What states have mandated IF covearge?

Nikki1007 · January 2009

anyone know? Dh is looking for a new job and it would be nice to go somewhere with coverage.

lenloe · January 2009

doesn't IL? i could be wrong.

MrsO1111 · January 2009

I think AR does...and it's still in the south AND gets snow on occasion.

staycee · January 2009

well, don't look at California then. We suck in this area.

isn't there some eastern state like Maryland or Massachusetts or something?

Stacy092306 · January 2009

Illinois does. The law in IL was covered during our IVF seminar since about half the RE's clients are from IL.

mb~zf · January 2009

found this...

However, if you live in one of the states where it's mandated, you're in luck, because things will be much easier for you in trying to obtain fertility treatments. In these states, as long as your employer has more than 50 employees, infertility insurance coverage MUST be provided. Here are the 15 states that require this coverage:

Arkansas

California

Connecticut

Hawaii

Illinois

Louisiana

Maryland

Massachusetts

Montana

New Jersey

New York

Ohio

Rhode Island

Texas

West Virginia

murphyec · January 2009

I thought MA did, but I could be wrong. I know FL and TX don't.

yogisunam · January 2009

Massachusetts does.

Matsifloxacin · January 2009

Hawai'i kicks ass. But we don't get snow.

Nikki1007 · January 2009

I found this:

https://www.fertilitylifelines.com/paying/insurance/statemandate.jsp

Looks like alot of them exclude IVF, but some coverage is better than nothing.

Nikki1007 · January 2009

Matsifloxacin:
Hawai'i kicks ass. But we don't get snow.

I saw that, but I can live without snow in Hawaii. I am off to convince Dh he needs a job in Hawaii.

Nikki1007 · January 2009

Hawaii was a no go

, I think he is set on Colorado Springs.

QCinOct · January 2009

hmm, I wonder if there's info like that for Canada ::off to google::

lenloe · January 2009

mb~zf:

found this...

However, if you live in one of the states where it's mandated, you're in luck, because things will be much easier for you in trying to obtain fertility treatments. In these states, as long as your employer has more than 50 employees, infertility insurance coverage MUST be provided. Here are the 15 states that require this coverage:

Arkansas

California

Connecticut

Hawaii

Illinois

Louisiana

Maryland

Massachusetts

Montana

New Jersey

New York

Ohio

Rhode Island

Texas

West Virginia

AH!!! no way. i'm in there. well, i only have 15 employees here. reason #9,732 to get a new job.

yogisunam · January 2009

Boston loves Southern transplants Wink

lenloe · January 2009

hm. yes, ivf is not mandatorily covered in ohio though.

is manditorily a word? i like it.

HazelEyes730 · January 2009

Michigan does not boo!! But we get a lot of snow

heather_09_15_07 · January 2009

Ah, so that's why DH's crappy company has coverage and mine does not. We don't have enough employees and his does.

mtendere · January 2009

With all the new changes in government, it's a great time to write letters to our president and congresspeople who will be looking at health care reform soon to let them know how you feel about coverage for IF.

smilelari · January 2009

Nikki1007:
Hawaii was a no go , I think he is set on Colorado Springs.

Woohoo! That's where I live.

CO is not an IF coverage mandate state. I do, however have coverage. If your hubby happens to want a job in the defense industry I can tell him where to apply

Nikki1007 · January 2009

Lari - DH is an engineer I don't know if your place uses them or not...but if so let me know where he needs to apply.

easjer05 · January 2009

Texas' mandated coverage is pretty thin though. It has to be recent because when I looked in September when I was pregnant I noticed that infertility testing was covered when it previously had not been covered.

No procedures are covered by my insurance though, only testing. Obviously, that will vary by insurance companies, but since mine tends to just cover what they are legally required to cover, I'd wager that is the basics (just like their legally mandated coverage of midwives).

calhoun05 · January 2009

FYI, if companies are "self-insured" then they're usually excluded from state mandates. It's sometimes hard to know if a company is self-insured unless you ask because most use one of the health insurance companies to manage the program.

smilelari · January 2009

Nikki1007:
Lari - DH is an engineer I don't know if your place uses them or not...but if so let me know where he needs to apply.

You've got PM

lenloe · January 2009

heather_09_15_07:
Ah, so that's why DH's crappy company has coverage and mine does not. We don't have enough employees and his does.

ditto. i'm in the same boat. dh has the treatment coverage and i don't. i got on his insurance in january, thankfully. we only have 15 people at my job.

JenniferL923 · January 2009

Ditto easjer....TX mandates are CRAP. Its optional for employers and expensive I would assume...therefore most employers insurance won't cover it.

murphyec · January 2009

Jennifer*L*923:
Ditto easjer....TX mandates are CRAP. Its optional for employers and expensive I would assume...therefore most employers insurance won't cover it.

Yeah, I was going to say that I had a friend in TX who had IVF. She got a discount cause her hubby worked for the hospital, but it was still very expensive.

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What states have mandated IF covearge?

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