Good morning friends we are about to begin our IVF process and have been looking at ways to help cover the cost. We came across a company called BetterMed loans offering 0% loans for IVF treatments. I’m skeptical because it seems to good to be true has anyone else used them or heard of them. Any information would be appreciated thank you.
Re: Covering the cost of IVF
I haven't heard about it, but, loans? I don't know, I would be skeptikal, and maybe I'd try all the other possible ways to cover the cost (family, friends, etc)
39 years old DH 41. Sperm looks great. We live in San Diego
Me: ****TW loss mentioned***
MTHFR Homozygous 677TT (dx 2016)
hypothyroid
8/2018 Off birth control
11/29/2018 CP
2/10/2019. CP
3/8/2019 Saw fertility doctor, AFC 5, labs drawn
3/14/2019 Pregnant
4/18/2019 9 week ultrasound MM , stopped growing at 6 weeks, no HB. D&C
5/2/2019 Return to fertility doctor, labs show AMH 0.27. Diminished Ovarian Reserve
1st of 3 Egg retrievals planned tentatively for July
6/29/2019 started Antagonist Protocol
7/12/2019 First egg retrieval, only retrieved one egg and fell apart immediately, poor quality.
8/7/2019. Second cycle (follicular antagonist) canceled on day 5 of stims when a very large lead follicle grew out of nowhere.
11/8/2019. Second Egg retrieval with Lupron Flare Protocol. 2 eggs retrieved, fertilized with ICSI but no reaction occurred at all. Told I will never have my own babies with my eggs.
12/20/2019 ERA - pre-receptive. Needed 24 hours more of progesterone
2/2020 CP
3/2/2020 Egg donor cycle in Prague at Unica Clinic, 2 AA embryos, 1 transfer, 1 on ice. BFN. Due to pandemic, we could not return to Prague and will abandon our remaining embryo.
4/20/2020. BFP trying on our own!
06/04/2020 After HBs at 7 and 9 weeks, MM at 10 weeks 3 days. D&C, Hemorrhaged out 1 liter of blood from uterine artery rupture during procedure. Spent 1 night in the hospital with a balloon tamponade in my uterus. Baby was mosaic Trisomy 21.
8/2020. Moving forward with Donor Egg cycle at Utah Fertility Center and sharing a cycle with ladypOtter (Gina) I met on the Bump who was also supposed to go to Prague but couldn't.
9/26/2020 Donor retrieval of 26 eggs, 24 mature. Split cycle so I have 12 eggs with all 12 fertilizing. 6 PGS normal 3 boys, 3 girls
10/29/2020 Transfer day of girl donor egg embryo. BFP! First HCG 92.9. Then inappropriate rise, plateau and falling. Possibly ectopic pregnancy. ER visit with diagnosis of "pregnancy location unknown". CP
1/19/2021 Embryos shipped from Utah to my local clinic, starting prednisone for anti-histamine protocol.
2/26/2021 FET girl embryo BFP. Betas 62, 139, 386! HB at 6 weeks, then baby stopped growing at 8 week check up with weak HB measuring 6 weeks 4 days. MM at 9 weeks. D&C 4/15/21
7/13/2021 FET boy and girl embryos. First beta 10dp5dt 177, 14dp5dt 1631, 16dp5dt 6809. Pregnant with Identical triplets. At 9 weeks, Baby C no longer had a heart beat. Identical Twin Girls. Pregnancy complicated by TRAP Sequence with baby C an Acardiac fetus still receiving blood flow being pumped to it by other girls. Referred to UCSF at 18 weeks for consultation. No intervention needed at this time
2/18/22 After a failed NST, at 34 weeks 1 day, Charlotte born 4lb 4oz and Lily born 4lbs 10 oz. Our hearts are complete. Baby girls in NICU to grow and learn to eat.
The thing is that government-run IVF centers are few and even if they are available then they are far between. Usually, per cycle the rates are high so yes it is debatable as to the costs involved and how really successful the process is.
The sad part is that pregnancy treatments do not come under medical insurance so one could argue that the treatment is on the higher side. However, the good thing is that IVF centers have come up with an EMI option for people who cannot afford the costs of the treatment.