Disability Insurance question

grace&ricky

Hi ladies,

I know it's kinda early to be worrying about this, but I like to plan ahead; espcially for work.  I'm a teacher and my babe is due June 19th, in time for summer break.  I'm planning to not take any maternity leave this school year, since school ends June 12th. 

I have disability insurance and was told by the insurance company rep that they pay for maternity leave up to 12 months.  My DH is kinda wanting me to take one year off from work if disability will give me the nominal pay check.  Anyone have experience with this?  Will disability insurance only cover for 12 months if my doctor writes me up for the entire year?  And if not, can I at least use my 6 weeks of maternity leave September thru half of October, since the baby is coming after the school year ends, or will the 6 weeks not be applicable since it's 3 months after the baby comes?

TIA!

naysmommy

After I had my dd I found out I had a real bad illness and went on disability. Disability pays a total of 12 months and that is including maternity leave. You can also get an additional 6 weeks through Paid Family Leave to bond with your child up to your dc being 1 yr old. HTH!

littlecorazon

Sorry, don't have much advice on your questions but wanted to say we are due date twins! June 19th! Funny you are 10wks and I'm 11.

grace&ricky

Thanks ladies!  My due date was initially said to be June 24th, calculated from LMP, but after the first U/S doc moved my due date up to June 19th.  I guess I forgot to update my ticker!

littlecorazon

My due date was just changed yesterday after US measurements to June 22nd making me 11wks and 4days. But based on LMP I'm 12weeks today due June 19th. I'm leaving it all in God's will.