Doctors and Delivery costs

shortiebs · May 2015

How much are you paying for doctors costs? I have cigna through work and i live in Texas. I have been billed about $3000 for total cost and delivery.

megandchase · May 2015

My ob charges $3300 for vaginal and $3700 for csection but that is before insurance

sswartout · May 2015

My doctor’s office said my out of pocket payment will be about $850 total. They did say that I have one of the better insurance plans.

Laura&brad1 · May 2015

Wow we get it lucky in nz All maternity care is free except $20 for scans

Mjstern · May 2015

We pay $500 for the whole hospital regardless if it's vaginal or c-section. We have no costs for doctor appointments or scans. We have Blue Cross Blue Shield of MA. With my first we got billed a few months after she was born the $500 fee. When I was pregnant I called our insurance and they explained everything to me. It covered the standard blood work but if we wanted to do the addition genetic testing there was a fee.

thegingeravenger · May 2015

Yeah, apparently with BCBS there's no "tier 1" hospital nearby where I live it's going to cost me $5,500 dollars out of pocket to have this kid. I'm livid to say the least.

gvgauthi · May 2015

Vaginal deliveries by my OBGYN is $4200 VBAC $4300 and Csection $4500. This is just the OBGYN fee... Doesn't include hospital stay or fees.

ZoeH3 · May 2015

I have an average health insurance plan. My first visit which included blood work, and an ultrasound cost just under $500 after insurance. I'm having a c-section and that is going to be about $2000 for everything after insurance. With my first, I saw the bill before insurance was taken out and for my c-section, stay and appointments it was around $10,000. So, what I'm paying now with even an average plan is a great deal.

ash413 · May 2015

The OB bills 3100 for vaginal and 3400 for Csection. Though we will only cover approximately 450 in addition to the $300 deductible we already reached

lraubaugh · May 2015

I only have to pay 200 out of pocket. Not sure how that happened

tbryan15 · May 2015

My out of cost for the doctor to deliver the baby is around 3300 also and I just paid my 515 estimated payment.

Pontot31 · May 2015

We get all bills afterwards. It ended up being right around $2,000 for everything with my daughter.

magnolia0212 · May 2015

I have bcbs is LA. Last baby I paid a one time co-pay of $35 and then $600 for c-section delivery.

XxChristalxX · May 2015

I have a midwife and am delivering at a birthing center. It will be $2,600 total after delivery. I have pretty good insurance.

LizQ2 · May 2015

With DD2 which I had last year we ended up paying about $800 out of pocket but as I recall part of that was towards the deductible.

This year we met our deductible in February due to DD2 breaking her leg and my husband needing an MRI so hopefully it'll be a little less this time!

ShianeNicole · May 2015

Ours is $450 after delivery and hospital stay. But our insurance also covers the Medela breast pump so I feel like we are skating out for next to nothing. We have Aultcare.

Noey80 · May 2015

Out total for a normal vaginal delivery will be $750. I've had to pay $350 for IV and ultrasound....not included. This is my 5th baby, we have never had to pay for an ultrasound before.

kesmeredith · May 2015

For most people in the US- with insurance- they are going to have to pay whatever their deductible is and everything else within their plan will be covered by insurance, which covers OBGYN/birth. Most deductibles are all inclusive... some people hit theirs quickly (if they are sick a lot- go to specialists etc) and some who rarely use their insurance will still need to "hit" the deductible before a major medical expense (birth). I also have BCBS and my deductible is $2500- I most likely will be billed half of that before birth (appointments blood work etc) and billed the rest after the birth.

SCClarke · May 2015

My husband works for the federal government and I have insurance through him. Everything is covered 100% and I'm so thankful for it. No one should have to pay to have a family.

katiedhunter · May 2015

Holy! Thankful I live in Canada! Don't pay a single cent for anything!

dramaphile · May 2015

I have a high deductible plan(which means really low premiums) and so will end up paying my deductible twice because our company's open enrollment is in August. It'll cost a total of 6,000 for prenatal and delivery at my birth center, but the great thing is I'm covered basically 100% after that until next August. If I end up with a hospital birth, it'll be the same it's in network. I use a health savings account to save pre-tax so I have most of my deductible saved up.

dogsombrero · May 2015

I'm going to have 3750 OOP max for twins regardless of delivery type. I'm pretty sure with all the scans etc I will be there quick.

amwright33 · May 2015

My insurance restarts on October 1 st. Our max out of pocket is $2900 and that includes deductible. They charge us after because if anything's happens between October 1st and the birth that would go towards the out of pocket first. Like if I needed to go to the ER or anything.

urby87 · May 2015

The OB global fee is about $3,500 in my area, but insurance will cover most of it... We're going to pay just shy of $700 of that. We had a dating u/s and some extra bloodwork that we've had to pay out in part for, too. As has been mentioned, though, this is just for the OB and does not include hospital costs.

CarrieOct15 · May 2015

My OOP costs will be about $2k, depending on the type of delivery. The prenatal care is covered 100%, though.

MargaretC5 · May 2015

Mjstern said:
We pay $500 for the whole hospital regardless if it's vaginal or c-section. We have no costs for doctor appointments or scans. We have Blue Cross Blue Shield of MA. With my first we got billed a few months after she was born the $500 fee. When I was pregnant I called our insurance and they explained everything to me. It covered the standard blood work but if we wanted to do the addition genetic testing there was a fee.

This exactly for me too. Except with my first I had two hospital stays (I was induced and it did not work so I was sent home, then I went into labor 2 weeks later). With both visits it was just under $1000.

SJFTCA · May 2015

Omg, having to pay a ton of money to simply deliver a baby (not to mention all other added costs of having a child) is so unfair. I'm covered w MH under BCBS and the total cost of delivery at our hospital is $5500, but we will pay absolutely nothing. His insurance is amazing, and I know we are incredibly blessed in that aspect.

breeallen · May 2015

I have bcbs and my max out of pocket is $1500. I am paying my obgyn a little under $400. My husband has pretty good insurance I thought it was gonna be a lot more!

jsawicki · May 2015

Wow. God bless Canada! I really feel for all you ladies

shortiebs · May 2015

seems like BCBS is the most favorable option so far. I was talking to my friends and they made me feel like my bills were outrageous. Thanks for the feedback ladies.

Knottie02638953 · May 2015

I'm on Cigna in Texas as well, and am being billed 321 a month, started payments in May.

Mjstern · May 2015

That stinks! Not your fault your not by one.....

EMLarie · May 2015

I'm in Minnesota and my husband has very good health coverage through his job. We pay nothing for prenatal and delivery costs.

kateliznelsen · May 2015

Our last one was $4500 (deductible) for everything: lab work, 3 ultrasounds, OB, hospital, the works. We haven't used any of the deductible yet this year either, so it will be around the same. We usually pay the OB, labs and ultrasound fees up front and then get a bill from the hospital. Fortunately with a November baby, by the time the bill comes, we will have our tax refund, so no need to make payments.

Mermaidmama2 · May 2015

350$ for the delivery fee... Which is a csection. And my deductible which is 850. So about 1200 total for my entire pregnancy including delivery and hospital stay for baby and me.

ColoradoHiker · May 2015

I have blue cross blue shield MD. I pay 10% out of pocket up to 1k, and their website says avg cost at my hospital is ~10.5k for vaginal delivery. So 1k should be what we owe.

fitmama89 · May 2015

With our first I was double covered & I had a 50% off COUPON for my delivery (hospital was trying to compete with a major hospital). No joke. My daughter was completely free.
This time I am not double covered & seeing a Perinatologist on top of my OBGYN. This baby should end up costing us a pretty penny! I have not been given an estimate thus far, which I thought was weird.

katmcgrath92 · May 2015

My insurance (BCBS for Federal Employees) covers everything. No copays or deductibles for maternity either. I had to pay for the first visit because the office told me that the first visit is not considered maternity because they use the sono to confirm the pregnancy. So I paid a $20 copay and $137 for the sono, and that's all I will have to pay, even after the baby is born. I had a different OB for my first pregnancy and was not charged for the first visit because they DID consider that a maternity visit. So, I guess each doctor's office is different. I personally think my current doc's policy on the first visit is BS. I scheduled this visit KNOWING that I was pregnant. I didn't discover that I was pregnant at the doc's office, but I'm not going to cry over a one time $137 charge (but I did yell, lol).

lilyellowduck13 · May 2015

Between my husband's federal govt employee plan and my mom's state employee plan (I'm 25 so I don't lose her insurance until 2 months after baby comes) I don't pay for anything. I couldn't imagine having that kind of added stress

Klaundry · May 2015

Like PP said it usually comes down to your insurance detuctible. Like my deductible is $5000 annually between my son and I but that is of every appointment or procedure my son or I need not just prenatal care and delivery. I had my appendix removed in the beginning of April because of appendicitis so I've got a chunk already towards my deductible thanks to that. When we received the explanation of benefits from my insurance after my sons delivery back in August just the c-section and hospital stay cost almost $30k and that doesn't include scans and prenatal care appointments. Thank goodness for insurance

MercyC1130 · May 2015

Some of this thread is mildly terrifying.

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