March 2018 Moms
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Re: UO 10/5

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  • @barrelocarol I don't think that is what @heatherdubrow is saying at all. I can't speak for her obviously but I feel like she was saying she didn't like it when people act like it's the end of the world when people find out they are not having their preferred gender, not they should not feel/process gender disappointment. 

    I am sorry to hear people are acting like tools and questioning your birth plan. They should mind their own business. 


    Me: 36    DH: 37
    Married: 5.27.16
    Baby Boy Due: 3.18.18
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    heatherdubrowdeleted22152218vflux33cford08
  • @day38 My parents helped for as long as they had the extra money. Then I took out loans. It is what it is. My education was important so the loans had to happen. I don't know the difference in education costs between the USA and Canada, but in Canada it cost $4000 per semester for my professional degree, and I completely understand why my parent's couldn't pay for it all.
    day38vflux33barrelocarolcford08
  • @day38 That would especially work if college was reasonably priced like it used to be so that taking out loans didn't mean students had 20+ years of debt to contend with when starting their careers. (Probably not a UO!)
    day38muggle621barrelocarol
  • @day38 @ShawnnaO yes! College definitely is not for everyone. There are so many great opportunities that do not require a college degree and a lot of debt. I know when I graduated high school everyone felt like they needed to go to college as it was what you "should" do.  Some of them did not go and are doing wonderfully without the debt that goes into the college degree.  

     In response to your other point @ShawnnaO I have a girl that I'm friends with on Facebook who will rave when her husband buys her anything. She is a stay-at-home mom with 4 kids while he works outside the home. She will reference "his hard-earned money"  and how he spends it on her. It drives me crazy! 
    vflux33barrelocarol
  • @day38 I agree that college has gotten out of control. I went for a year because I had scholarships to pay for everything but had no idea what I wanted to do and thought it would magically come to me. I ended up in beauty school and love what I was doing and glad I didn't push myself into something else.
    I think it's important for a student to have to pay for some part of their education so they have a vested intrest. I watched a lot of the students that my DH went to chiropractic school with not care because they weren't paying for any of it(which is crazy to me that parents had that much money saved.) a couple of them aren't even using their degree now. 
      I am a new SAHM and hate it when mother moms say DH bought them stuff. My DH knows I work hard everyday to take care of kids, keep the house clean, and make sure dinner is made and everyone is happy. On the weekends he is tired by Sunday night and says he doesn't know how I do it and keep everything straight. 
    I super hate separate bank accounts- my SIL keeps her money separate to spend on herself and my BILs money is to pay bills. 
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    barrelocarolmuggle621pregobeth
  • I’m also a new SAHM and the adjustment to “not having my own money” is a slow and rough one. My husband tells me not to worry about it and just spend and do what I need to do, but deep down I still feel like it is his.

    My UO- I think that it is good for couples to have separate bank accounts. I’m all for one account for bills, but I like the separate accounts for frivolous spending. For me, I feel that it is freedom for however I want to spend my money without judgement and vice versa. 
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    kalawacford08berg
  • @kiki75 Yeah the FAFSA parent contribution thing is total BS. MH got screwed on that one (one of many, I know).
     
    kiki75
  • vflux33 said:
    @kiki75 Yeah the FAFSA parent contribution thing is total BS. MH got screwed on that one (one of many, I know).
     
    I have so much rage over this.  With mine they wanted my parents' tax returns, despite the fact that my parents were contributing nothing.  So I qualified for zero dollars based on the help from my parents that I wasn't getting.  
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    kiki75deleted22152218wabash15Mego04
  • vflux33 said:
    @kiki75 Yeah the FAFSA parent contribution thing is total BS. MH got screwed on that one (one of many, I know).
     
    I have so much rage over this.  With mine they wanted my parents' tax returns, despite the fact that my parents were contributing nothing.  So I qualified for zero dollars based on the help from my parents that I wasn't getting.  
    Yeah for MH they calculated it based on parents tax returns, but didn't factor in their severe credit card debt and previous bankruptcy. So of course they didn't contribute but he got less aid because of it. Good times. 
  • vflux33 said:
    @kiki75 Yeah the FAFSA parent contribution thing is total BS. MH got screwed on that one (one of many, I know).
     
    I have so much rage over this.  With mine they wanted my parents' tax returns, despite the fact that my parents were contributing nothing.  So I qualified for zero dollars based on the help from my parents that I wasn't getting.  
    This is so frustrating.  Did you ask your parents to stop claiming you or did were they still providing insurance/other expenses?   My parents had to stop claiming me when I got pregnant with my son and my insurance wouldn't cover me.  I fortunately got a good job, but geez, I would have never made it through school if they claimed me.  
  • @DDRRT1982 I know you weren't asking me this but in MH's case neither of his parents were claiming him, nor providing any expenses-- he had been living totally on his own since he was 17. 
    bettyvonsomethingstein
  • vflux33 said:
    @DDRRT1982 I know you weren't asking me this but in MH's case neither of his parents were claiming him, nor providing any expenses-- he had been living totally on his own since he was 17. 
    Yes, this.  They don't (or didn't) care.  If you were under 23 I think, it was an automatic assumption that the parents contribute.
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    kiki75deleted22152218vflux33
  • @DDRRT1982 I know you weren't asking me either - but at least back to when I went to college and I doubt it's changed, for FAFSA just not being claimed as a dependent isn't enough for FAFSA (ie Federal Dept of Education) to determine that you're independent in the sense that your parents won't contribute. You have to have some extenuating circumstances on top of it - like being married, I assume having a child will get you there, probably having a court legally emancipating you as well (but over 18 that wouldn't happen so probably not good enough). It's an uphill battle. The entire point is to minimize the amount of financial aid needed, so everything that can be done to show money coming in regardless of the veracity of it is considered. I had friends with divorced/MIA parents who got really screwed with it.


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    kiki75vflux33Mego04
  • WTF?  I didn't know that.  I didn't apply for loans until I was over 23 and I guess that is why I never encountered this.  
    bettyvonsomethingsteinvflux33
  •  
    I actually legitimately did not know a VBAC home birth was a thing until I saw you asking about it.  I keep meaning to ask you if you found a provider and if this is still your plan.  And I know you care about the safety of your baby <3
    Ah, no! I should have clarified it's people in real life. Not that you guys aren't real life...

    There's something very different about being asked, especially by someone currently pregnant in your support group (this group) vs someone who makes a face like you're about to touch live electric wire with your foot in a bucket of water. 
    vflux33gh515bettyvonsomethingstein
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