D.C. Area Babies

XP: anyone have federal CareFirst (standard)?

I'm considering switching during open enrollment and I was wondering what you thought of it. I like that my acupuncture would be covered (that's $75/month saved!) and I'm hoping they will cover a portion of a potential homebirth next time.

Thoughts/experiences? Specifically, how does the deductible work? Our current plan doesn't have one.
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TTC #2: BFP 12/17/11, m/c 1/7/12 and D&C 1/12/12

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