WTF Wednesday

Re: WTF Wednesday

• missnacholover member

  June 2014

  NLJ82 said:

  missnacholover  in no way is that affordable...thus the quotation marks, but they're telling me that with our income, it's affordable. We, BY NO MEANS, are rich. DH has a decent job, but he's not raking in $20/hr or anything...which takes me back to "WTF GOVERNMENT?!"

  Insane.  =(
  

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• ssstephanie214 member

  June 2014 edited June 2014

  @NLJ82‌ it's not right that you have to pay maternity bills out of pocket. I have some thoughts for you:
  1. Depending on where you live, some small practices are moving to cash only. $50/visit flat rate. Texas is a frontrunner in this. I'm honestly not sure if it covers extra scans scans and tests, but the goal is affordable office visits (and avoiding Medicare and Medicaid patients... ).
  2. Planned parenthood does prenatal care on sliding scale payments. That would be income based in your favor.
  3. Call a healthcare nonprofit (like a community medical-legal partnership) or professional organization you or your husband might be a member of that offers plans (check your junk mail?) and have someone talk you through what plans are available to you. Ask them if it seems correct that you have a plan where NONE of your maternity costs are covered. Are you really paying OOP for a hospital delivery??
  
  Ed. 4. Do a little math and see if it'd be better if you (and your new baby) could jump onto your husband's employer based plan?
  
  I'm sorry if you've already thought these things and this sounds like annoying patronization. I just care a lot about women's access to health care.

  BABY GIRL, 11-11-14 

  
  

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• NLJ82 member

  June 2014

  ssstephanie214 Thank You! I do appreciate it. I actually work for my countie's community action and so everything already is a lower cost. We're paying $880 OOP for delivery, but that doesn't count towards anesthesia and hospital bills unfortunately. The issue is that my husband alone makes roughly $33,000/yr himself, which isn't a TON, but it puts us over income for any sliding scale programs around.

  My husband does have healthcare offered through his employer but it cost roughly $300 every pay. The deductible is better with $5000 as opposed to $14,000 but we've been told that it still isn't the best at coverage SO...again..idk. We're just paying OOP as we go lol

  Thanks again!

  
  

  
  

  
  

    
  

  
  

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