Cost of birth

lalaith50

I think I've received all of my medical bills, and just added them up and thought it would be interesting to share and compare. For a hospital, vaginal, no epidural but some complications birth: Billed: $17,600 Insurance pays: $7,800 I pay: $2,500 Share yours!

ladyglittersparkles

The first eob I got says 15,800 ish my copay was $250
Now I have yet to get the bill from the anesthesiologist
So?

JalynTylerJackLiv

19,600 before insurance, planned c-section and complications during recovery, that is for me and baby. Insurance is still fighting with the hospital so not sure what we will pay is yet.

SmittyPants

We have a $5,000 deductible (hurray crap insurance!) so we're on the hook for that no matter the actual cost. We had the same insurance when my daughter was born on January 3rd 2012. We had to pony up five grand for all my visits, tests, etc. in 2011 and then because she was born three days into the new year, another five grand for the actual birth. Fun times. 

ProudMommy030614

Uncomplicated vaginal delivery not medicated, 24 hour stay hospital bill of 16000. I am responsible for $300.

jasi704

$55k over here. Had an emergency c-section and 6-night stay. After insurance, I paid close to $2000.

jennybean80

Three week in hospital stay. Vaginal twins delivery. Rhys stayed in the NICU 17 days, Audrey was 22 days. I think we paid about $150 for all the parking passes. Yay Canada!!

ufsandra85

C section lots of meds, circumcision, 2 day stay 0 dollars. I'm in the military so everything is paid for

myfriendscallmemeg

I just barely got my first hospital bill today. @-) Pretty sure I'm going to have to do some investigating...

bunniekrissy

35k for emergency c-section, 4-night stay. Of course Isaiah's nicu/ hospital bill was much higher. We pay $1000.

My vaginal birth with pit and epi cost 13k.

WoodShopGirl

For both A and I it will end up being just over $30K one everything is billed (hospital, anesthesiologist, OB, etc). I have a $5K deductible, but I also have gap insurance, so total will be $2.5K or in that ballpark.

amdecker1016

Billed:25,000
Due: nothing.
Love my H's federal job--the insurance is fantastic! [we do pay out the butthole for it monthly though]

jazzyexpo

@laura8388 they're probably still on their parents plans or get pregnancy medicaid.
I have a friend who is pregnant, she's 24 and married, and she's still on her parents insurance for another year, or whatever the cut off age is.

bumpuser1282882

DaisyCat11 said:

I heart Canada. Eta: we did upgrade to a private postpartum room. That was $25...but I have yet to see a bill.

This, except our upgrade was $15 for the room per day.

fish8412

Still waiting on an actual bill. I have 2 insurances so we are hoping the bill is minimal.

eMac87

Total cost: $24,500
Cost to me: $25 for initial doctor visit and $50 initial ultrasound

memo9

DD: $3,500+ Hospital Birth w/ epi

DS: $240 (Billed $7k) Birth Center

KariB509

I haven't gotten a bill yet but you'll probably hear me screaming and crying when I do get it.

CruiseGirl28

While pregnant, the company I worked for got sold and the new company hired me. The health insurance for both companies had a $2000 deductible, but my old company paid my deductible and my new company didn't. So mid-pregnancy, my costs went up by $2,000.

However in February, I spent 2 nights in L&D for norovirus. I met my deductible then (I haven't received a bill yet, but BCBS let me know my deductible has been met). So technically the birth won't cost me anything.

Stephrm1231

I'm a mil spouse so all free on post and I had excellent care from docs and nurses alike! Although I think I would rather pay a high deductible than watch DH deploy every couple of years and move every few years :-/

southerncharm24

21k for c-section, twins, 4 night hospital stay. I paid $3,750 deductible/co-insurance for all entire pregnancy and birth. 

aubreylv

Stephrm1231 said:

I'm a mil spouse so all free on post and I had excellent care from docs and nurses alike! Although I think I would rather pay a high deductible than watch DH deploy every couple of years and move every few years :-/

This. I love the insurance but deployments SUCK!

sebullows

Ours is $25k. The bill included both vaginal birth and c section which pissed me off. Also included 5 day stay and 3 days of NICU. Oh and my ridiculously expensive epi that didn't work. Idk how much insurance will cover yet, we've only had Levi's real bill so far.

In regards to what pps said about teen moms, I am 24 and married and I still use my parents insurance as my secondary insurance until I'm 26, only bc it costs them no extra for me to stay on it so we figured why not. However, that insurance will not cover any maternity costs. Most insurance plans will only cover a spouse for maternity related things. I'm thinking those teen moms must get Medicaid.

lazyreader

I think our oop expenses will be like $250ish. Yeaa double coverage. Whew.

aga60154

Hospital billed about 32K for scheduled C-section and 2 nights in private room (I felt great and signed out early) and about 6K for my lo including circumcision. I'm responsible for up to 3k max out of pocket per person so up to 6K. I haven't received an actual bill yet but I'm sure it won't be pretty

matitice

Laura8388 said:

Genuine question : how do teen moms who are stil in school / not working pay for birth?
Are kids usually on parents plans until they get their own?

Speaking as a previous teen mom I was covered under my parents insurance so they paid $0 as I was double covered. I would assume for other teens who aren't covered by a parent it's covered by government assistance of some sort.

This pregnancy was a $250 co-pay & I won't see a bill for myself or LO since the rest is covered by my insurance.

linzerd

Ugh, don't even get me started. MH's company was purchased and we got new insurance effective 3/1, Aubrey was born on 3/9, we keep getting EOB forms with different charges all saying the claims were denied b/c they didn't receive some form from me asking if I had alternate insurance. Not sure why I would be signing up for theirs if I had something else. I'm guessing it was somewhere around $10,000 and we have no idea how much we will pay until they get their asses moving reprocessing the claims. Our deductible will definitely be met and the most we pay out of pocket in any year is $3500 (I think, who knows!?)

bingbongsmama

I haven't received any bills yet but I'm scared. We've already met the family deductible but will be responsible for whatever 20% of anything (hospital, physician, lab, meds etc.) turns out to be. The pregnancy alone was thousands out of pocket.

PerkyErky

$25-30k range for unplanned c-section and 3 night hospital stay. Both LO and I are double covered so I don't have to pay anything. If I didn't have secondary coverage, besides my deductible I would pay 15%.

jwls84

Hospital birth, med free, no complications, 24hr stay: hospital bill =$0 Thanks Canada!!

AshleyO925

Zero dollars. The only good thing about the army.

Khope87

Midwife visits, doctors appointments, ultrasounds, blood tests, birth classes, antenatal classes (including physios etc), home birth equipment delivered to me (pool, gas and air, resuscitation kits, etc), midwife come out to check me in labour, then transfer to hospital with midwives, doctors and consultants, two night private room stay - plus two feeds of donor milk (here it's £100 a go for donor milk), lactation specialists visiting around 5 times/day in hospital. Post natal home visits and walk in baby clinics daily if I want to see someone on a non-booked day.

Who knows how much?!?! All free!! God bless the NHS!!

Khope87

Forgot to add! My birth was completely unmedicated - I just had options at home incase I changed my mind

JenW1029

Not sure what my finals bills are but my out of pocket is only $250, so I can't complain.

Nickiechan

Total billed to insurance: $8,700 non medicated birth, and denied IV/Heplock. My Doulas should have been covered by insirance. She saved them a lot of money. Stayed less then 42 hour stay. My insurance covered 100%, just paid my $25 deductible.

Home birth would have cost me $3,500 for all prenatal care and birth with a home birth CPM midwife.

Yenemous

I paid $3100 out of pocket to my OB during pregnancy, I owe another $2K to the high risk doctors and about another $2K to the lab for the insane amount of bloodwork I had while I was pregnant. My hospital bill was $23K but I was only billed around $700. I had an uncomplicated vaginal birth and a 3 night stay. So total out of pocket for me is around $8K. That is WITH insurance that I paid $800 per month in premiums for. I think I'll move to Canada before I have my next baby

Miliska

Another canadian mom over here. We didn't have to pay extra for a private post-partum room, because our hospital only has private rooms... So no bill.

The cost of birth in the US is quite shocking...

theluckiest9

My total bill was around $33,000. I haven't gotten the final bill though. The anesthesiologist' bill was around $2,000. I paid $150 for a deposit and the remainder that I was billed for was something like $54. I'll be interested to see the final amount.

Whoever said they're going to canada for the next kid - I agree. I have permanent residency in Australia and I'm pretty sure it would be cheaper for me to fly there and give birth.

htn1763

I just have one bill so far- unplanned uncomplicated c section. 4 nights hospital stay- 11k. I don't owe anything so far.

DTNZ4Ever

$16,000 for just me but I pay $100. This is why we switched insurance plans for this year. We previously had a $5000 deductable. I haven't seen DS bills yet.

teaforthree

Uncomplicated vaginal birth with epi and a three night stay = $15,000.  We pay $250.  LO got a bill for about $2600, but insurance should cover it and we shouldn't have to pay anything.  During pregnancy I paid one co-pay at my first appointment to my OB practice ($15) and then I paid two co-pays for specialty ultrasounds ($20 each).  That was it.