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lolipoprock

Post is closed. I got my medicaid in the mail yesterday I didn't know you get ripped to shreds for asking simple questions on here. No more replies unless you like wasting your time. Because I won't be reading them.

Meether

Can't you do obamacare? Are you sure you're wait listed? Maybe you don't qualify for Medicaid because you own a home and usually Medicare is for people who have even lower income. My father in law used to practice at a free clinic in GA but he retired now, so no help here. I'd call your church, maybe they know of places where you can get some help. In the meanwhile, Take your prenatals, etc. Good luck anyway!

lolipoprock

We didn't get a home loan. We saved up for our own home for 5 years. And you can tell your hcg levels by a test. The higher the hcg the darker the line is. My midwife told me that with my last pregnancy and for everyone else it has been proven to be true also.

lolipoprock

Yeah I usually noticed the line getting darker and darker with my last pregnancy. And I've been told by my midwife that you can tell your hcg levels by the darkness of the line. That's how I know I'm pretty far along. The one I took a month ago is as dark as a test I took when I was 6 months pregnant.

lolipoprock

We don't go to church and I'm not sure about Obamacare. I would probably look into a different insurance than obamacare if we have to. I did get qualified for it and they sent me a letter in the mail saying I was but that I am on a waiting list. I tried to called on Wednesday and they just told me to wait for my spot in line pretty much a dead end each time I try to see what's the hold up.

whimsy515

I applied mid December and didn't get my card until mid Feb. So I would assume that it's going to take a while. Sorry I'm not much help...

momthatlifts

Do you have a health department? They basically go by your income... I don't know what your income looks like but it may be cheaper for you to go there than a private doctor until you can get on some kind of insurance.

24karat

lolipoprock said:

Yeah I usually noticed the line getting darker and darker with my last pregnancy. And I've been told by my midwife that you can tell your hcg levels by the darkness of the line. That's how I know I'm pretty far along. The one I took a month ago is as dark as a test I took when I was 6 months pregnant.

I think the whole line getting darker is more of coincidence than strict causation, to be honest. Beta draws and early u/s wouldn't be the relied on methods for pregnancy viability/dating if HPTs could give the same info, KWIM? HPTs (aside from the weeks estimator, which is junk) are qualitative yes/no, not quantitative, tests. If I remember right, that disclaimer is included on the instuctions sheet by some brands. Some women have their subsequent test lines darken, others don't (myself included in the second group).

Is the qualification letter you mentioned an acceptance one or one informing you that you might/might not get benefits? You might be able to schedule an appointment for later if you have a coverage start date. Have you checked into non profit clinics or OBs who offer a cash discount? For your due date, you can add three weeks to your first BFP date and that can serve as a rough estimate of how far you are till it can be verified by your OB.

Hoshikitsune

Which county do you live in?  I know that Cobb Pregnancy will do an ultrasound and date the pregnancy for you.  They must let you know about Pregnancy Medicaid rather quickly.  It took mine about 20 days in all...getting the card and the number for it were different matters.  However, once you are in the system, the doctor's office can look you up and verify that you have it.

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lolipoprock

ALE515 said:

I applied mid December and didn't get my card until mid Feb. So I would assume that it's going to take a while. Sorry I'm not much help...

It might take that long for me too. This would be my second month of waiting so hopefully I hear something soon.

lolipoprock

WhoCanItBeNow said:

Also anyone that uses the term Obamacare is immediately deemed a moron. It's the Affordable Care Act. 

And you  have applied for Medicaid but know nothing of PeachCare (which took me as a nonresident 30 seconds to learn everything about) says everything about you. Pull thine head out of thine ass and learn your options.

And punch you dipshit of a midwife in her stupid face and report her to your state medical board so she can lose her license. She clearly doesn't know a fucking thing about anything.

Lol I love it when people are rude, judgmental, and beyond bitchy for NO reason. Take whatever medication you need for your anger before you decide to comment on peoples post. This website is not for judgement or cattiness. It's for mothers to communicate with other mothers. No cattiness needed.

lolipoprock

theresat858 said:

Most doctors will, in fact, see cash payment patients. You just may have to speak with them to arrange payment up front for services, since there is no insurance to bill. Some doctors even give discounts to cash patients.  The only reason this might have changed is because everyone is now required by LAW to be insured.  I'm not sure why you thought it was a good idea to break the law and go without insurance until OMG I'm pregnant, I don't know how that happened even though it happened less than 2 years ago and I'm a grown adult and should know how these things happen. 

Yes, it's not smart to get pregnant with a baby under a year old, and it's really not smart when you've had a prior C-section.  But what's done is done and the baby will probably be fine, regardless. You'll have to have another C-section because a v-bac requires a certain healing time for your ute between pregnancies.

Call an OB and get a dating ultrasound. It shouldn't cost $800. Insurance was only billed $400 for mine.

No that actually isn't at all true. You don't have to have another c seciion just because you had a prior c section less than a year ago. People have vbacs with pregnancies just 2 months apart. And the doctor who saw me did say I was able for a vbac and that it would be safer than a repeat c section. I would just have to be monitored during the whole delivery which is with every vbac no matter how far apart the births are. And here it cost $800 for my midwife. Every place is different I'm sure.

sweetpea2003

RE: pregnancy test darkness. Regardless of whether you agree with rising betas making darker lines, a super dark line doesn't really mean you are "far along". I took a pregnancy test when I realized I hadn't seen my period when I expected it (I won't say "late" because I don't know my exact ovulation date) and I had a very very dark line on a Wondfo (cheapie internet test). I had my beta drawn that day and it was 156. Hardly "very pregnant" at all. I was less than 4 weeks.

As for coverage, I would do your due diligence and research free clinics or other places that are designed for this very thing. I know nothing about Medicaid, but I do know that most counties have free clinics and low income clinics where you won't pay anywhere near $800 for an early u/s. Take some responsibility and start calling places other than Medicaid. Obviously you are on the waiting list, and resources are limited so you are waiting for yours, but there are likely other options to fill the gap while you wait.

Regarding the ACA... Have you gone online and applied for health insurance? If you truly are Medicaid qualified, the ACA kicks it back to Medicaid anyway. So there isn't any harm to see if your family qualifies for a more traditional insurance plan.

 

Empireceo

WhoCanItBeNow said:

lolipoprock said:

theresat858 said:

Most doctors will, in fact, see cash payment patients. You just may have to speak with them to arrange payment up front for services, since there is no insurance to bill. Some doctors even give discounts to cash patients.  The only reason this might have changed is because everyone is now required by LAW to be insured.  I'm not sure why you thought it was a good idea to break the law and go without insurance until OMG I'm pregnant, I don't know how that happened even though it happened less than 2 years ago and I'm a grown adult and should know how these things happen. 

Yes, it's not smart to get pregnant with a baby under a year old, and it's really not smart when you've had a prior C-section.  But what's done is done and the baby will probably be fine, regardless. You'll have to have another C-section because a v-bac requires a certain healing time for your ute between pregnancies.

Call an OB and get a dating ultrasound. It shouldn't cost $800. Insurance was only billed $400 for mine.

No that actually isn't at all true. You don't have to have another c seciion just because you had a prior c section less than a year ago. People have vbacs with pregnancies just 2 months apart. And the doctor who saw me did say I was able for a vbac and that it would be safer than a repeat c section. I would just have to be monitored during the whole delivery which is with every vbac no matter how far apart the births are. And here it cost $800 for my midwife. Every place is different I'm sure.

Midwives don't do ultrasounds, ultrasound techs do. 

And no, you don't get a VBAC when you get pregnant 2 months post partum. Not intentionally anyway. Midwives cannot take patients with a prior c-section either. Their insurance will drop them.

I'm still curious how you qualify for a house loan and Medicaid at the same time. The cutoff in Georgia is $43k in household income for your family size. And you managed to get a home loan on less than that level of income? 

That's not true. I had midwives deliver my daughter via VBAC. Also, My son was 9 months old when I got pregnant again, so it might be an option. 18 months between births was the closest they'd do though.

merc5411

RedheadBaker said:

lolipoprock said:

We don't go to church and I'm not sure about Obamacare. I would probably look into a different insurance than obamacare if we have to.  

"Obamacare" is not insurance. It's a law. Christ on a cracker. 

Thank you for posting this! My head was about to explode.

24karat

Like @‌empireceo my midwives accept VBAC candidates. Our hospital and clinic are primarily midwife care with OBs who handle the high risk pregnancies and c/s deliveries. They also want a minimum of 18 months between deliveries for VBAC to be considered.

lolipoprock

WhoCanItBeNow said:

Empireceo said:

WhoCanItBeNow said:

lolipoprock said:

theresat858 said:

Most doctors will, in fact, see cash payment patients. You just may have to speak with them to arrange payment up front for services, since there is no insurance to bill. Some doctors even give discounts to cash patients.  The only reason this might have changed is because everyone is now required by LAW to be insured.  I'm not sure why you thought it was a good idea to break the law and go without insurance until OMG I'm pregnant, I don't know how that happened even though it happened less than 2 years ago and I'm a grown adult and should know how these things happen. 

Yes, it's not smart to get pregnant with a baby under a year old, and it's really not smart when you've had a prior C-section.  But what's done is done and the baby will probably be fine, regardless. You'll have to have another C-section because a v-bac requires a certain healing time for your ute between pregnancies.

Call an OB and get a dating ultrasound. It shouldn't cost $800. Insurance was only billed $400 for mine.

No that actually isn't at all true. You don't have to have another c seciion just because you had a prior c section less than a year ago. People have vbacs with pregnancies just 2 months apart. And the doctor who saw me did say I was able for a vbac and that it would be safer than a repeat c section. I would just have to be monitored during the whole delivery which is with every vbac no matter how far apart the births are. And here it cost $800 for my midwife. Every place is different I'm sure.

Midwives don't do ultrasounds, ultrasound techs do. 

And no, you don't get a VBAC when you get pregnant 2 months post partum. Not intentionally anyway. Midwives cannot take patients with a prior c-section either. Their insurance will drop them.

I'm still curious how you qualify for a house loan and Medicaid at the same time. The cutoff in Georgia is $43k in household income for your family size. And you managed to get a home loan on less than that level of income? 

That's not true. I had midwives deliver my daughter via VBAC. Also, My son was 9 months old when I got pregnant again, so it might be an option. 18 months between births was the closest they'd do though.

That is really rare. I bet their insurance premiums are absurd.

No actually it isn't rare at all lol. I think you might be a little out dated with how vbacs go now. Before it was pretty hard to get one but new research shows that vbacs are more safer than repeat c sections. And the chance of tearing is always 0.1% despite the gap between the pregnancies. And my midwife does provide an ultrasound tech at my appointments so I can still get them by having a midwife as I did before.

lolipoprock

WhoCanItBeNow said:

lolipoprock said:

theresat858 said:

Most doctors will, in fact, see cash payment patients. You just may have to speak with them to arrange payment up front for services, since there is no insurance to bill. Some doctors even give discounts to cash patients.  The only reason this might have changed is because everyone is now required by LAW to be insured.  I'm not sure why you thought it was a good idea to break the law and go without insurance until OMG I'm pregnant, I don't know how that happened even though it happened less than 2 years ago and I'm a grown adult and should know how these things happen. 

Yes, it's not smart to get pregnant with a baby under a year old, and it's really not smart when you've had a prior C-section.  But what's done is done and the baby will probably be fine, regardless. You'll have to have another C-section because a v-bac requires a certain healing time for your ute between pregnancies.

Call an OB and get a dating ultrasound. It shouldn't cost $800. Insurance was only billed $400 for mine.

No that actually isn't at all true. You don't have to have another c seciion just because you had a prior c section less than a year ago. People have vbacs with pregnancies just 2 months apart. And the doctor who saw me did say I was able for a vbac and that it would be safer than a repeat c section. I would just have to be monitored during the whole delivery which is with every vbac no matter how far apart the births are. And here it cost $800 for my midwife. Every place is different I'm sure.

Midwives don't do ultrasounds, ultrasound techs do. 

And no, you don't get a VBAC when you get pregnant 2 months post partum. Not intentionally anyway. Midwives cannot take patients with a prior c-section either. Their insurance will drop them.

I'm still curious how you qualify for a house loan and Medicaid at the same time. The cutoff in Georgia is $43k in household income for your family size. And you managed to get a home loan on less than that level of income? 

I don't understand why buying a house immediately means someone got a home loan lol. Me and my husband had been saving up for a house for 5 years. We got it on our own without a loan. And yes my midwife can and does do vbacs also. I believe any midwife and doctor can as long as the c section was not a classical cut.

Hoshikitsune

https://dch.georgia.gov/rsm-programs-assistance

Waiting period can be up to 2 months, but with pregnant women they try to do it sooner.  Use compass.

WashingtonQueen

Am I missing something? My midwife herself has been the one to give me my dating ultrasounds....

Hoshikitsune

WashingtonQueen said:

Am I missing something? My midwife herself has been the one to give me my dating ultrasounds....

Midwives are severely limited in what they are legally allowed to do in the State of Georgia.  It is actually illegal to have a midwife attend you for a home birth or home care as because the certification that is required by law is unavailable. 

I have a CNM at the OB practice I go to, but she is only allowed to do fundal height, doppler, and counsel on nutrition, fitness...that sort of thing.  She is never allowed to touch the ultrasound machine to date anything (they have a U/S tech for that).

lizgrace03

theresat858 said:

lolipoprock said:

I don't understand why buying a house immediately means someone got a home loan lol. Me and my husband had been saving up for a house for 5 years. We got it on our own without a loan. And yes my midwife can and does do vbacs also. I believe any midwife and doctor can as long as the c section was not a classical cut.

Because in many areas of the country, it is impossible for most people to save up to buy a house outright. You must live in LCOL area. 
----

Even if your home was only $60,000 you would have had to save over $1000/month with closing costs, home inspection, etc. over a 5 yr period to buy it for cash. If you're able to save that much extra per month on top of your other living expenses, I just can't understand why you can't afford proper medical care now.

Also, you are now required to have medical coverage and can receive a very substantial income based subsidy under the ACA, even if you make up 400% of the federal poverty level for your household size.

Edit, quote box

marathonmommy82

lolipoprock said:

WhoCanItBeNow said:

lolipoprock said:

theresat858 said:

Most doctors will, in fact, see cash payment patients. You just may have to speak with them to arrange payment up front for services, since there is no insurance to bill. Some doctors even give discounts to cash patients.  The only reason this might have changed is because everyone is now required by LAW to be insured.  I'm not sure why you thought it was a good idea to break the law and go without insurance until OMG I'm pregnant, I don't know how that happened even though it happened less than 2 years ago and I'm a grown adult and should know how these things happen. 

Yes, it's not smart to get pregnant with a baby under a year old, and it's really not smart when you've had a prior C-section.  But what's done is done and the baby will probably be fine, regardless. You'll have to have another C-section because a v-bac requires a certain healing time for your ute between pregnancies.

Call an OB and get a dating ultrasound. It shouldn't cost $800. Insurance was only billed $400 for mine.

No that actually isn't at all true. You don't have to have another c seciion just because you had a prior c section less than a year ago. People have vbacs with pregnancies just 2 months apart. And the doctor who saw me did say I was able for a vbac and that it would be safer than a repeat c section. I would just have to be monitored during the whole delivery which is with every vbac no matter how far apart the births are. And here it cost $800 for my midwife. Every place is different I'm sure.

Midwives don't do ultrasounds, ultrasound techs do. 

And no, you don't get a VBAC when you get pregnant 2 months post partum. Not intentionally anyway. Midwives cannot take patients with a prior c-section either. Their insurance will drop them.

I'm still curious how you qualify for a house loan and Medicaid at the same time. The cutoff in Georgia is $43k in household income for your family size. And you managed to get a home loan on less than that level of income? 

I don't understand why buying a house immediately means someone got a home loan lol. Me and my husband had been saving up for a house for 5 years. We got it on our own without a loan. And yes my midwife can and does do vbacs also. I believe any midwife and doctor can as long as the c section was not a classical cut.


lol because in many (most?) parts of the country it's impossible to save enough money to purchase a house in cash... single family homes around here (Baltimore suburb) are in the 600s to start.

PrimRoseMama

I'm still stuck on how you have all this cash to put into a home then why can't you get yourself insured? Are you a drug dealer? Count cards? A wealthy relative died? You won the lottery?

lolipoprock

PrimRoseMama said:

I'm still stuck on how you have all this cash to put into a home then why can't you get yourself insured? Are you a drug dealer? Count cards? A wealthy relative died? You won the lottery?

lmao are you serious? it took us 5 years to save up that money. And no we aren't drug dealers lmao. And no to all your other assumptions as well. I didn't know buying a house made someone a drug dealer or they had to have won the lottery. And like I said in my post, my husband and I can in fact save up for each appointment but we are going to be behind for a while because we just invested all we had and have been saving up into the house. With my last pregnancy we made as much as we do now and I still qualified for medicaid. And I also just got my medicaid the other day in the mail Also I'm closing this post so don't bother replying unless you just like to type things and waste your time. I'm not reading anymore of the ridiculous and pulled out the ass replies and ASSumptions I'm getting for ASKING A QUESTION.

MallardDucky

Didn't know mail ran on Sunday. In your OP which was posted Saturday you had not heard anything. Hummmm I call troll and BS

MommyKristin88

I'm just mad nobody QFP

Shame ladies, shame...

LnR70707

LOL.  Bless your heart for thinking you can "close" this thread.

Manateearmz

I saw the title changed to "closed". In bump land that means "open and just got hella interesting".

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MommyKristin88

MrsFinni said:

I'm calling MUD. https://forums.thebump.com/discussion/comment/81732140/#Comment_81732140 @lolipoprock‌ Yes it's perfectly normal. I never can have sex with my husband while I'm pregnant. With my last pregnancy I was sick and shocked by the reality of morning sickness and everything else, that I could barely kiss him. This time around I get nauseous if I kiss him and all that too. His breath doesn't stink or anything. It just makes me want to vomit for some reason. And sex has gone out the window just like before. I could only have sex with him at the VERY END of my pregnancy. And that's only because my midwife said it would help me go into labor haha. And we are young (I'm 19. he's 20). So usually our sex drive is high up a mountain. But it completely sinks below ground when I'm pregnant. As long as you have a loving, patient, and understanding husband everything will be okay ----------------------------------------------------------------------- So you and DH started saving up for a house five years ago when y'all were 14 and 15?

@lolipoprock

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The user and all related content has been deleted.

PrimRoseMama

Yeah, something is not adding up. Quite literally. If you have enough disposable income to save & pay a house (completely? Down payment even...) then you shouldn't even qualify for Medicaid. That program is in place for those that are struggling financially.

If you can buy your house outright then you are clearly not struggling...

It's shady to take advantage of a system that you don't need just because you choose to put your money elsewhere.

PrimRoseMama

Also LOL at closing the thread. When I was flipping burgers at 15 there was no way my income could equate to a house payment. Even in 5 years!

@lolipoprock‌ : what are your professions?

RedBirdFly

Well, they could have bought a foreclosure. Some of those around here go for between 10-30k and are *decent* homes, but they do usually have some fixer upper issues.

Buuuuut really, OP? Sounds sketch.

allrightmeow

LMAO!  Come on now ladies, some of those after school jobs pay really well. 

myatala

Yeah, premanufactured homes (trailers, doublewides, etc) can run a lot cheaper than standard houses but the really cheap ones often need a fuckton of repairs before you'd want to live in them. (We viewed so many many gross ones before getting the house we live in now.)