Delivery costs for multiples

sasky · August 2014

We don't have to pay the full amount because of insurance, but I did get to see the cost break down on the bill.

This might be naive, but I think it's crazy that we are charged the full amount for each baby. The care of each baby makes sense. But the cost of the hospital stay really jumped out at me. Room and board made up 80% of the bill, and they charge the full amount twice. Obviously we only had one room, and a small one at that. So WTF? I don't get that at all!

I think there were other things but I'm forgetting now.

APRILMW · August 2014

It's very odd! My OB office told me they charge (they being hospital) for 2 deliveries if delivered vaginally, but only once for Csection! Seems absurd a major surgery costs less! Oh well! Still hoping to attempt vaginally delivering.

minirella · August 2014

Thanks for posting this, I will have to remember to run through our charges with a fine tooth comb.

diz1313 · August 2014

Is noticed a lot of weird things go on in the billing department, especially when you have "good insurance" that pretty much covers everything. Things like everyone getting charged for one room, nursery charges even though we never used or even had access to the nursery, circumcision that didn't occur, then of course there is the cost of meds that cost nothing over the counter. Heh. but some things they don't think you will catch because if your insurance covers it, why would you look at the bill?? I say you should always go through the bill and question the questionable even if YOU wouldn't be the one paying for it. Meh

MommyWannaB10 · August 2014

Our total cost was $135,000. That was the cs, NICU stay, my stay and the monthly ultrasounds. The girls were in 1 room until they were moved to the peds floor where they were separated. They each got charged the amount even though it was 1 room. I didn't look it over too much, I wouldn't have even gotten a breakdown had I not requested it. It was 100% paid by insurance.

twinmom1121 · August 2014

Ya I was shocked that they charge twice for the hospital as well! Some things made sense obviously with two babies but it's just crazy how expensive it is. My hospital bill for the csection and just hospital stay was over $23,000! Not including all the other random bills you get from the hospital pediatrician, anesthesiologist. I always laugh when strangers say to me "Twins! Two for the price of one!" I want to say back "No, definitely double the price for everything!"

MissEm15 · August 2014

Holy crap.

xtina78 · August 2014

I'm scared.

KatieGummow · August 2014

Thank goodness for insurance

JessaPrimate · August 2014

Not only was I charged twice for ultrasounds, the "second fetus" was more than the first!

twinmom1121 · August 2014

JessaPrimate said:
Not only was I charged twice for ultrasounds, the "second fetus" was more than the first!

This!! I thought it was ridiculous to be charged for two ultrasounds!

MissEm15 · September 2014

@katiegummow that looks like UHC... do you have a choice plus plan by chance?

Can anyone answer.. would the max out of pocket be my maximum or will it be the family's max once the babies are born?

For example: I have a $500 deductible + 15% of costs up to $4200.. but our family's max out of pocket is $8400.

skeppler1 · September 2014

Our "billed" amount ended up being around $163,000 but insurance covered the majority of it. I have a deductible of $12,700 (family) and then only have to pay 70% of that ($8890)
I had a vaginal delivery and stayed 3 days but my babies had to stay in the NICU for 13 days.
Thank goodness for Aflac also. Was so grateful that I thought of the "just in case" scenario.

KatieGummow · September 2014

MissEm15 said:

@katiegummow that looks like UHC... do you have a choice plus plan by chance?
Can anyone answer.. would the max out of pocket be my maximum or will it be the family's max once the babies are born?
For example: I have a $500 deductible + 15% of costs up to $4200.. but our family's max out of pocket is $8400.

Yes and yes! You're good. You have the same?

In our case I had to meet my deductible 100% (which applies to may max OOP), we hit our family out of pocket at delivery but now that we have our boys added we have a larger family OOP which we now have to meet. I was hoping it wouldn't increase until the first of the year, but alas... So, all the bills we had before adding the boys will go to my husband and I's max OOP, but after adding the boys we will have to pay.

For example my deductible was $2,500 and our family OOP max was $6,000. When I met my deductible limit, I had $3,500 I still had to pay until we got our OOP reached.

groovygrl · September 2014

Just throwing this in here as well- we found out after discharge (and after they came to my room asking for payment for the delivery (1 day postpartum a man came asking for our credit card, I was quite shocked by that)) that if you pay your balance in full the hospital we delivered at gives a 10% discount. My delivery balance was $3400 so that would have saved us over $300 so I called & made a huge stink about it after and got them to credit us toward the babies' bills since we hadn't gotten them yet... not sure how many hospitals have this policy but it is worth an ask for anyone planning to pay in full!!!!

twinlove314 · September 2014

My insurance billed for two csections, but only one of the twins was csection. When I called to get it fixed the lady I spoke to tried to tell me I was wrong. I had to reiterate that I was the one who had twins and was very certain that they weren't both born via c section

minirella · September 2014

groovygrl said:

Just throwing this in here as well- we found out after discharge (and after they came to my room asking for payment for the delivery (1 day postpartum a man came asking for our credit card, I was quite shocked by that)) that if you pay your balance in full the hospital we delivered at gives a 10% discount. My delivery balance was $3400 so that would have saved us over $300 so I called & made a huge stink about it after and got them to credit us toward the babies' bills since we hadn't gotten them yet... not sure how many hospitals have this policy but it is worth an ask for anyone planning to pay in full!!!!

Thanks for that tidbit. With my singleton, the billing office called my room the next day asking for credit card payment and I told them my husband would be down later. I thought that was extremely odd. Since I'll be at the same hospital, I'll have to ask about a pay in full discount.

Delivery costs for multiples

Re: Delivery costs for multiples

Choose Another Board

Search Boards