So I have been debating which way to go- birth center, home birth, or hospital for my delivery.
Birth center so far seems to be the most expensive at $4500 (they don't take my insurance), home birth $3500 (also no insurance coverage). I am meeting with hospital rep this week to find out the cost there (they do accept my insurance).
I want a 100% natural birth (no IV, no epidural, no pitocin, no episiotomy, no artificial rupture of membranes, etc.). The hospital "requires" an IV but I read online blogs that you can refuse (but I don't know if they might turn around and refuse to take care of me by refusing the IV). Home birth and birth centers aim for totally natural births.
Added to the problem in deciding- my husband and I are currently house hunting and haven't decided if we are going to buy in Omaha (where attended home births are illegal) or Council Bluffs in Iowa (where attended home births are legal). I pretty much have to decide on a provider before knowing which state we will be living in because most providers won't accept transfer patients after the middle of second trimester (I am currently 11 weeks pregnant).
Also of note is that the birth center is not near the hospitals that are in-network with my insurance should I require urgent care.
Any advise would be appreciated!
Re: Birth center vs. hospital vs. home birth?