Hi,
This will be my first post here so I hope nobody minds if I drop by to ask a few questions. I am PG with our first and in the situation where I'm trying to figure out whether it's best for me to stay home after the baby is born or go back to work ASAP. My situation is kind of complicated, but I just want to know from anyone who is willing to share:
*How and why did you become a stay at home mom?
*Are there any of you out there who feel like you save more money than you would make, or like what you would have left after childcare wouldn't be worth working for?
I would love to hear the different responses. TIA
Re: Decision to Become a SAHM?
At the time this all started DH and I were both going back to college in our mid-20's to finish our 4-year degrees in graphic design, working part time at a call center, doing internships, and doing some freelance work when we could get it. We were looking forward to careers and while we both really wanted kids we knew it was pretty much an awful time and that was a thing to worry about in the future.
In January 2014 I lost my call center job due to too much missed time, most of which was literally due to having seizures before or during my shifts. Even though I literally had them at work and had to be walked to the door and driven home, it didn't matter because I didn't qualify for protection from being fired under FMLA due to being part time. It's not that they did me wrong, as they found a way for me to leave and be rehirable even though on paper I was "terminated".
So I haven't worked since January aside from continuing some of the freelance... And I realize some might think "Oh my gosh why weren't you being more careful" and while I really don't want to go into that you'll just have to trust me that we WERE trying to prevent pregnancy and I wasn't able to take hormonal contraception at the time... but in early April we found out we were expecting when I was a week late. Then we graduated in May when I was 9 weeks along.
DH already got a job but it doesn't pay much in terms of our field. He has some opportunity for raises and/or bonuses and is likely poised to get a better job in the near future IMO. I have tried, but so far I've only had one informal interview for a job I'm overqualified for which ended in the guy telling me my degree was worthless, scoffing at how much my freelance clients pay, and telling me I'm worth $9.00 an hour (less than I made at the call center). I feel like the further along I get and the more I start showing the harder it will be to get a job... plus I'm not in a good position to negotiate leave if I do. And if I'm getting paid $9.00 an hour for a job that isn't really what I want daycare costs really don't seem worth it. I'd rather be home calling the shots about the details of how my baby is cared for rather than trusting a stranger.
So I'm worried about not being able to get leave since I'd be starting a new job. I'm worried about not being able to get hired. I'm worried about daycare costs, and I'm worried about my health... like even though I haven't had a seizure in 7 weeks and the arthritis thing seems to be suddenly inactive/in remission due to pregnancy (automatic immune-suppressed state) I don't know if things are going to stay that way. I might explain more later if anyone has questions but I have to get going
Thanks for all the input so far.
*How and why did you become a stay at home mom?
I wanted to SAH when DD1 was born, but we were living a bit beyond our means. I had a career I really enjoyed, but I wanted to be with her. It wasn't possible at the time. I remember the heartache leaving her the first time. Oh man, that was tough, but it got easier and I believe she benefited from daycare. During an off week for her daycare, DH took vacation and stayed home with DD. She was probably 8 mo. I don't know why that week did it (maybe jealousy?), but during that week I decided I wanted to be home. DH and I put together a plan to be able to live on only his income. It took a while, but we got our budget under control and when DD2 was born, I resigned. I just wanted to spend the time with my kids.
I sometimes miss the work. Just recently my old boss contacted me about a job. It was perfect, but I weighed it out, and I still prefer to be at home with the kids. We do things that would be harder or close to impossible if I worked, swim lessons, playdates, my volunteer group I meet with weekly, the zoo, etc. I really love being able to run off to a museum or park whenever we want to go.
*Are there any of you out there who feel like you save more money than you would make, or like what you would have left after childcare wouldn't be worth working for?
I had a pretty decent salary that would have covered daycare and more. Money was an issue for us in the beginning because we spent a ridiculous amount on expensive cars and we were house poor (we made some silly decisions). We do have more money now, but because we are smarter with our spending and budget. Maybe deciding to SAH was the catalyst, but it isn't the reason we have more.
I agree with PP that the job is/can be so much more than the paycheck. If working is what a person wants to do, then they shouldn't stay home just because they don't make enough for the job to be "worth it". If that makes sense.
Eta: this is just my experience and certainly doesn't apply to anyone else. Without knowing your situation, it shouldn't be considered advice.
C 7.16.2008 | L 11.12.2010 | A 3.18.2013
What people can and can't afford is more flexible than most people think. I am extremely financially cautious, so for me I'm sure I can afford a lot of things I think I can't. Perhaps I am willing to live with less cushion than I would like... But I don't know why I should have to defend myself. I haven't lied or done anything wrong...
I am glad you know enough about my medical history and finances to tell me when im ready to return to work. May I ask why you care? What about my situation perturbs you?
YOU said you can't afford to stay home your husband does not make enough money. Therefore it seems pretty cut and dry. It's really not rocket science. If you can't afford it you can't ford it, you can't make money magically appear.
And. Wtf is this about me caring you asked for opinions on a public message board and I gave you my opinion see that is how this works.
I don't think there's a perfect choice for us. The situation stinks regardless of how we handle it. I just don't understand why you have such a strong opinion.
Also DH had conversations with friends who have kids and make less or the same as him... Some of their spouses don't work. Apparently it's possible. I would have never imagined.
who personally attacked you? I sure as heck didn't.
Goodbye Troll.
there was no personal attack. If you can't afford to live on his income, you likely need to get a job. That is not personal, just a fact.
C 7.16.2008 | L 11.12.2010 | A 3.18.2013
Snort you mean when I called Nanda slow? Lol this really just made me laugh. Um nanda and I are friends it was a total joke and she took it as such. You should probably hang around more before you start spouting off about stuff you know nothing about, oh and the word troll? I don't think it means what you think it does.
I seriously just LOLed. My kids want to know what is so funny.
C 7.16.2008 | L 11.12.2010 | A 3.18.2013
If you think it's a situation like that where he just needs to get some experience and then he will be able to apply to other companies or his salary will significantly increase then you could try to SAH and make some sacrifices in the short term. And I suggest this only because if you are really sick, then you will need to be flexible to make appointments and work on getting healthier.
Do you live in a HCOL or LCOL area? Do you have family around who can help with the baby? What would happen if you had a seizure when alone with the baby, would you need to go to the hospital? Would DH be able to leave work and watch him/her or would you be able to have family babysit or hire a sitter? Can your H pick up some freelance work on the weekends or evenings to help out until you get your medical issues sorted out? Sorry you're dealing with this. GL.
I was not unkind. You specifically said you couldn't afford to SAH. I simply pointed out what YOU had already said. I am sorry you are dealing with all this, but if you can't afford it you can't afford it. You also said in your other post that you are not having seizures when pregnant so it seems a really good time now to get a job.
You've brought up some things I didn't think of before. I worry a lot about dropping the baby although I get an aura so I think I would know and have time to put him or her down before losing control.
In terms of dh's job he has so much potential to make more than enough. Just not right now... So our sacrifices and living on less than we would like wouldn't be permanent.
Agreed. This is a pretty standard answer around here. Sure, you can be frugal, put less into savings, etc but if you honestly can't afford to live off your DH's income and you come here saying so, we're suggest you work. I'm sorry about your medical condition. If you truly can't work because of medical issues, I doubt anyone here could really give you any real advice.
oh burn. I bet you feel bad now Kate! I mean that was the point right?
oh burn. I bet you feel bad now Kate! I mean that was the point right?
Not at all I just think people are commenting without reading the full thread since it's long.
and yet you are still here.