I applied for STD with my company, but was denied their coverage. I am now freaking out as my company does not offer any paid maternity leave. I am eligible for FMLA, but can not really take off 12 weeks unpaid. I have been doing some research on state disability benefits, and am pretty sure I can apply for them through NYS if my company doesn't cover. Has anyone ever done this? Any information would be helpful! Thank you.
Right, you can apply for short term disability for maternity leave in NYS, but it's very little money.
At a previous company I worked for (where maternity leave was unpaid) a friend did this and I think got around 500.00 a month.
Are you currently pregnant? How far along are you? Does your company offer paid time off (vacation days/ sick days) that you can save up and use towards your leave? I know it sucks, but you might have to consider cutting your leave short.
BFP 1- EDD 2/09/11 Missed MC DX @11 weeks D&C- 7/25/10 BFP 2- EDD 12/22/11 Natural MC @ 5w 2d BFP 3- EDD 1/25/12 DD Josephine born 1/16/12
Different STD policies cover things differently, but when I used STD for my maternity leave, I had to wait until after I had the baby and the FMLA paperwork from my doctor saying that I was not medically clear to work to apply for the benefit.
While I was still pregnant, I contacted the STD company and checked with them to make sure I had the correct paperwork ready to go to submit a claim and that my doctor knew the correct things to write on that paperwork (some plans need to it be spelled out that you can't work because of your illness/injury/recovery and not that you are taking the time off to care for the infant, for example; for my plan recovering from a vaginal birth counted the same as recovering from a surgery).
I am only about 8 weeks along. I applied for STD before i knew I was pregnant. They denied me based on their height/weight requirements, I'm about 20lbs over the "norm". I have been at my job for nearly 3 years, but now that I know I'm pregnant I'm sure they'll give me the "pre-existing condition" nonsense.
My company doesn't grant a set amount of vacation days per year, they're earned. I have, as of today, 14 hours of vacation time. And I'm sure I will need to use a day or two for doctors appointments along the way, so saving vacation/sick time isn't really an option.
Re: NYS Disability Leave
Right, you can apply for short term disability for maternity leave in NYS, but it's very little money.
At a previous company I worked for (where maternity leave was unpaid) a friend did this and I think got around 500.00 a month.
Are you currently pregnant? How far along are you? Does your company offer paid time off (vacation days/ sick days) that you can save up and use towards your leave? I know it sucks, but you might have to consider cutting your leave short.
BFP 1- EDD 2/09/11 Missed MC DX @11 weeks D&C- 7/25/10 BFP 2- EDD 12/22/11 Natural MC @ 5w 2d BFP 3- EDD 1/25/12 DD Josephine born 1/16/12
I can't speak on NYS as I have no idea what that is. Must be a local state thing for you.
It's great you have the protected leave but what a disappointing blow to now find out you won't get std. :-(