I have my first visit with my Ob on tuesday oct 6th. so i called my insurance company to find out what is covered and what isn't. I found out my benefits are pretty decent except the u/s part. they only cover one. unless it is medically necessary to have more than one. if i want to do one early on and then one at 6 months to find out the sex of the baby i have to pay the visit in full. Does anyone else have this limitation with their insurance company?
Re: Insurance/Dr Visit
My blog: Midwest Chaos
:meow..hissssssssss:
No need to make her feel stupid...
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aszalajka, maybe you'll luck out like me and have an OB that does a quick ultrasound at every visit free of charge.
I had no idea about this and I did not even think about it - I'm going to call my ins. to inquire about my benefits now!! Thanks for the post!
I guess I should consider myself lucky.
I had my first u/s at 6w2d, my second at 7w5d and my third and final u/s at 8w5d.
I would gladly trade my three u/s in for only 1 at 20 weeks.
Actually, it doesn't sound like every insurance company out there....my insurance will pay for 1 every month.
op, that's pretty standard as far as insurance goes. Trust me, you don't want medically necessary u/s (that your ins pays). The first is done to confirm pregnancy and after that you just get your belly measured and hear the baby's h/b every couple of weeks.
I have ultrasounds done every 4 weeks in third tri to make sure the baby is growing. She has a 2 vessel cord that can be a sign of a plethora of congenital defects. I think I've had 6 u/s so far.
I would have rather paid $99 and gotten a 3D u/s at my leisure.