@SkilledSailor I just saw our two other members get warnings. Her comment was still up when I posted. And crap. Did she already have a couple warnings?
@spottedginger I didn’t see it before it was removed. I assume she already had a couple warnings unless what she said was absolutely over the top offensive (which I doubt).
BFP 3/21/2020! OMG We're having TWINS! 4/17/2020 -------------------------------- LO arrived 11/9/2018! We have a baby! -------------------------------- Me: 33 | DH: 41 Married: March 2016 TTC #1/IUD out January 2017 PCOS dx January 2018 Medicated cycle 2.5mg Letrozole CD3-7 February 2018 BFP 3/10/2018! -------------------------------
TTGP December Siggy Co-Winner: Favorite Moments from Holiday Movies/TV
Geez...July bmb is already set to be nuts! I hope it starts getting more organized. It's a mess right now! Andplusalso, I totally knew she'd be back...There was no way she was going to disappear for good.
My warning for that thread was because I was hindering other people's enjoyment of the site. As if. Also, @princesslockness - props for being the only one who didn't get a warning!
I was enjoying lurking the June/July BMB but every time I try to post something snarky, it sounds so sad and bitter and not as hysterical as I want it to.
But in other bitter news, I want to watch stranger things and DH keeps going to sleep too early. I am about to watch it without him
My warning for that thread was because I was hindering other people's enjoyment of the site. As if. Also, @princesslockness - props for being the only one who didn't get a warning!
My warning for that thread was because I was hindering other people's enjoyment of the site. As if. Also, @princesslockness - props for being the only one who didn't get a warning!
I would like to create a list of things that hinders my enjoyment of the site and have that enforced!
Nice work ladies, but @lund sorry you went down with the ship. I hope we meet again.
I got a warning. Just had to check my inbox on mobile, which is not fun.
ETA: Apparently informing her that her Ute is tiny and she is bloated is ok, but calling her uninformed is a TOU violation. This seems terribly odd and half assed as they both said the same damn thing.
Formerly known as Kate08young August '18 Siggy April Showers:
Me: 28 H: 24 Married: 7/22/14 Baby L: 8/4/2015 August 2015 Moms Baby E: 11/18/2016 December 2016 Moms TTC #3 08/2017 BFP 11/27/2017. Twin B lost 11/22/2017, Twin A doing well.
I wasn't sure where else to post this but @nimmle (thank you!) pointed out that I still had my old ticker in my siggy. I completely forgot what was in my siggy and am always on mobile so I never realized it was still there. I wanted to sincerely apologize to any ladies that may have been hurt by it.
@smashjam I was lurking and saw you like mini sour brite crawler candy. I saw them this week in a box! You know how there is candy in movie-theater like boxes in the grocery store candy section? There! FX I didn’t just get your hopes up if you can’t find them!
@mrs_drc_rn No problemo lady. I was totally not offended by it and actually quite entertained. Especially since the ticker said "Come on out, everyone is waiting for you" at almost 250 months. Clearly the coding was well done
I have had an alarm go off on my phone at 4:40am for the last several mornings. There is not a single alarm, not reminder alarm, set in my phone. Whhhhhhat gives, Siri? What gives?!
Boring question, but in the US it’s benefit enrollment time. Is anyone taking into consideration your TTC/pregnancy related costs when making Medical FSA allotments? And if so what are you planning for?
I’m thinking of signing up for one with my company, but I’m unsure how much in each month.
DD1: June '16 DD2: March ‘19 :::: Married since 2011 :::: USN Wife ::::
@meggyme Yes, absolutely. H took care of it already since his company had enrollment in October. It's an expensive plan but covers IF testing and partially covers IF treatment. And *if* we get lucky enough to get KU, it's a plan that the birth center I like takes.
@meggyme, I very much did, last year, lol. TW with my other 2, we had relatively low deductibles, then a coinsurance, and the costs in the past of my 2 births and d&c we're ridiculous. End TW
This time, we have a higher deductible, but a lower out of pocket, so, I know the most we will spend cuts off at an affordable amount. We meet our out of pocket a few times, and in the past we still had to pay copays, but with the deductible plan, we literally pay nothing since the middle of the year. I have had 2.5 free surgeries (the first one cost we only a few hundred dollars, lol). I kept this plan, I know I will not deliver next year since I am benched, but hopefully I will be pregnant.
@SkilledSailor@holly321 I’m actually talking about medical (or limited use) Flexible Savings Accounts, not health insurance. DH is military so we get great insurance through him, but there are other expenses (like some copays, small deductible, and any emergency services) that we’re still on the hook for.
Things like out of pocket costs, some OTC meds/bandages, PNV’s, pregnancy tests, fertility monitors, etc are eligible and I’m trying to figure out how much I should plan to set aside without going over.
DD1: June '16 DD2: March ‘19 :::: Married since 2011 :::: USN Wife ::::
@meggyme, oh sorry, I see! I generally try to set aside what our out of pocket costs are. Our account will not pay for anything without a script, so I can't get tests or vitamins with it, well, I could, I just don't bother getting scripts for stuff sometimes.
@meggyme what kind of military insurance do you have? My husband's Tricare sucked, even when he was active duty. We've been using my PPO that I get as a city employee. It's not great, but it covers doctor appointments and the copays are low.
Me: 28 DH: 29 Married: 6/2016 TTC #1: 12/2016 Benched due to deployment- Off the bench 8/8/17!
@meggyme I put aside each month to cover either 2 chiro or 1 60 min massage. That way I have some room to get co-pays or Rx covered. If I don't use it, then I know how many relaxing 'preventative' app. I can have.
Formerly known as Kate08young August '18 Siggy April Showers:
Me: 28 H: 24 Married: 7/22/14 Baby L: 8/4/2015 August 2015 Moms Baby E: 11/18/2016 December 2016 Moms TTC #3 08/2017 BFP 11/27/2017. Twin B lost 11/22/2017, Twin A doing well.
@jsnakehole I have tricare standard, so I have some copays/small deductible. I’m pretty healthy and most preventative care is covered 100%.
TW Previous pregnancy:
It was great during my last pregnancy because my prenatal care was covered almost completely and I got to go to the civilian doctor /hospital I wanted to. I think my hospital bill was $35.
But my job offers a med FSA so I’m trying to decide if it’s worth the trouble to use it.
@princesslockness did you need an Rx for the massages? I think the FSA my work has requires a script for them.
DD1: June '16 DD2: March ‘19 :::: Married since 2011 :::: USN Wife ::::
@meggyme I have an HSA (which is a different ‘type’ of FSA). I’ve had an FSA in the past. I looked at how much I could feel comfortable coming out of my paychecks each month vs what I would likely use. Either we will use it for a child or use it for IF related expenses. I’ve never put too much in an FSA/HSA.
@meggyme You can also use your FSA to buy most sunscreens and breastpads, pump, contacts, etc. we put enough in our that it will have about 50% of our deductible in there. ETA: I have a high deductible plan (no choice). My specialty medication is covered by a copay assistance program, and still counts towards my deductible. So, if I was not in that spot, I’d have put more into our HSA.
@meggyme The place I used was able to send it to my flex plan so it was a preventative thing. It was preventing my pelvis from getting further out of alignment. No script needed.
Formerly known as Kate08young August '18 Siggy April Showers:
Me: 28 H: 24 Married: 7/22/14 Baby L: 8/4/2015 August 2015 Moms Baby E: 11/18/2016 December 2016 Moms TTC #3 08/2017 BFP 11/27/2017. Twin B lost 11/22/2017, Twin A doing well.
@jrm_14 I wish I had an hsa option because any leftover would go toward my 401k, but it is only available with work health insurance, which I don’t use. Our FSA is use or lose over $500. That’s helpful, thank you.
@princesslockness I’ll have to ask my doctor about something like that. I’m looking for a new one anyway.
I might end up just putting a few hundred in over the course of the year and see how much gets used and then adjust next year. Thanks everyone!
DD1: June '16 DD2: March ‘19 :::: Married since 2011 :::: USN Wife ::::
I'm about to mix up one of my favorite specialty cocktails from my 20s- cheap vodka mixed with Capri Sun. I'm debating throwing a splash of grenadine in there. Y'know, to class things up.
It's going to pair really well with the Hot Pocket I'm having for dinner.
Me: 28 DH: 29 Married: 6/2016 TTC #1: 12/2016 Benched due to deployment- Off the bench 8/8/17!
@jrm_14, I have a specialty medication that meets our deductible in two fills, it was the best surprise last year. I may be remembering incorrectly, but you have an autoimmune disease too, right? I wonder if it is the same thing?
I suck at socializing/making plans. A friend I haven't seen in 3 years is in town, and I texted her asking what she's doing tomorrow. She said it's her friend's birthday and they're going to this fancy rooftop bar. Does that mean it's cool if I come by to say hi? Is she saying she's busy? Am I a dweeb for asking if it's okay to meet up there? Ugh, this is why I stay home.
Me: 28 DH: 29 Married: 6/2016 TTC #1: 12/2016 Benched due to deployment- Off the bench 8/8/17!
@jsnakehole Oh man! I hate ambiguous texts. I’d probably play it safe and assume it was not an invite. Instead I’d ask if your friend was free before or after to hang out. FX for before because sleep.
@jsnakehole I agree I would also play it safe and not assume. One would think that they would have added a "and you should join us" comment onto that text if that is what was meant. But like you, I don't get out much, so maybe I am not up on the social text norms lol.
Re: Weekday Randoms - 10/30
she is a right piece of work
--------------------------------
LO arrived 11/9/2018! We have a baby!
--------------------------------
Me: 33 | DH: 41
Married: March 2016
TTC #1/IUD out January 2017
PCOS dx January 2018
Medicated cycle 2.5mg Letrozole CD3-7 February 2018
BFP 3/10/2018!
-------------------------------
This July BMB is pretty nuts.
My warning for that thread was because I was hindering other people's enjoyment of the site. As if.
Also, @princesslockness - props for being the only one who didn't get a warning!
Me: 30 | DH: 34 | DSS: 14 | DS: 4
PG #2, EDD 10/12/2023
But in other bitter news, I want to watch stranger things and DH keeps going to sleep too early. I am about to watch it without him
Nice work ladies, but @lund sorry you went down with the ship. I hope we meet again.
ETA: Apparently informing her that her Ute is tiny and she is bloated is ok, but calling her uninformed is a TOU violation. This seems terribly odd and half assed as they both said the same damn thing.
Formerly known as Kate08young
August '18 Siggy April Showers:
Married: 7/22/14
Baby L: 8/4/2015 August 2015 Moms
Baby E: 11/18/2016 December 2016 Moms
TTC #3 08/2017 BFP 11/27/2017.
Twin B lost 11/22/2017, Twin A doing well.
ETA:
I’m thinking of signing up for one with my company, but I’m unsure how much in each month.
This time, we have a higher deductible, but a lower out of pocket, so, I know the most we will spend cuts off at an affordable amount. We meet our out of pocket a few times, and in the past we still had to pay copays, but with the deductible plan, we literally pay nothing since the middle of the year. I have had 2.5 free surgeries (the first one cost we only a few hundred dollars, lol). I kept this plan, I know I will not deliver next year since I am benched, but hopefully I will be pregnant.
Things like out of pocket costs, some OTC meds/bandages, PNV’s, pregnancy tests, fertility monitors, etc are eligible and I’m trying to figure out how much I should plan to set aside without going over.
Married: 6/2016
TTC #1: 12/2016
Benched due to deployment- Off the bench 8/8/17!
Formerly known as Kate08young
August '18 Siggy April Showers:
Married: 7/22/14
Baby L: 8/4/2015 August 2015 Moms
Baby E: 11/18/2016 December 2016 Moms
TTC #3 08/2017 BFP 11/27/2017.
Twin B lost 11/22/2017, Twin A doing well.
TW Previous pregnancy:
But my job offers a med FSA so I’m trying to decide if it’s worth the trouble to use it.
@princesslockness did you need an Rx for the massages? I think the FSA my work has requires a script for them.
ETA: I have a high deductible plan (no choice). My specialty medication is covered by a copay assistance program, and still counts towards my deductible. So, if I was not in that spot, I’d have put more into our HSA.
Formerly known as Kate08young
August '18 Siggy April Showers:
Married: 7/22/14
Baby L: 8/4/2015 August 2015 Moms
Baby E: 11/18/2016 December 2016 Moms
TTC #3 08/2017 BFP 11/27/2017.
Twin B lost 11/22/2017, Twin A doing well.
@princesslockness I’ll have to ask my doctor about something like that. I’m looking for a new one anyway.
I might end up just putting a few hundred in over the course of the year and see how much gets used and then adjust next year. Thanks everyone!
It's going to pair really well with the Hot Pocket I'm having for dinner.
Married: 6/2016
TTC #1: 12/2016
Benched due to deployment- Off the bench 8/8/17!
Married: 6/2016
TTC #1: 12/2016
Benched due to deployment- Off the bench 8/8/17!