honeybeebub The group has talked about this before, but the items that we have that were meant for our new little are the hardest I think. *TW* I look through my DS's closet in the morning and see the little shirt I had printed that was supposed to be for when we did an announcement photo alongside one that says "Big Brother". I have taken it off the hanger over a dozen times wanting to get rid of it and each time I put it back. *End TW* Our family doesn't really get excited about Christmas, but this year we were going to send out cards. Ugh. Why does this process have to suck so bad?
Mack2342 Thanks Mack, I'm so seriously hopeful for your IUI this cycle and can't wait to see you flying out of here with a rainbow. We need more TW's in the TWW this cycle. Last month seemed to have just sucked for everyone.
fishee333 Isn't that sad. It's like they look at you like, "So THIS is what having a buddy is about?" I am one of five. I have four brothers (one lost his battle to cancer at 1yo) but can't imagine not having them in my life. Waking up in the morning before our parents were awake on Christmas and digging around together. It's little stuff like that that gets me.
I was doing so well coping with all this until my friend posted her maternity pics about two weeks ago. She was the only friend I told we when we found out we were expecting. I had given away my maternity clothes to her literally two days before I'd gotten my BFP in an effort to accept that we were coming to the end of our journey (even though we'd agreed to try until December). She was so excited for us she literally burst into tears. She's now 12 days away from delivery and I can't even talk to her. Then this weekend just added to it. I don't know why it's so easy to regress in the grieving process. I feel like once I get to a place where I'm improving I should get to stay in that place. That's only fair right? Sorry to be such a bummer on a Monday ladies, I'm trying to pull it together here.
you're allowed to feel like this @ELeighMay - I have a big sister shirt DD wore last december to surprise our parents with for xmas. It's still in her closet up high. I think it is sucky how we can regress in grieving. Last week it was a dream I had that put me in a horrible mood. Now I'm totally back to being fine.
**TW** @ELeighMay, @fishee333, and all, I understand, lately my almost 3 yo has been talking about brothers and sisters. I don't think she really gets it, but a couple months ago she told me she was getting a brother. In my head the one we lost was a boy so it broke my heart a little bit. She also said her little friend from daycare was her sister. Days before the loss I was looking for a "big sister" shirt for her, to use in the announcement. I'm glad I never found one I liked.
ya'll it broke my heart to have lost the lil embryo last year so much I made DH tell her. I don't even want to tell her I'm pregnant again until I'm in 2nd trimester - I don't want to go thru it like that again. I don't mind that I was upset or DH was upset but to see her disappoint? - never again.
@ELeighMay I also had the big brother shirt for my DS and we did a video for my first loss. My son loves to watch the video. Breaks my heart every time but I can’t delete it or get rid of the shirt. I feel like he will know someday that he was a big brother even if it was only for 5 minutes. You are right we need more TWs this month. I hope we all get them and can continue chatting with each other on a different board!
@vlagrl29 I agree. I didn’t tell my son last time and won’t tell him if it happens again until I believe we are in the clear. I don’t want to hurt him.
@ELeighMay you’re definitely not alone with those feelings. I also had bought a “big brother” shirt for DS that he was going to wear when we announced to family, and I still have it in my dresser drawer and can’t seem to get rid of it. We were supposed to be due in March, which is the same month DS was born, so I was thinking of this pregnancy as us giving him a sibling for his birthday. It’s really hard to think about how that’s not happening anymore, and whenever I see him playing with his two older cousins, it just makes me wish that that would be him and his own sibling one day.
I’m really crossing everything I have for everyone this month... we really need some good news for us all this November.
I feel you ladies - sibling guilt is real and strong. *TW* When I was having trouble TTC DS, the guilt that I had for DD was overwhelming. She used to play down in her playroom and bring me up things she made for her "little brother or sister" like little mobiles for the crib or little toys. And she'd hand them to me and tell me to keep it for them and then ask when she was actually going to get one. It broke my heart. It took over 2 years to finally have DS and it was so tough to have hope during that time. I'm wishing so hard that all of your BFPs are right around the corner.
@ELeighMay I'm sorry you're having a rough go right now. You hit the nail on the head with the grief "regression". It would be so nice to have the good days just stay and continue once they finally come around and not have to have those days/weeks where you dive back down into the grief and despair. I have barely talked to my friend who I found out is due with her 3rd a few weeks after I would have been due with my second loss. And I know it's going to get worse when it comes to March when her baby is actually born. Loss just rips the joy and innocence from so many things in life. *hugs*
Oct 16: Spontaneous BFP | m/c @ 9w1d (massive SCH) | D&C Apr 17: IUI #1 = BFN May 17: IUI #2 = BFN Jun 17: IUI #3 = Late BFP (18 DPO) | NMC 17Jul17 @ ~6w Aug 17: IUI #4 = Cancelled due to premature ovulation | TI = BFN Sep 17: IUI #5 = Cancelled due to overstimulation (10+ follies) Nov 17: IVF #1 = Cancelled due to non-IF related health issue | TI = BFN Dec 17: IVF #1 = Puregon 200, Menopur 75, Orgalutran, Suprefact trigger due to OHSS risk | 22R, 18M, 16F, 10B frozen Feb 18: FET #1 (medicated) = BFN Mar 18: FET #2 (natural cycle) = CP (beta 1: 54; beta 2: 0)
Apr 18: FET #3 (natural cycle) = cancelled due to missed ovulation
Apr 18: FET #3 (natural cycle) = BFP! Beta 1: 201 Beta 2: 585 Beta 3: 3254 Beta 4: 9715
U/S 19May - one bean measuring on track with a HB of 125! EDD: 07Jan2019 Team Green My Rainbow Baby Boy born 03Jan2019
Thanks so much ladies. I've lost people that were very important to me throughout my lifetime and have discovered that this grief is so completely different. I guess I expected that I would go through the same type of grieving process and move on with my life. This all has been such a surprising roller-coaster of emotions that I never saw coming. I appreciate you all so much.
pumpkinpancake I was in the same March board with you. March is seriously going to suck this year, but I hope that we both have BFP's before then.
I get that @ELeighMay - with my losses of close family members it does get to a point where you feel you can move on and feel a little sad at times, but with this the hardest part for me is still trying to remain hopeful. I think as soon as I lost ours I felt it would never happen again and that was our only chance. Since then I've tried to remain positive but I think it would be easier just giving up and moving on.
I want to encourage you to give yourself time to heal. Grieving has no timetable. It is painful but necessary
to cope and heal. I found this article that might help you. I hope you will feel
better soon. I will be praying for you. Thank you for sharing. Update us
please.
CD 2 and I have a stressful decision to make. I have figured out that due to BS health insurance in the US, if I want to have help covering the medical costs of being pregnant, I need to wait either 1 month or 3 months to concieve. If I concieve before then, nothing will be covered. So to TTC or not this month? I've got less than 2 weeks to decide I hate the idea of putting TTC on hold because of insurance reasons when physically and emotionally I am ready.
@fishee333 I guess that would depend on if I could afford the costs associated with pregnancy and delivery OOP and not have insurance coverage. If you are comfortable financially, then I probably wouldn't want to wait. But if it's going to to cause financial strain and stress in the long run, it sucks but 1-3 months isn't THAT long in the grand scheme of things.
Oct 16: Spontaneous BFP | m/c @ 9w1d (massive SCH) | D&C Apr 17: IUI #1 = BFN May 17: IUI #2 = BFN Jun 17: IUI #3 = Late BFP (18 DPO) | NMC 17Jul17 @ ~6w Aug 17: IUI #4 = Cancelled due to premature ovulation | TI = BFN Sep 17: IUI #5 = Cancelled due to overstimulation (10+ follies) Nov 17: IVF #1 = Cancelled due to non-IF related health issue | TI = BFN Dec 17: IVF #1 = Puregon 200, Menopur 75, Orgalutran, Suprefact trigger due to OHSS risk | 22R, 18M, 16F, 10B frozen Feb 18: FET #1 (medicated) = BFN Mar 18: FET #2 (natural cycle) = CP (beta 1: 54; beta 2: 0)
Apr 18: FET #3 (natural cycle) = cancelled due to missed ovulation
Apr 18: FET #3 (natural cycle) = BFP! Beta 1: 201 Beta 2: 585 Beta 3: 3254 Beta 4: 9715
U/S 19May - one bean measuring on track with a HB of 125! EDD: 07Jan2019 Team Green My Rainbow Baby Boy born 03Jan2019
Yeah it would depend on your financial situation. maternity is covered on health insurance now so what kind of issues are you dealing with. Also 9 months of pregnancy is usually global billed with the OB meaning they don't charge you until baby is born.
I should call my OB and see if they do a sliding scale for patients paying OOP, but paying OOP for it all would likely cause financial strain and stress in the long run for sure, so you are right @tosh24 that waiting 1-3 months isn't THAT long in the grand scheme of things, but it will feel like torture while I'm waiting. I think I'll do a little research first before making my final decision.
@vlagrl29 The insurance plans offered on healthfinder.gov starting next year aren't financially possible for us. $1300 a month for our family and a $12,000 deductible. So in essence, we would be paying $25,000+ in 2018 before anything even gets covered. That's just not an option, so my family found a healthshare group that is actually affordable, but they don't cover pre-existing conditions. So I need to actually start contributing to the healthshare before I conceive, or else my pregnancy will count as a pre-existing condition. As long as I conceive after it kicks in (which is in 1-3 months, trying to figure that out), all things prenatal/maternity will be covered. Hope that makes sense.
It's official! I got notice from my clinic today that my November IVF cycle is 100% confirmed and I can start as soon as AF gets here!!!! I was going to abstain this cycle but I found out that the medication they have me on after O in preparation for IVF is OK in the TWW so I'm going to go for one last natural Hail Mary cycle. CD 12 today and negative OPK. Should turn positive in the next day or two.
Oct 16: Spontaneous BFP | m/c @ 9w1d (massive SCH) | D&C Apr 17: IUI #1 = BFN May 17: IUI #2 = BFN Jun 17: IUI #3 = Late BFP (18 DPO) | NMC 17Jul17 @ ~6w Aug 17: IUI #4 = Cancelled due to premature ovulation | TI = BFN Sep 17: IUI #5 = Cancelled due to overstimulation (10+ follies) Nov 17: IVF #1 = Cancelled due to non-IF related health issue | TI = BFN Dec 17: IVF #1 = Puregon 200, Menopur 75, Orgalutran, Suprefact trigger due to OHSS risk | 22R, 18M, 16F, 10B frozen Feb 18: FET #1 (medicated) = BFN Mar 18: FET #2 (natural cycle) = CP (beta 1: 54; beta 2: 0)
Apr 18: FET #3 (natural cycle) = cancelled due to missed ovulation
Apr 18: FET #3 (natural cycle) = BFP! Beta 1: 201 Beta 2: 585 Beta 3: 3254 Beta 4: 9715
U/S 19May - one bean measuring on track with a HB of 125! EDD: 07Jan2019 Team Green My Rainbow Baby Boy born 03Jan2019
@ELeighMay I know your feelings exactly. *TW* My little gets SO excited when he’s around other kids. It makes me incredibly sad this is part of our story. A couple nights ago he pulled out the “I’m a Big Brother” book on his bookshelf.
Thanks ladies! I'm super excited (but then worried that my expectations are too high and I'm going to be crushed when it doesn't work and then I'm out of options.....f*cking BSC over here....).
@fishee333 Ugh, that's insanely expensive. It's such a tough decision. I guess I'd look at it as if it was going to take me more than 3 months to pay off my pregnancy/delivery bill and cause more than 3 months of stress and strain, I would probably just bench myself for the 3 months until my new insurance kicked in. But it's super frustrating, regardless. So sorry you're having to deal with insurance issues.
Oct 16: Spontaneous BFP | m/c @ 9w1d (massive SCH) | D&C Apr 17: IUI #1 = BFN May 17: IUI #2 = BFN Jun 17: IUI #3 = Late BFP (18 DPO) | NMC 17Jul17 @ ~6w Aug 17: IUI #4 = Cancelled due to premature ovulation | TI = BFN Sep 17: IUI #5 = Cancelled due to overstimulation (10+ follies) Nov 17: IVF #1 = Cancelled due to non-IF related health issue | TI = BFN Dec 17: IVF #1 = Puregon 200, Menopur 75, Orgalutran, Suprefact trigger due to OHSS risk | 22R, 18M, 16F, 10B frozen Feb 18: FET #1 (medicated) = BFN Mar 18: FET #2 (natural cycle) = CP (beta 1: 54; beta 2: 0)
Apr 18: FET #3 (natural cycle) = cancelled due to missed ovulation
Apr 18: FET #3 (natural cycle) = BFP! Beta 1: 201 Beta 2: 585 Beta 3: 3254 Beta 4: 9715
U/S 19May - one bean measuring on track with a HB of 125! EDD: 07Jan2019 Team Green My Rainbow Baby Boy born 03Jan2019
@fishee333 - is that an ACA plan the health finder? I'm just totally shocked at that price. At that price it would be cheaper to pay eveything out of pocket. GL with the sharing program. IDK if I would wait on TTC - as I said usually OBs global bill unless something unexpected happens. Just my 2 cents.
@tosh24 That's a good way to look at it. I'll have to call my OB and get a better idea of what I would pay OOP and see how much time I'd need to pay it off.
@vlagrl29 Ya that's off of the ACA health plan finder. I was totally shocked too, and now I'm just angry. It's definitely cheaper to pay everything OOP than paying for the insurance and the deductible. That's why it's just not an option for us. If I didn't have a kid and I wasn't TTC, I would probably just not have insurance at all and risk it, but I don't want to take those chances on my kid, or my future kid...that's why I think the health share is the best option for us. Only $500 a month and no deductible. It's just the pre-existing conditions thing which is making it difficult. *TW* The birth of DD was a bit traumatic and she had to stay in the NICU for a week after she was born. The costs of the care for her were outrageous, but my insurance I had then (medicaid) covered it 100%. So I know I need to have some type of medical coverage for when I'm pregnant in case something like that ever happens. *edit to add: everything with DD is great now, just the first week was a bit scary FYI *end TW*
we are going with Cigna pretty much the only one left. Our premium will either be zero or $128 a month with a max oop for family $2600. I was considering a health share like you if our options were bad.
@vlagrl29 Wow that is amazing! Cigna is actually not even offered as an option for us next year... I guess it's where I live?! Not fair. Yeah I tried using net income this time, although it's hard since our income each month varies sooo much since we are both self-employed. Going with our lowest scenario, and getting a $300 premium credit, that still makes our monthly payments from $1300 to $1000, which is still not affordable. Ugh. I don't know how or why they are calculating these premiums, but they don't make sense to me.
@fishee333 - I just ask my CPA what I should estimate every year and add another 5k just in case we make a bit more. We've been with blue cross the last 2 years but they are leaving the market place so we are left with cigna and some company i've never heard of called ambetter. More drs take cigna than the other so the plan is to talk to a customer service rep next week about the 2 plans we are considering and be finished enrolling by end of november. My current OB takes ciga but not the hospital he delivers but who cares not like I'm pregnant right now anyways. one thing i've learned from this process is to not stress cause you never know what will happen.
I just called the hospital's billing department and holy cow, the cost of having a baby is $25-30k for a vaginal birth and $35-40k for a c-section. But if I do self-pay, they give a 40.5% discount which would be $17k for vaginal and 22k for c-section. And she couldn't tell me what all the pre-natal visits would cost (?!) Ugh I'm stressed out. 17k is way better than the $25k+ that I would pay to my insurance company to even get them to pay partially, but still pretty ridiculous. Looks like I am going to wait 1-3 months to get on a healthshare plan! Fx that my application goes through, or that DH gets a new job within the next week lol.
@fishee333 shortly after we had DD I called our hospital to inquire because at the time we didn't have maternity coverage and they told me $2500 for vaginal and $3500 for c section. My OB care for 9 months would have been $2200. This is all assuming nothing out of ordinary no emergencies or complications.
Maybe be waiting is a good idea but I know it sucks.
@fishee333 That is a tough
decision to make even with the 40% discount. I can understand the hesitation
for financial reasons. Painful to wait though. It is really sad that it costs
this much to have a baby
@tosh24 AMAZING GIRL!! What great news!!!! Come on AF
AFM - CD15, still no ovulation going on around here. I don't know why I get myself hyped up with these things, thinking that I will O early. So probably this weekend. I'm already going BSC because the end of TWW will fall around Thanksgiving, which means if I were to get a positive I would wait 4 days for my progesterone prescription, which I feel like with the loss history every moment counts and betas wouldn't be possible either. Do you think it would be totally BSC to call my RE and ask what happens around the holiday for prescriptions like that?
*Signature TW*
TTC#1 October 2014
BFP: November 2014, DS born via c-section July 2015
TTC#2 December 2016
BFP: 12/23/16- No heartbeat at 8 weeks, D&C 01/30/17
@honeybeebub Not crazy at all! I would go ahead and ask for a prescription to keep on hand so you can start taking it the day you get a BFP. With so many holidays coming up, it’s not out of the realm of possibility that your doc’s office would be closed the day you get a BFP. Murphy’s Law being what it is.
@fishee333 Things can get so expensive so quickly, and it’s so important to be able to afford to take care of a little one and your family. I definitely understand the temptation to try now, but I’d be scared to not have those bills covered! US health insurance is so ridiculous.
@tosh24 Yay!!! Congratulations and best of luck for your Hail Mary month and IVF
So my Day 3 bloodwork came back normal, and there was actually no fight from the Dr. for scheduling my HSG. Going in on Tuesday! (I just squeaked by getting it done this cycle lol)
@honeybeebub I would totally call and ask so that you can keep a short supply of progesterone at home, especially with all of the holidays coming up and the inevitable office closures. Not crazy at all!
@lin0442 Glad you had good blood work results and are able to get your HSG done this cycle. Hope it goes smoothly!
Oct 16: Spontaneous BFP | m/c @ 9w1d (massive SCH) | D&C Apr 17: IUI #1 = BFN May 17: IUI #2 = BFN Jun 17: IUI #3 = Late BFP (18 DPO) | NMC 17Jul17 @ ~6w Aug 17: IUI #4 = Cancelled due to premature ovulation | TI = BFN Sep 17: IUI #5 = Cancelled due to overstimulation (10+ follies) Nov 17: IVF #1 = Cancelled due to non-IF related health issue | TI = BFN Dec 17: IVF #1 = Puregon 200, Menopur 75, Orgalutran, Suprefact trigger due to OHSS risk | 22R, 18M, 16F, 10B frozen Feb 18: FET #1 (medicated) = BFN Mar 18: FET #2 (natural cycle) = CP (beta 1: 54; beta 2: 0)
Apr 18: FET #3 (natural cycle) = cancelled due to missed ovulation
Apr 18: FET #3 (natural cycle) = BFP! Beta 1: 201 Beta 2: 585 Beta 3: 3254 Beta 4: 9715
U/S 19May - one bean measuring on track with a HB of 125! EDD: 07Jan2019 Team Green My Rainbow Baby Boy born 03Jan2019
@leahcimmichael@tosh24 I guess it wasn’t crazy at all - RE put in the script so it’s there. But it’s going to be $220 every 2 weeks. Ugh I think I remember @vlagrl29 mentioning that the progesterone was super expensive!
*Signature TW*
TTC#1 October 2014
BFP: November 2014, DS born via c-section July 2015
TTC#2 December 2016
BFP: 12/23/16- No heartbeat at 8 weeks, D&C 01/30/17
Oct 16: Spontaneous BFP | m/c @ 9w1d (massive SCH) | D&C Apr 17: IUI #1 = BFN May 17: IUI #2 = BFN Jun 17: IUI #3 = Late BFP (18 DPO) | NMC 17Jul17 @ ~6w Aug 17: IUI #4 = Cancelled due to premature ovulation | TI = BFN Sep 17: IUI #5 = Cancelled due to overstimulation (10+ follies) Nov 17: IVF #1 = Cancelled due to non-IF related health issue | TI = BFN Dec 17: IVF #1 = Puregon 200, Menopur 75, Orgalutran, Suprefact trigger due to OHSS risk | 22R, 18M, 16F, 10B frozen Feb 18: FET #1 (medicated) = BFN Mar 18: FET #2 (natural cycle) = CP (beta 1: 54; beta 2: 0)
Apr 18: FET #3 (natural cycle) = cancelled due to missed ovulation
Apr 18: FET #3 (natural cycle) = BFP! Beta 1: 201 Beta 2: 585 Beta 3: 3254 Beta 4: 9715
U/S 19May - one bean measuring on track with a HB of 125! EDD: 07Jan2019 Team Green My Rainbow Baby Boy born 03Jan2019
Re: November WTO
Mack2342 Thanks Mack, I'm so seriously hopeful for your IUI this cycle and can't wait to see you flying out of here with a rainbow. We need more TW's in the TWW this cycle. Last month seemed to have just sucked for everyone.
fishee333 Isn't that sad. It's like they look at you like, "So THIS is what having a buddy is about?" I am one of five. I have four brothers (one lost his battle to cancer at 1yo) but can't imagine not having them in my life. Waking up in the morning before our parents were awake on Christmas and digging around together. It's little stuff like that that gets me.
I was doing so well coping with all this until my friend posted her maternity pics about two weeks ago. She was the only friend I told we when we found out we were expecting. I had given away my maternity clothes to her literally two days before I'd gotten my BFP in an effort to accept that we were coming to the end of our journey (even though we'd agreed to try until December). She was so excited for us she literally burst into tears. She's now 12 days away from delivery and I can't even talk to her. Then this weekend just added to it. I don't know why it's so easy to regress in the grieving process. I feel like once I get to a place where I'm improving I should get to stay in that place. That's only fair right? Sorry to be such a bummer on a Monday ladies, I'm trying to pull it together here.
@ELeighMay, @fishee333, and all, I understand, lately my almost 3 yo has been talking about brothers and sisters. I don't think she really gets it, but a couple months ago she told me she was getting a brother. In my head the one we lost was a boy so it broke my heart a little bit. She also said her little friend from daycare was her sister.
Days before the loss I was looking for a "big sister" shirt for her, to use in the announcement. I'm glad I never found one I liked.
@vlagrl29 I agree. I didn’t tell my son last time and won’t tell him if it happens again until I believe we are in the clear. I don’t want to hurt him.
I’m really crossing everything I have for everyone this month... we really need some
good news for us all this November.
@ELeighMay I'm sorry you're having a rough go right now. You hit the nail on the head with the grief "regression". It would be so nice to have the good days just stay and continue once they finally come around and not have to have those days/weeks where you dive back down into the grief and despair. I have barely talked to my friend who I found out is due with her 3rd a few weeks after I would have been due with my second loss. And I know it's going to get worse when it comes to March when her baby is actually born. Loss just rips the joy and innocence from so many things in life. *hugs*
*TW loss and children mentioned*
Apr 17: IUI #1 = BFN
May 17: IUI #2 = BFN
Jun 17: IUI #3 = Late BFP (18 DPO) | NMC 17Jul17 @ ~6w
Aug 17: IUI #4 = Cancelled due to premature ovulation | TI = BFN
Sep 17: IUI #5 = Cancelled due to overstimulation (10+ follies)
Nov 17: IVF #1 = Cancelled due to non-IF related health issue | TI = BFN
Dec 17: IVF #1 = Puregon 200, Menopur 75, Orgalutran, Suprefact trigger due to OHSS risk | 22R, 18M, 16F, 10B frozen
Feb 18: FET #1 (medicated) = BFN
Mar 18: FET #2 (natural cycle) = CP (beta 1: 54; beta 2: 0)
EDD: 07Jan2019 Team Green
My Rainbow Baby Boy born 03Jan2019
pumpkinpancake I was in the same March board with you. March is seriously going to suck this year, but I hope that we both have BFP's before then.
@ELeighMay, I’m sorry.
I want to encourage you to give yourself time to heal. Grieving has no timetable. It is painful but necessary to cope and heal. I found this article that might help you. I hope you will feel better soon. I will be praying for you. Thank you for sharing. Update us please.
*TW loss and children mentioned*
Apr 17: IUI #1 = BFN
May 17: IUI #2 = BFN
Jun 17: IUI #3 = Late BFP (18 DPO) | NMC 17Jul17 @ ~6w
Aug 17: IUI #4 = Cancelled due to premature ovulation | TI = BFN
Sep 17: IUI #5 = Cancelled due to overstimulation (10+ follies)
Nov 17: IVF #1 = Cancelled due to non-IF related health issue | TI = BFN
Dec 17: IVF #1 = Puregon 200, Menopur 75, Orgalutran, Suprefact trigger due to OHSS risk | 22R, 18M, 16F, 10B frozen
Feb 18: FET #1 (medicated) = BFN
Mar 18: FET #2 (natural cycle) = CP (beta 1: 54; beta 2: 0)
EDD: 07Jan2019 Team Green
My Rainbow Baby Boy born 03Jan2019
@vlagrl29 The insurance plans offered on healthfinder.gov starting next year aren't financially possible for us. $1300 a month for our family and a $12,000 deductible. So in essence, we would be paying $25,000+ in 2018 before anything even gets covered. That's just not an option, so my family found a healthshare group that is actually affordable, but they don't cover pre-existing conditions. So I need to actually start contributing to the healthshare before I conceive, or else my pregnancy will count as a pre-existing condition. As long as I conceive after it kicks in (which is in 1-3 months, trying to figure that out), all things prenatal/maternity will be covered. Hope that makes sense.
*TW loss and children mentioned*
Apr 17: IUI #1 = BFN
May 17: IUI #2 = BFN
Jun 17: IUI #3 = Late BFP (18 DPO) | NMC 17Jul17 @ ~6w
Aug 17: IUI #4 = Cancelled due to premature ovulation | TI = BFN
Sep 17: IUI #5 = Cancelled due to overstimulation (10+ follies)
Nov 17: IVF #1 = Cancelled due to non-IF related health issue | TI = BFN
Dec 17: IVF #1 = Puregon 200, Menopur 75, Orgalutran, Suprefact trigger due to OHSS risk | 22R, 18M, 16F, 10B frozen
Feb 18: FET #1 (medicated) = BFN
Mar 18: FET #2 (natural cycle) = CP (beta 1: 54; beta 2: 0)
EDD: 07Jan2019 Team Green
My Rainbow Baby Boy born 03Jan2019
@tosh24 That is great news!! So happy for you!
yea!!!' @tosh24
@tosh24 yaaaa!!!
@tosh24 Hoorayyyyyy!!!!!
@fishee333 Ugh, that's insanely expensive. It's such a tough decision. I guess I'd look at it as if it was going to take me more than 3 months to pay off my pregnancy/delivery bill and cause more than 3 months of stress and strain, I would probably just bench myself for the 3 months until my new insurance kicked in. But it's super frustrating, regardless. So sorry you're having to deal with insurance issues.
*TW loss and children mentioned*
Apr 17: IUI #1 = BFN
May 17: IUI #2 = BFN
Jun 17: IUI #3 = Late BFP (18 DPO) | NMC 17Jul17 @ ~6w
Aug 17: IUI #4 = Cancelled due to premature ovulation | TI = BFN
Sep 17: IUI #5 = Cancelled due to overstimulation (10+ follies)
Nov 17: IVF #1 = Cancelled due to non-IF related health issue | TI = BFN
Dec 17: IVF #1 = Puregon 200, Menopur 75, Orgalutran, Suprefact trigger due to OHSS risk | 22R, 18M, 16F, 10B frozen
Feb 18: FET #1 (medicated) = BFN
Mar 18: FET #2 (natural cycle) = CP (beta 1: 54; beta 2: 0)
EDD: 07Jan2019 Team Green
My Rainbow Baby Boy born 03Jan2019
try and keep positive and allow yourself to be excited! I know it's hard!
@vlagrl29 Ya that's off of the ACA health plan finder. I was totally shocked too, and now I'm just angry. It's definitely cheaper to pay everything OOP than paying for the insurance and the deductible. That's why it's just not an option for us. If I didn't have a kid and I wasn't TTC, I would probably just not have insurance at all and risk it, but I don't want to take those chances on my kid, or my future kid...that's why I think the health share is the best option for us. Only $500 a month and no deductible. It's just the pre-existing conditions thing which is making it difficult. *TW* The birth of DD was a bit traumatic and she had to stay in the NICU for a week after she was born. The costs of the care for her were outrageous, but my insurance I had then (medicaid) covered it 100%. So I know I need to have some type of medical coverage for when I'm pregnant in case something like that ever happens. *edit to add: everything with DD is great now, just the first week was a bit scary FYI
we are going with Cigna pretty much the only one left. Our premium will either be zero or $128 a month with a max oop for family $2600. I was considering a health share like you if our options were bad.
@fishee333 shortly after we had DD I called our hospital to inquire because at the time we didn't have maternity coverage and they told me $2500 for vaginal and $3500 for c section. My OB care for 9 months would have been $2200. This is all assuming nothing out of ordinary no emergencies or complications.
Maybe be waiting is a good idea but I know it sucks.
I keep flip flopping. I mean, what if this is THE month and it's my one shot?! Ugh if only we could predict the future just a little bit
@fishee333 That is a tough decision to make even with the 40% discount. I can understand the hesitation for financial reasons. Painful to wait though. It is really sad that it costs this much to have a baby
@tosh24 AMAZING GIRL!! What great news!!!! Come on AF
AFM - CD15, still no ovulation going on around here. I don't know why I get myself hyped up with these things, thinking that I will O early. So probably this weekend. I'm already going BSC because the end of TWW will fall around Thanksgiving, which means if I were to get a positive I would wait 4 days for my progesterone prescription, which I feel like with the loss history every moment counts and betas wouldn't be possible either. Do you think it would be totally BSC to call my RE and ask what happens around the holiday for prescriptions like that?
TTC#1 October 2014
BFP: November 2014, DS born via c-section July 2015
TTC#2 December 2016
BFP: 12/23/16- No heartbeat at 8 weeks, D&C 01/30/17
BFP: 03/11/17- Chemical 03/15/2017
BFP: 04/17/17- Chemical 04/22/2017
05-10/2017 - RPL Testing/Septum Resection Surgery
11/2017-03/2018 3 Natural cycles / 2 TIC w/ trigger shot
BFP: 03/29/18, Rainbow Baby Boy Due late November/ early December 2018
@tosh24 Yay!!! Congratulations and best of luck for your Hail Mary month and IVF
So my Day 3 bloodwork came back normal, and there was actually no fight from the Dr. for scheduling my HSG. Going in on Tuesday! (I just squeaked by getting it done this cycle lol)
@lin0442 Glad you had good blood work results and are able to get your HSG done this cycle. Hope it goes smoothly!
*TW loss and children mentioned*
Apr 17: IUI #1 = BFN
May 17: IUI #2 = BFN
Jun 17: IUI #3 = Late BFP (18 DPO) | NMC 17Jul17 @ ~6w
Aug 17: IUI #4 = Cancelled due to premature ovulation | TI = BFN
Sep 17: IUI #5 = Cancelled due to overstimulation (10+ follies)
Nov 17: IVF #1 = Cancelled due to non-IF related health issue | TI = BFN
Dec 17: IVF #1 = Puregon 200, Menopur 75, Orgalutran, Suprefact trigger due to OHSS risk | 22R, 18M, 16F, 10B frozen
Feb 18: FET #1 (medicated) = BFN
Mar 18: FET #2 (natural cycle) = CP (beta 1: 54; beta 2: 0)
EDD: 07Jan2019 Team Green
My Rainbow Baby Boy born 03Jan2019
TTC#1 October 2014
BFP: November 2014, DS born via c-section July 2015
TTC#2 December 2016
BFP: 12/23/16- No heartbeat at 8 weeks, D&C 01/30/17
BFP: 03/11/17- Chemical 03/15/2017
BFP: 04/17/17- Chemical 04/22/2017
05-10/2017 - RPL Testing/Septum Resection Surgery
11/2017-03/2018 3 Natural cycles / 2 TIC w/ trigger shot
BFP: 03/29/18, Rainbow Baby Boy Due late November/ early December 2018
*TW loss and children mentioned*
Apr 17: IUI #1 = BFN
May 17: IUI #2 = BFN
Jun 17: IUI #3 = Late BFP (18 DPO) | NMC 17Jul17 @ ~6w
Aug 17: IUI #4 = Cancelled due to premature ovulation | TI = BFN
Sep 17: IUI #5 = Cancelled due to overstimulation (10+ follies)
Nov 17: IVF #1 = Cancelled due to non-IF related health issue | TI = BFN
Dec 17: IVF #1 = Puregon 200, Menopur 75, Orgalutran, Suprefact trigger due to OHSS risk | 22R, 18M, 16F, 10B frozen
Feb 18: FET #1 (medicated) = BFN
Mar 18: FET #2 (natural cycle) = CP (beta 1: 54; beta 2: 0)
EDD: 07Jan2019 Team Green
My Rainbow Baby Boy born 03Jan2019