June 2016 Moms

Upcoming hospital cost for delivery

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Re: Upcoming hospital cost for delivery

  • I have a very dumb question. I am 23 weeks and have not met my deductible yet. Does the deductible have to be met prior to delivery or will it be included in the bill?
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  • MamaNicoleof3MamaNicoleof3 member
    edited February 2016
    I have a very dumb question. I am 23 weeks and have not met my deductible yet. Does the deductible have to be met prior to delivery or will it be included in the bill?
    All of your medical bills will go towards your deductible, so if you meet that at say, $3000, you'll owe anything above and beyond that, if applicable. For us, we owe 10% after our deductible (family is $3000), so once we meet that, we'll owe 10% on top of that, up to our max out of pocket of $10,000. 
  • And btw, NOT a dumb question at all!
  • Thank you so much! I tried asking this question when I spoke with an insurance rep, however I couldn't quite make her understand what I was asking. Lol everything is so new, and unclear. I just want to make sure we have all of our ducks in a row, before miss Tinslee makes her grand appearance! 
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