I've seen a lot of you post you either have our are trying to start home businesses. What do you all do? I'm a scientist and work a lot with a long commute. With the baby coming I would love to cut down my hours to be at home more. However I'm the primary money maker, so I'm hesitant. But I would love to be inspired by you. Thanks!
Re: Working from home
I work for a large company and had to put in long hours in the past (the current position is not too bad). Last year when I was super stressed out at work and was TTC at the same time, I thought about leaving. I evaluated potential alternatives and what other skills I can use, but I couldn't think of a good one that could pay the bills. (I thought about making and selling stuff on Etsy, but I didn't think I could do it full time.) DH works, too, but relying on a single paycheck would be tough. I had to admit the paycheck, benefits, and health insurance through work was difficult to walk away from.
I am not ready to make a leap at the moment, but I have a lot of respect for people who did! I'm interested to hear the stories, too.
BFP #2 8/22/12 | EDD 5/5/13 | DS1 born 5/9/13
BFP #3 4/25/15 | EDD 1/7/16 | MMC 7/2/15 @ 13w1d | D&E 7/8/15
BFP #4 12/9/15 | EDD 8/22/16 | DS2 born 5/18/16 at 26w2d
Just keep swimming.
Living in Costa Rica is SIGNIFICANTLY cheaper than the US, and we live much more comfortably on only my income here than both incomes in the US. We're actually moving back to the US for a few months -- the decision was 90% certain before we found out about baby -- for my husband to work a contract job that ends in August (2 weeks before my due date!). We wouldn't even be going back for that if it wasn't something he was super excited about. I'll be flying back a couple months before him to make sure I'm in Costa Rica for the birth.
The negatives for us is we're both self-employed contractors, so all maternity leave and health care is funded completely by what we set aside and save up. So for those of you with husbands who have great health insurance, you're golden on that! Self employed folks can get a tax deduction for the money paid into insurance, but that's still oney out. Because we don't live in the US, we're generally exempt from the health insurance requirements and Costa Rica has a good public health care system and an excellent private health care system. We'll be paying for the birth completely out of pocket, and we're looking at something between $2500 and $5000, depending on hospital, doctor, and if a C-section is required.
Just like being a SAHM or a working mom, working from home isn't for everyone. Some people need to get out of the house. Some need the structure of an office to be productive. I have no idea what starting work after the baby is born will look like for me. Thankfully, my husband will be home with me for as long as I need him to. He's worked at an animal rescue center and a hostel down here, just to keep from being bored, and I think an infant should cover that qualification for a while. Right now I'm only planning on taking a month completely off after the birth, but debating about going back part time for the month after that to ease into it. I work "normal" US hours right now. I'll be discussing it with my supervisor, who is a wonderful woman, mother of two college aged boys, and is always real with me about expectations.
@bananers -- The not commuting thing for me was HUGE. Before I went full-time at home, we moved from an apartment 25 minutes (with no traffic--don't even ask with traffic) from my work, 30 minutes from husband's to 10 minutes from work. And that 10 minutes was from stepping out my door to butt-in-chair, not just driving time. The stress reduction was AMAZING for both of us. Even with putting your munchkin in full-time daycare, just reclaiming that amount of time per day JUST FOR YOU is such a benefit.
I highly recommend anyone looking to work FOR a company and work from home to look into working for tech/software companies. They tend to be more friendly to working from home than many other industries, and they're not completely staffed by techies. You need admin assistants, customer representatives, writers, accountants, project managers, account managers, etc. Key search terms might be "location independent jobs" or "digital nomad jobs". These terms both refer to people who generally travel a lot (for personal reasons) and want to work while travelling, but the jobs are often just as applicable for anyone wanting to work from home. Another is "remote jobs". The nice thing about telecommuting for a company is that often, the health insurance benefits, retirement, etc. all still apply.
@nc79 -- I'm not sure your situation at your company, but if you're valued, you might be able to work something out. It rarely hurts to ask. When my aunt decided to leave her job (she being the primary breadwinner) to spend more time with her daughter, the company begged her not to and paid her more money to work less. I'm not saying that's what will happen, but it seems than any scientist would have a very specific skill set that would be not super easy to replace. Especially if you've been there a while and have lots of "tribal knowledge" of how the company works. If they wanted to hire someone to replace you, they'd have to lose time (and therefore money) waiting for someone to get up to your speed, even if they had the same education level and knowledge as you, simply because you have internalized company patterns and policies. You know the right people to ask the right questions to get things done faster. (As fast as anything can get done in a company surely weighed down by government regulations and internal bureaucracy. Yes, I'm projecting.) You could always try and merge your scientist and mom worlds like this lady does -- https://www.stopthestomachflu.com/norwex-cloth-independent-testing -- and attempt to monetize it.
Luck to you all!
Our little lightbulb is on the way!
12 weeks 3 days
TTC since Oct 2011
Me: 33, hypothyroidism since 14, cleared all HSG, US, Pre-pregnancy panel tests.
Hubby: 36, testicular Ca, chemo April-May 2012.
Natural cycle IUI #1 with trigger and Progesterone Suppositories (Jun 2012) Neg
Natural Cycle IUI #2 with trigger and Progesterone Suppositories (Jul 2012) NEG
Aug 2012 - break due to needing a girls' weekend in Cape Cod
Natural Cycle IUI #3 with trigger and prednisone (Sep 2012) NEGATIVE
Switched fertility clinics - forced break Oct 2012
Natural Cycle IUI #4 (Nov 2012) no trigger, no progesterone, no prednisone (Nov 2012) - Neg
1st round Clomid Cycle IUI #5 (Dec 2012) - POS
@crystalraebryant thanks for your tips, I'm going to look into some of that. It's not the field I want, but I have many transferable skills with my masters degree do something would be better than nothing at this point!
I had high hopes of working my corporate job from home once or twice a week, but I quickly realized that just wouldn't work. I did ask to shift my schedule so I get to leave early several days a week to pick DD up from MDO as long as I am available via email and phone and that has worked well. However, I'm not sure how long that will last. Fingers crossed I can keep it up for a little while.