Aflac STD question

DaisyJanie

STD = Short term disability, of course! I was just talking to the insurance agent and forgot to ask. Is the premium for Aflac generally deducted before or after taxes? Just trying to budget accurately. 

If you've used Aflac Short term disability for maternity leave, were you happy with it? I do know that I can't use it for maternity leave until I've been signed up for 9 months, so no worries, I'm not pregant now, and not planning on it for a couple more months.  

MammaBear81

If it's deducted in your paycheck it is pre-tax dollars.  My sister had it, and the only reason she got a "decent" amount of money was because she was on bed rest in the hospital for 3 weeks.  Unless the policy has changed you only get paid whil

atcwag

MammaBear81:

If it's deducted in your paycheck it is pre-tax dollars.  My sister had it, and the only reason she got a "d

winminpin08

Pre-tax vs Post-tax is actually dependent upon when you sign up.  I signed up outside of my companies open enrollment so I missed my chance to have the premium deducted pre-tax but I was still able to sign up and have it deducted from my paycheck pos

Pips09

MammaBear81:

If it's deducted in your paycheck it is pre-tax dollars.  My sister had it, and the only reason she got a "d

shouldbworkin

atcwag:

MammaBear81

DaisyJanie

Thanks for the help! This one will cover 6-8 weeks at about 60% of my pay. Looks like I'll need to ask specifically about the tax implications. 

ETA: Oh, and I plan to have the next baby at a birth center, like

FabulousMrs.P

I believe it is taken out pre-tax. 

And mine paid 60% of my pay for 6 weeks if I had a vaginal birth and 8 weeks if I had a c-section.

AsOctoberFalls

Double check this to verify, but...

If you can have the premiums deducted post-tax, do it!  That means you won't have to pay taxes on the benefit.

DaisyJanie

AsOctoberFalls:

Double check this to verify, but...

If you can have the premiums deducted post-tax, do it!  That me