So I'm a teacher and my insurance ends August 31. I can get on my husbands but it would be very expensive for us because his insurance isn't at good. my due date is September 4th and in wondering if I should talk to my doctor about inducing at 39 weeks which would be August 22nd ish. Opinions? I'm honestly just hoping to naturally go into labor around that time.... So much to think about.
Re: Inducing early... Opinions?
I wish I had a nugget of wisdom about the insurance/money issue. I personally know two people who had this happen. I would maybe call the insurance company and talk to them to see what can be worked out on that end.
I hate Pitocin. If it were me I'd put that stuff off as long as possible. Good luck!
It's safer to not induce early unless medically necessary. I wouldn't consider it.
My doctor mentioned I may need one as well if this babe is measuring the same size, but I'm adamant about letting things happen as they may.
When I was induced, the whole time I was in labor was pretty awful. I had to have my water broken for me, I had to have pitocin, I was vomiting a good part of the time, and I had a very hard time pushing her out. I almost had to have a c-section. DD was born and even though it was only a few days before my due date, she looked a little premie. She was jaundice by that evening and even after we left the hospital, we had to go back SO many times over the next few weeks to get her blood tested, it was completely awful for her and us. I don't know what problems, if any, we would have had if I hadn't been induced, but that route is absolutely something I would never choose.
I agree with pretty much every else above - I would never induce unless it was medically necessary. You need to do what's best for baby, that is to let the baby come when they are ready to come. I imagine that a big medical bill is a tough pill to swallow, but the potential for complication to arise due to early induction is an even bigger pill to swallow when you consider the potential effect it could have on you and your baby.
I agree with PP in that you should consider Cobra, or just get on your husband's insurance, but the other thing you can do is talk to your Dr's office and the hospital that you will be delivering at and see if you can work out some sort of payment plan. A lot of hospitals are happy to work with patients as long as they just ask!
A third option, and I'm not sure if this is your thing or not (nor am I saying this is for everyone), but consider a home birth. They are SO much cheaper than a hospital birth.
Good luck!
A friend of my was in the same situation and went in to delivery with out insurance at 41 weeks. She had complications and had to have a c-section. The bill ended up in the upper $20,000. Some people can pay that with out a problem some can not.
We all dream of an awesome / romantic delivery. But we all have to be realistic and do what we are able to do. In the end of it all you still get a beautiful baby.
So once again. Talk to your doctor and hospital. Look in to insurance options and pick what is right for you.