Infertility
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Trip Insurance?

Here is my first world problem: I am about to do a FET transfer next week, and my husband and I have been invited to Mexico for a week next month. If this FET doesn't work, we'd likely want to go immediately into another fresh IVF cycle, but my RE mentioned doing a shorter protocol than our first IVF cycle, meaning no BCP first, and it would mean we'd likely be monitoring during the week we're invited to Mexico. Has anyone ever used any trip insurance around IVF cycles? Do you know if infertility treatments are an exclusion from coverage? If not, does anyone have any companies they'd recommend?

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Our story:
TTC since 4/13
Me: 35
Husband: 45 
Issues: Moderate MFI, tubal factor, fertilization problems
10/13 - we find out my husband has MFI, which has since been addressed and mostly remedied. Hate our RE. 
12/13 - finally find an RE we love.
1/14-5/14 - using Letrizole
6/14 - 1st IUI with Clomid, BFN
7/14 - 2nd IUI with Clomid,  BFN
7/14 - Insurance reverses decision and agrees to cover HSG, we learn I have tubal factor
11/14 - IVF #1 = BFN
1/15/15 - FET with our one frozen embryo scheduled.



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Re: Trip Insurance?

  • Options
    Thanks @NariaDreaming. I assume you're a travel agent? Do you know how much it generally costs? If you get a commission I'd be happy to book through you!
    ---------------------------------------------------------------------------------------------------------------------------------------------------------------------
    Our story:
    TTC since 4/13
    Me: 35
    Husband: 45 
    Issues: Moderate MFI, tubal factor, fertilization problems
    10/13 - we find out my husband has MFI, which has since been addressed and mostly remedied. Hate our RE. 
    12/13 - finally find an RE we love.
    1/14-5/14 - using Letrizole
    6/14 - 1st IUI with Clomid, BFN
    7/14 - 2nd IUI with Clomid,  BFN
    7/14 - Insurance reverses decision and agrees to cover HSG, we learn I have tubal factor
    11/14 - IVF #1 = BFN
    1/15/15 - FET with our one frozen embryo scheduled.



    imageimage
  • Options
    Ahhhh Mexico.... :) My absolute favorite vacation destination!

    Married 5.21.2011

    TTC Since October 2012

    Me: 36, all normal, DH: 43, MFI

    IUI #1 & #2 - Sept & Oct 2014, BFN

    IVF with ICSI #1 January 2015 - BFP, M/C Feb 2015

    FET June 2015 = CP

    IVF #2 September 2015 - Discovered during ER I had ovulated early, 0 retrieved

    IVF with ICSI #3 January 2016 - BFP! Beta #1 - 839, Beta #2 - 3,192, Beta #3 - 15,000+ = TWINS!

    EDD 10/12/16

    BabyFruit Ticker
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  • Options
    Eek! Sorry, I wasn't thinking about the TOU. Thank you for the tip!
    ---------------------------------------------------------------------------------------------------------------------------------------------------------------------
    Our story:
    TTC since 4/13
    Me: 35
    Husband: 45 
    Issues: Moderate MFI, tubal factor, fertilization problems
    10/13 - we find out my husband has MFI, which has since been addressed and mostly remedied. Hate our RE. 
    12/13 - finally find an RE we love.
    1/14-5/14 - using Letrizole
    6/14 - 1st IUI with Clomid, BFN
    7/14 - 2nd IUI with Clomid,  BFN
    7/14 - Insurance reverses decision and agrees to cover HSG, we learn I have tubal factor
    11/14 - IVF #1 = BFN
    1/15/15 - FET with our one frozen embryo scheduled.



    imageimage
  • Options
    I think it would be worth it. I know for our honeymoon (which cost around $11K) the trip insurance was around $400. We purchased through our travel agent though, so that's what I would recommend. Good luck and I hope the FET works!
    Me 42, DH 33, TTC for about a year naturally (but no protection for 4 yrs). Together 6 yrs, married June 2014.
    CD 3, FSH of 15, E2 67, AMH 0.43, LH 6.2, normal HSG test
    DH good count but low volume, 87% motility, 1% morphology
    IUI#1 - Nov 2014, 100 mg clomid and HCG, 2 large follies 20 & 16mm (7 follies total). BFN
    IVF# 1 Jan 2014, 225 Gonal F, 225 Menopur, Ganirelix, 4R/3M/1F w/ICSI - PUPO!
    image

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