July 2016 Moms

Cost of a Baby

How much have you spent on baby so far?  If this is your second or third baby, how much do you think you spent on your first?  Right now, my husband and I are just trying to buy the essentials but as first time parents, that cost is adding up quickly.

Sidenote:  I tried various searches to pull up a topic similar to this but I couldn't find anything.  If there already is a topic, please let me know where it is and then feel free to turn this into a GIF party :)
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Re: Cost of a Baby

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  • First baby we only had to purchase nursery furniture, coming home outfit, and about 3 packs of newborn diapers (she was tiny!). Everything else we needed/wanted was given or gifted. 
    This baby, we have purchased about $20 in clothing and that's it so far. We're having a shower and some clothing given, so I'm waiting to go through all that. We'll purchase his coming home outfit and we'll have to purchase DD new big girl furniture so LO can have the nursery furniture. 
  • We bought a used crib for $100 and were given a mattress by a family friend that was slept on by their child only once.  I've bought about $50 worth of maternity clothes.  $30 1 time copay for my OB visits (will have to pay a hospital co-pay for birth but that's obviously later).  Probably about $100 in non-necessary nursery décor (paint, metal letters for a wall decoration, pine board and stain for a growth chart).  I think that's it for now, but obviously we haven't done much in terms of necessary purchases.

    Like the PP Im pretty comfortable with buying used with the exception of carseats.  I also HATE clutter and live in a very small home, so am trying to do lots of research on what's necessary and unless something is a GREAT deal we aren't purchasing it now if it won't be used until months and months later.

    ---------------------------------------------------------------------------------------
    Me: 29 & Husband: 36                                                         
    Married: October 2014
    NTNP: April 2015 - June 2015
    M/C: June 2015
    TTC #1 since September 2015
    BFP: 11/9/15 - EDD: 7/24/16
  • To be honest, I can't remember how much we spent on DD, it's been over 6 years. We were given a Pack and Play that we left at my in-laws, which they still have. We bought a rocker glider on Craigslist, it's just been collecting dust in the basement but I will put it in this LO's room. I have some gender neutral clothes that I can reuse, but since we are having a boy I need to buy some as well. One good thing is insurance will cover a breast pump this time around, but I still have a small manual pump from last time that I will have just as a backup.
  • NerdchildNerdchild member
    edited March 2016
    First for us, we have accumulated everything but the travel system, travel crib (not necessary for all, but we are moving within weeks of the baby being born so necessary for us), first aid, baby proofing, and other cheap miscellaneous items. We have spent 250 out of pocket at places like Ross or Marshalls which have all kinds of goodies (Tommee Tippee bottles, baby carriers, clothing, blankets, etc.) I bought a diaper bag (new) and a boppy pillow with cover (used but in perfect condition) for less than 50 with shipping on Ebay(edited to add). Target always has something baby related on sale or clearance, so I love that. 

    However, we were greatly helped by the charity of friends. One friend outright gave us his entire nursery set (still met safety standards), I got ikea and target giftcards from family (the bedding prices at ikea are unbeatable), and my husband's workmates have given us a huge gift of baby clothes, bottle cleaners, a sterilizer (not necessary for everyone, but we are moving somewhere with bad water), and other baby randoms. That is mainly what has saved us so much, but Ikea, Ross, Marshalls, and Target clearance have been life savers. 
  • A lot! Too hard to write down because expenses keep coming. I think the majority of the cost is the delivery.
  • I am keeping an itemized list of everything! So far on pregnancy (starting with the cost of tests and including health care) and baby stuff which we haven't bought much so far, we're at around $800. We bought one car seat, maternity clothes, my sewing materials to make diapers and baby stuff, we've paid some initial birthing center fees but most are still outstanding, prenatal yoga, bigger bras, prenatal massage... It just really adds up when you track each and every little thing. I expect this entire experience to cost us around $5k-$7k out of pocket even though we have good insurance and people have been buying lots of our big ticket items. Birthing classes, a doula, healthcare not covered by insurance like my breast pump, and baby gear will probably make up most of that. Not to mention lost wages while I'm on maternity leave and the impact that will have on next year's bonus...
  • @noelietrex
    Totally forgot about what we are paying our doula! $500. My husband is active duty military so with our insurance thankfully all healthcare costs us $0 out of pocket.
  • I don't remember. It was not as much as a lot of people spend. Furniture, pack and plays/rockers etc. were by far the most expensive things. And the car seat.

    Tips: buy used/on sale. Not everything needs to be new. Also most people waste money on clothes...a 3 week old does not need shoes, a hair clip and a fedora. Also I just laugh at people with $900 strollers that complain about money problems.
    TTC since June 2011
    DH: perfect SA
    Me: 30, moderate endo, unexplained infertility
    IUI or IVF in December



    image
  • 2nd baby and I've spent nothing so far. I think I might buy a new swing since our old one was a hand me down. Other than that I hope not to buy much! Probably his own coming home outfit. 

    I honestly didnt buy much the first time. Between gifts and hand me downs we were pretty set. The only big thing we bought was a dresser. 
  • @noelietrex I haven't even included the cost of bras or maternity clothes. Oof
  • edited March 2016
    We have spent a lot (in my mind!). But its our first baby, we have plenty of disposable income, and we can be snobby about different stuff. The nursery is about done. We have spent about $3k on it. Our car seat/stroller will add another $1k...we need to pick that up soon. We have bought some fun things like clothes, stuffed animals, freshly picked moccs, and cutesy things for another $500...Misc. things like high chair, glass bottles, monitor, etc. will be another $2k but I know we will be gifted some of those things. So yeah under $5,000 out of pocket at this point? Actually that doesn't seem so scary when I write it all out!
  • Man, I was given a ton of stuff and a full baby wardrobe between hand-me-downs, was happy to buy used, and I still spent at least $10,000 the first year of DD's life. Half of that was medical bills for a routine delivery. 
  • First baby and we haven't purchased anything yet. So far we have been gifted with a convertible car seat, two blankets and two outfits. I'm going to wait until after my shower to get the rest of the items we will need. It's hard waiting but it will save us money on the long run.
  • I have a client throwing her cousin a baby shower this weekend.  During game time, in case of a tie break, there is a trivia question- how much does the average kid cost from birth to 18 years?  Answer is 245,000.  That blows my mind.....
  • Lurking from June since I was really interested in people's answers. We have been gifted from both sets of parents or bought these things ourselves from gift cards we received at our shower a crib with a built in changing table, swing, diaper genie, boppy, diaper bag, car seat, bath and a hand me down glider. We had our baby shower early and was surprised how little we got of things we actually needed and how many clothes, books and stuffed animals we received but it gives us more time to plan now which I appreciate having. Ourselves we've easily spent about $250 on miscellaneous things. We're on a tight budget and have been really trying to plan out how much we still have to spend in the next 4 months and with the stuff we already have we're at spending around $800 to $1000 more if we majorly cut down our list. 
  • austinjl said:
    I have a client throwing her cousin a baby shower this weekend.  During game time, in case of a tie break, there is a trivia question- how much does the average kid cost from birth to 18 years?  Answer is 245,000.  That blows my mind.....
    Have you looked at that list? It includes housing, car, insurance. ... well, all 3 of my kids use the same small home. I have a nice but used mini-van and a paid for small sedan that I bought new in 2002. For my insurance, "family" cost the same. So 2 kids, 3 kids, 10 kids all cost the same.

    Not all people pay for colleges. My MIL started a college fund for the kids, and family puts stuff in. I haven't put in a dime.

    Yes, there is a lot of upfront costs but for future kids not as much. My first two used the same car seat, all 3 are the same crib, blankets, bottles, high chairs, diaper set up.... 
    This child is a different sex and will need clothes. I am buying most on sale and used.  The car seat expired, so we used BRU Trade In Even to same some good cash.
    Besides some new stuff for my breast pump, and diapers and formula,  we are really set. I have bought some new small stuff.
    Thank God for Raid.

    image
  • For our first, I literally don't remember much cost besides medical bills (1200$ maybe?) We were gifted nursery set, car seat, 2 strollers, clothes (lots of hand-me-downs), cloth diapers, an disposables that lasted 4ish months.  DS is 2.5 and to this day besides diapers we have bought a few pairs of pants and shirts. Since we are having another boy, our costs will be very minimal again. A new car seat is being gifted to us too. 

    Tl;dr hand me downs are the best. 
    H. Foxe born October 22, 2013
  • If you don't feel like reading the novel below - the takeaways are to not stress about waiting until after your showers to purchase the remaining must-haves... people may surprise you by buying a lot of the big items on your registry. Additionally, don't be afraid to accept hand-me-downs or to buy used - I've made some major scores monitoring my local swap & sell sites and Craigslist for like-new items. Babies/kids outgrow things so quickly that a majority of items really don't get that much wear and tear! 

    This is our second baby. We were fortunate to have been gifted most everything for DS - I think the only big ticket items DH and I purchased ourselves was our glider for around $200, a dresser and nightstand off of Craigslist for probably $125, some shelving for books/toys for probably $75, and extra car seat bases for DH and grandparents. We received everything else during our showers, or we used gift cards/exchanged duplicate gifts to purchase. I'd say with the above items, plus decor, we spent between $750 and $1,000 preparing for DS. I had a low deductible, high premium insurance plan, and I'd say when all was said and done, I probably spent less than $2,500 (probably less than $2,000) on prenatal care and delivery. My breast pump was free through insurance; however, breast-feeding and pumping gave me major anxiety. Thus we went the more pricey route of formula-feeding. I'd say I spent between $35 and $50 on formula or a combination of formula and baby food per week the first year after DS was born.

    We're having another little boy this time around, although we bought most everything in neutral colors, so we'd be able to re-use it all regardless. My DS hasn't attempted to climb out of his crib yet, so we plan on keeping him contained as long as possible. Also, his crib is convertible, so when he does start planning his escape, we can transition him to the toddler bed configuration. He also isn't yet potty-trained (he'll be 2 on April 7), so the changing table is still necessary. SO, we've purchased a new crib - also convertible - a dresser which will be serving a dual purpose as a changing table, and a glider - all from swap & sell sites for $250 total. I also purchased a like-new double stroller that fits our infant seat for $100. We'll probably spend another couple hundred dollars to decorate the nursery. This time around I have a high deductible, low premium insurance plan, but I also have an HSA. I'm crossing my fingers I can keep the medical costs down under $2,500 again, but we'll see! I maybe used my breast pump for 2 weeks tops with DS, so I don't think I'll need to get a new one this time around... just replacement parts, which should be covered by insurance. I'm going to try to power through breast-feeding again, but if I end up developing crazy anxiety, I'm fine with taking the formula route. The additional expense is worth being able to enjoy my time with my new LO!

    I also wanted to second @xc1148 's comment regarding clothes - I know buying all those cute outfits is hard to resist, but try to wait for when he or she is a couple months old. There's so much spitting up those first several weeks that a plain white long-sleeved onesie (they come in packs of 5 for like $8 from Gerber) with the fold-over mittens + a sleep sack are about all you need!
  • Ummmm.....a lot?

    I don't remember what it was for DD, but I know that our hospital bill was around $6,000+ (after insurance). This baby, it will be around $14,000+ (after insurance). 

    When it comes to gear and all of that, it really depends on how much you are wanting to spend. Sure you can buy a $350 carseat, but it passes the same standards/tests as a $50 one. You can get a $300 pack'n'play, or you can borrow one, use a hand me down one, or find a gently used one at a consignment store for $20. What is considered "essentials" these days for a baby, is nothing like what was considered "essentials" when I was a baby. My mom had some outfits, diapers, a carseat, and a crib for us as babies. Everything else was just a luxury. Nowadays, it is made out to seem like you need 1,000 items for their first year of life. 

    This is my second, but since there is a large gap between ages, carseats are expiring....so we have to get new ones. I got a new pack'n'play (by choice), but there was really nothing wrong with the other one. We got a new swing, because ours was shot after going through DD and three of her cousins. We will have to get a new highchair, because in our previous house there was nowhere to store our larger items. If DD and this baby were closer in age, we had room to store the previous items from DD, and we didnt let cousins use the swing, we would have been using everything that we already had for DD. 
    _____________________________________________
    BabyFruit Ticker
  • TM14TM14 member
    This is our second but this time around it's a boy. So we are gathering up all of DD old baby clothes that are in good condition and selling them at a consignment shop. Then with that money we will buy new clothes =) 


    We, meaning mostly MIL and I, have bought some new toys and clothes. If this one grows as fast as his sister the money from the store will come in handy! We are going to buy new.bottles and such so that'll be expensive.

    I agree on PP with blankets. Before my daughter was born I feel like everyone we know gave us a blanket of every kind. 

    Kids are expensive. 
  • Ummmm.....a lot?

    I don't remember what it was for DD, but I know that our hospital bill was around $6,000+ (after insurance). This baby, it will be around $14,000+ (after insurance). 

    Failed attempt to bold on mobile--why such a drastic increase?? Holy s**t. Is this just for L&D or is this all prenatal/postnatal care and L&D??
  • edited March 2016
    @born2run911 I live in a state that doesn't have a lot of options when it comes to insurance. This is considered a great plan in my area, and we pay for insurance completely out of pocket (so we are paying monthly premiums in full, and everything else). That $14,000 (I rounded up) is my yearly out of pocket max (mine is over $6k, and then the baby will be another over $6k addition), I don't pay anything for my monthly prenatal appointments, I currently have a $500 bill sitting on my table for my 1st and 2nd Tri blood draws, and I get two ultrasounds that insurance will deduct some of the cost off of (we just had the anatomy scan on Wednesday and that cost me almost $400). I live right next to another state, and they have SOOOOO many options for insurance plans/companies,etc...compared to my state. I am literally working to pay monthly premiums, and gas to get to and from work. We did try and go through our states healthcare exchange, but there were so many issues with them losing our paperwork, canceling our plans, not letting us pay our premiums, etc (we only had them for four months), that we finally decided that enough was enough, and decided to pay more for our premiums....just so we could get all of the insurance paperwork and everything situated....by cutting out the states exchange. 

    Its a good reason why I get my panties in a twist, when someone starts bitching and complaining about how they have to pay a portion of their monthly premiums, or that they have to pay a couple of thousand a year on healthcare (and their work pays the rest). I would love to have someone else pay for even a portion of my healthcare, but we don't....so we suck it up and watch our money disappear. And it's not like we are unhealthy people....I go to the doctor like once a year (if that), my husband never goes, and DD has been twice in four years (other than her yearly well child check ups). Last year, my husband was working for a company that charged him $25 a month towards his health insurance (the company he worked for previously - for 10 years -  provided no health insurance, so we were paying for a catastrophic plan for him). But in order for DD and I to get on that companies policy, we would have to pay $750+ a month in premiums. I was already paying over $500 a month on my private plan (for her and I), so we just stayed on my plan. 

    'Merica.....the land of opportunity, unless you need decent healthcare. Lol!

    ETA: The crazy thing, is I actually still have the same insurance company that I had with DD. I had her in 2011, and the plan I had was considered their great plan. Fast forward to 2013, they dropped that plan, re-vamped all of their plans, and currently I am now on their "great plan". We go through an insurance broker that helps us pick a plan, out of all of the plans/companies in our state (usually it is cheaper for us to get on different plans instead of all one plan). We also have our broker's work checked by a friend of ours (that wouldn't lie to us), that is a broker for another state, to make sure we aren't getting scammed by the broker (sometimes they can get kickbacks if they get people to sign up for certain plans), and everything checks out. Currently out of a family of three, we are each on different insurance plans, according to our needs. Its insane....and ridiculous. 
    _____________________________________________
    BabyFruit Ticker
  • $0 - This is our first but we are very superstitious and I think it's still early.
  • @PhoebeJune1984 thanks for the explanation. That is insanely expensive. 
  • @Y0urm0m I know, my life is SO rough!
  • @Y0urm0m I know, my life is SO rough!

  • @Y0urm0m you can do better than that. Can't you find one of someone lighting money on fire or something? May as well fit the tone of how you felt about my post and no one else's. ;)
  • Y0urm0mY0urm0m member
    edited March 2016
    @Y0urm0m you can do better than that. Can't you find one of someone lighting money on fire or something? May as well fit the tone of how you felt about my post and no one else's. ;)
    You just don't get it do you? Let me know if you would like me to spell it out for you as it's apparent how you miss out on social cues.
  • She's doesn't care about how she comes across @Y0urm0m, the money she's rolling in is most likely all of the friends she needs. 
  • edited March 2016
    @Y0urm0m hey I answered the question to a post about money. Pretty polarizing topic no matter where you fall. 
    @benten24 I post all over the board and try and support everyone as they did for me when I had an U/S scare. If you want to run with one post go for it. 
  • @fleurdelakeview and others:
    I'm sorry if I came off that way it really wasn't my intention. I tend to write my responses as my stream of thoughts and not cohesively so I can see now how it could be taken. I certainly know money doesn't matter to a baby and how it's raised. Sorry if the tone of my excitement
    came out yucky. 
  • @Y0urm0m hey I answered the question to a post about money. Pretty polarizing topic no matter where you fall. 
    @benten24 I post all over the board and try and support everyone as they did for me when I had an U/S scare. If you want to run with one post go for it. 
    Look here, it's a better to read an OP and responses to feel out a thread. If the poster and majority of the responses are talking about being on a strict budget and how they are saving money it is rude to boast about your disposable income. It's not contributing positively to a thread, it can some people feel bad. Nobody gives a fuck about your designer shit. Most people are too nice here and won't call you out. I on the other hand, I'm already the board bitch so I'm not worried about it. 

    You see, people here supported you during a rough time. Don't go shitting on them now.
  • @Y0urm0m I already responded above and apologized for how my post constructed. If you want to further discuss please feel free to PM me.
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