signing up for school and being told that I'd only have loan payments of $50 bucks and that they gov't will take what you can afford blah blah blah... at 18-22 that sounds great... now I have a degree in Accounting and Management and an MBA in international business... and my student loan payments are $500/mo add my DH's $282/mo -- and we're talking more than we pay for our mortgage on our house.
A lot of lies are perpetrated to get young naive adults to sign up for those student loans, and it would be nice if someone would tell the truth. -- FYI... yes I know I should've read the fine print, and It's on me. I owe that money not anyone else and I will pay it back. I'm not saying I shouldn't have to pay it back, I'm saying that someone should have clearly outlined what we'd be up against. Too many puppies and rainbows in the college recruiting IMO>
And no, the @jegoffin thing last week did not get out of control. It was a douche thing to say, whether she was trying to be hurtful or not. I don't generally get all butthurt about things on TB, but that was hurtful and kind of a big deal.
I wouldn't tell others how they should feel when someone shames them and a perceived weakness, so you really shouldn't tell me how to feel, either.
SO makes it and adds bacon, extra cheese, and beer. Awesome. I have to keep myself from getting seconds so I don't end up like Mr. Clark Bar.
I think there are other ways to get those degrees than to go into 100k of student loans. Go to a less expensive school. Start off at a community college. Live at home so you don't have to take on a loan for housing and food.
I see both sides. We absolutely have to have people willing to do those jobs and go to school for them but they don't need to take out student loans for THAT much money. There are other ways.
I lost my angels 07/2010, 04/2017, 10/2017
Meimsx no more
I just cracked up! My co-workers are staring at me like I'm crazy...
I totally agree with @Meimsx. But I also truly feel that the price of college is super inflated and the push for all things college is wrong. Our youth are told way to much that college = success. And that's one of the reasons they charge so much.
At least this was when I was in high school, many moons ago....
I thought the same thing. My husband says "we get paid in sunshine!" But a 4,000 sq foot house for $2000 a month sounds pretty good to me. Instead of walking in the sunshine, I'd be walking in my enormous house
How do you figure? I could go to McDonald's and get a Big Mac, French fries and a drink for $5-6 or I can get a salad there for $7-8 with no drink.
My unpopular opinion comes with a backstory. Here's the backstory;
My office very generously gives all employees a Christmas bonus. However, it's taxed at a crazy rate. Like 45% or something. So every year everyone always complains about their Christmas bonus. I always get a bit disappointed that so much is taken out but I don't go around complaining about it because here's the thing; IT'S A BONUS!!!! You are not entitled to this money. The company doesn't HAVE to give you anything at all. So how dare you look at the gift and complain about it. It's the same thing every year. You would think they would just assume half is gone so don't even think you're getting the other half. Budget those gifts for what you KNOW you'll actually get. It's a gift. Appreciate it for what it is. Furthermore, it's not the company that is taking this money away from you. It's the IRS. Be mad at them if you're going to be mad at anyone.
Ugh, the entitlement mentality.
I lost my angels 07/2010, 04/2017, 10/2017
Meimsx no more
yeah, I agree... our payment is like 950/mo with taxes and insurance but no the actual mortgage is 650. FYI... I have no space 1100 sq ft... and I want to move... and yes HCOL sucks... move to central ohio (away from the cities although even the cities are cheap compared to where you are.)
Can I say I completely agree with you on this. Completely. I just wish there was more education going on for folks to make better decisions.
I own what I did (not going bankrupt by any means) and I looked into what an accounting degree gets you... or got you in 2002... way more than it gets you now, but it was so puppies and rainbows...oh incomes will continue to grow, blah blah blah, you'll be fine. I can distinctly remember telling my parents I didn't want to take out any student loans and I'd just go to the branch. They flipped shit and said "on no, you're going, and it won't be that bad blah blah blah."
I just feel like more pre college education on good career choices and payment options and all that happy horse shit should happen in HS or during admissions counciling.
I'm blaming no one, believe me I've argued that before, it is no ones fault but my own, I just wish there had been more real education on it. You have to take responsibility for your own decisions and live with them. That is what it is. I'm just saying I'll educate my kids better.
I haven't even ventured down there yet :P
It's so funny that you say that because I argued this point months ago and I agree with it. I just wish I had been more educated. I'm not saying it's anyones fault but mine, I just think at 18 (for me) I was not up to snuff ont his shit and was listening to my HS GC tell me how it wouldn't be bad his kids had them, you will be able to afford it, do you see what accountants make, I wouldn't worry about it.
Mine are gov't loans and when I signed for them (the day I showed up at school) I asked questions but the people answering them were... students. so they didn't really know. My parents didn't go to college, so they had no idea, my grandparents went but grandpa had a full ride and grandma's family was well off, So... no experiance on my side.
I did ask the questions see, that's just it... I was fed some BS. Should I have done more research on my own? Sure, but I trusted these people.
Again, this is on me, and my kids will know the questions to ask, the answers to expect, and how to make decisons based on real numbers not made up numbers of "oh the government will take $50 bucks, they won't refuse your payment, you can make it whatever." - I should have known better.
It's so funny that you say that because I argued this point months ago and I agree with it. I just wish I had been more educated. I'm not saying it's anyones fault but mine, I just think at 18 (for me) I was not up to snuff ont his shit and was listening to my HS GC tell me how it wouldn't be bad his kids had them, you will be able to afford it, do you see what accountants make, I wouldn't worry about it.
Mine are gov't loans and when I signed for them (the day I showed up at school) I asked questions but the people answering them were... students. so they didn't really know. My parents didn't go to college, so they had no idea, my grandparents went but grandpa had a full ride and grandma's family was well off, So... no experiance on my side.
I did ask the questions see, that's just it... I was fed some BS. Should I have done more research on my own? Sure, but I trusted these people.
Again, this is on me, and my kids will know the questions to ask, the answers to expect, and how to make decisons based on real numbers not made up numbers of "oh the government will take $50 bucks, they won't refuse your payment, you can make it whatever." - I should have known better.
Btw: it's just my opinion :-p