Hello bump friends 
My husband and I are planning on TTC this December, and if it happens right away, my husband will be starting his third year of law school when the baby is born. Right now, I'm the only one with a job and obviously would plan to take 3 months maternity leave. Not sure if anyone out there has ever had a similar situation but here are my questions:
- How hard is it for a guy to have a baby as a 3L?
- Is it silly for me to assume that going back to work after 3 months is realistic? What if my feelings change and I decide I want to stay home? We won't have the financial freedom to do that, so it's a bit stressful to think about. Have any of you HAD to go back to work after 3 months even though you didn't want to?
- In general, our lives won't be as "together" as some other people when we have the baby, though we have a good deal of money saved up, supportive parents, etc. What are the pros and cons of having a baby before your totally secure financially, etc.?
I should add: My husband is going to one of the best law schools in the country, and right now he's at the top 10% of his class, so getting a job won't be too difficult. I expect he'll be employed upon graduating (the baby would be 5-7 months at that point.)
Any thoughts, comments, support, wisdom is greatly appreciated! I JUST WANT TO HAVE A BABY SO BADDD 
Re: Having baby with husband in law school
1. I assume it would be very hard for a guy to have a new baby his last year of law school, especially while Bar prep is underway. I personally would (and did) try to avoid having a baby while my husband was studying for the Bar Exam. I very much relied on my husband's help during those first few months, and I can't imagine having done it alone while he was gone for 10-12 hours a day studying for the Bar. You also mentioned that he's top 10%. Is that something you're both willing to potentially sacrifice, or are you willing to pick up all of the slack to keep him there? If it's something you both really, really want, then I guess you'll make it work, but I can't imagine doing what you're doing, having been in a similar situation.
2. You won't know how you feel about going back to work until you do it. I know many people who were totally fine with it, and many who hated it, and a lot in-between. I personally hated it, but I was under contract for 6 more months, so I had to go back. It sucked so bad that I counted down the days until my contract expired, but that's just my personal experience, yours may vary.
3. I can't really think of any pros to having a baby when you're not ready financially, but one major con would be unexpected circumstances. What if your baby is born early? Can you afford a lengthy NICU stay? What if you get put on bedrest for a long period of time? Do you have enough money to support yourselves through that? If you do get pregnant right away, can you afford childcare for several months/years on just your salary? My husband was lucky and found a job right away, but the next year the market crashed, and most of the people a year below him struggled to find jobs, even the top students. If something bad happens, can you be the sole provider for an extended period of time?
In the end, only you and your husband know what you guys can handle. I personally would've never had a baby while my husband was in law school because of one of the reasons you mentioned (finances), but I also knew that I'd need him for emotional support, and that just wasn't a time in our lives together that he could've been there in the way I would've needed him. Best of luck with your decision!
I'm currently 34 weeks pregnant and am our sole source of income. My husband is a full time student and is in his last year towards a degree in Fisheries and Wildlife. He's been busy doing research projects and internships over the last few months. It's 7:45pm on a Friday night and he's still more then 2 hours away in the forks gathering samples for a class.
This pregnancy was something that we planned. We budgeted and saved money for a long time to build a big emergency fund / cushion. We payed off a lot of our debt and waited to try to conceive until we felt we were in a good place financially. I was ready to try to conceive about 2 years before we actually started.
In January, when I was 7 weeks pregnant, I got laid off. I had been with my employer 3 years. I was one of the main supervisors. The company downsized from 5 locations to 2. Since then they have shut down all together. It was scary as crap to be unemployed. Thankfully I found another job, but there were 15 weeks where we relied on unemployment (which is NOT 100% of your normal pay) and used our savings. Plus, no job means no benefits. We have been paying a butt ton each month for private health insurance for both of us. Thankfully I just got on my new companies' plan this month. It was a big hit for us financially, but thankfully we had saved and saved in the years prior.
Unfortunately, since I was unemployed those 15 weeks, we used a lot of savings that we had ear marked for using for me to take time off after giving birth. We've decided to really scrimp by and I'll take 8 weeks off. If I'd had to (or if I still have to) go on bed rest that would eat into my postpartum time off.
You also need to consider the FMLA laws in your state. FMLA only protects your job for 12 weeks - it does not guarantee the same position when you return and it has nothing to do with being paid during leave. Most states require you work for a company with 50+ employees for 12+ months before you qualify for FMLA. A lot of people wrongly assume they are entitled to paid maternity leave, and that is rarely the case. Definitely something to look into with your HR department and something to budget in.
Something else to strongly consider is insurance costs. Sure, you may have "full benefits" at work, but what does that really mean? You'll still have copays, a deductible that has to be met, and a yearly max out of pocket that has to be met. Some plans are great, others aren't once you dig. I work in the healthcare field and my deductible is $1,500. My yearly max out of pocket is $9,000 and my deductible does NOT go towards it. That means we'll be paying about $10,500 out of pocket, not counting monthly premiums.
My last point will be maternity costs. Maternity clothes aren't cheap, and you'll need a decent amount of them. Don't forget to account for dress clothes vs weekend clothes and underwear / new bras.
I'm not trying to scare you or talk you out of anything. We are SO excited to meet our daughter in a few weeks. I'm just pointing out that even when you think you've got a good plan in place, anything can happen. We've been SO SO lucky that I've had an easy pregnancy and haven't had to miss work. Not everyone is that lucky. And like others have said, conceiving could the longer then you think. Might as well wait a few extra months to start trying to avoid some stressors that could very easily come up. In a few years down the road waiting a few months won't seem like a big deal.
ETA: I didn't touch on daycare costs, which depending on where you live can be anywhere from $600-2,000+ per month for an infant. I also didn't touch on actual baby costs. Really you only NEED a place for them to sleep and a car seat, but realistically you'll buy other things as well as spending a lot each month on diapers (or a decent amount up front if you cloth diaper). Formula is also really expensive, and even if you plan to breast feed there may be obstacles you can't change that make it so you can't.
Baby Boy due October 2017
A few thoughts from a practicing attorney...I graduated from law school in 2007 and I can tell you, from first hand experience (like many of the other ladies here), that now is probably not the best time to TTC.
3L? That means, potentially, journal, moot court, internships, etc. It means, definitively, exams, final papers, bar review and the actual exam. It's less stressful, in a way, than 1L, because you know how to read cases, the classes are generally easier (federal civil procedure versus mediation!), but you have a lot *more* going on (getting ready to graduate, bar, etc.). Bar review is no joke. I was married during law school and my husband can tell you I was MIA during bar review. My day went like this: wake up, breakfast, practice essays, practice MPE, workout, lunch, library, study with my girlfriend, dinner, bar review prep class from 6-9, home, sleep, repeat. I cannot IMAGINE a newborn in that mix. I truly, truly cannot.
The career options right now for newly graduated lawyers? Is terrible. I think my class was the last one to be able to find jobs fairly "easily." Right now we have attorneys volunteering in our office (ASA).) -- barred attorneys who can't find jobs, working for free to make connections and improve their resumes. It's not like the days of yesteryear, when being a lawyer = easily finding a job that makes a lot of money. There's also no guarantee that YH will pass the Bar, and I don't know where you live, but in Maryland you can only sit twice/ year.
Is it silly for you to assume that going back to work after 3 months is realistic? I don't know -- I'm not you, so I can't tell you how you'll feel.
I get it. I had baby fever through some of law school, and MH wanted a baby too, but we decided that I needed to (1) graduate, (2) pass the Bar, and (3) find a job before we would TTC.
GL
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My DH was in law school before we had children, but honestly I can't imagine having a baby during that time. My DH spent hours studying even after he graduated for the bar exam. He was pretty much absent during that time.
Is it silly for me to assume that going back to work after 3 months is realistic?
I am a SAHM now, but I was a FT WM and went back after having each of my daughters when they were 6 weeks old because I had to. I didnt want to, but I had to work because we had high student loan payments from his school.
What if my feelings change and I decide I want to stay home? We won't have the financial freedom to do that, so it's a bit stressful to think about.
If you know you don't have the financial freedom to SAH, then it probably won't be an option. I know you said DH is in the top 10% of a good school, but don't bank on that for anything. Nothing is guaranteed. Getting a good paying job sure as hell isn't guaranteed.
Also, on the note of finances, don't forget he will have to pay back his loans (unless he had help/scholarships). We have a shit ton of debt (about 6 figures) that we will probably paying off the rest of our lives.
Lastly, I know it is hard to want to wait, but coming from someone who has had a DH in law school, you would be wise to wait until he is done and has a job. What happens if he gets a doesn't pass the bar or doesn't earn enough to support a child. It is only another year. Totally worth the wait IMO
Goodbye little angel(7/22/2011)....see you in heaven
Goodbye my second angel (9/18/2011)
If you have insurance that's the main thing. Most maternity items can be bought at thrift stores if you need them. Baby stuff can be gotten at showers (hopefully) or bought used (aside from car seat).
We haven't bought anything for our 6 month old aside from cloth diapers and a crib. While I know not everyone is that fortunate, I think the cost of babies is largely overestimated. Now when we get to buying things for sports, school, etc.. That's another story. Don't even talk to me about college!
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he may want a baby badly too, but he will not be around to help during Bar Review.
People here made good, thoughtful points. Why did you ask the question if you weren't interested in an hour response except "GO FOR IT!!11!! It's totes easy to have a baby during the most stressful 2 months of your life!" ?
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If you need to rely on your parents for financial support, then you're not ready to have a baby. Also, I wouldn't consider 4 months of salary in savings to be "a good deal". Especially when planning a baby. It's probably sufficient for your current situation, but not a lot when planning a baby under the circumstances you're describing.
You're asking for advice, and from a completely objective position I would say to wait until your husband graduates and gets a job. Then go for it. That's the responsible thing to do. You can do whatever you want, but you asked for advice. Also, newborns are hard work, and I wouldn't want to do it while my husband was so involved with school.
son#1 born 6/2010
son#2 born 4/2012
son#3 born 7/2014
Also, it's great to have a support system aside from your partner, and it's good that you're thinking ahead to who that can be, however, I would ask anyone you're expecting to go above and beyond exactly how much they're willing to contribute. I would consider financial help, or the amount of help you may need while your husband is finishing his JD to be above and beyond. You may be expecting more than what you're support system is willing or able to provide. Even parents who really, really want grandchildren might not be too excited to donate tons of time or money. Just another thing to think about!
Oh, I'm suggesting that they have this conversation with their parents because I think it will be more powerful to hear it from them that they're not ready for a baby if they can't pay for one themselves. I can't imagine that asking their parents to pony up a bunch of time and money because they want a baby NOW is going to go over too well...
For the record, I agree with you. From personal experience, giving into baby fever at this time in their lives isn't a good idea.
The wives of grad students I know have said that it's easier to get through the newborn stage while their husbands schedules are more flexible and they are able to help out more. And those who have graduated say life gets more stressful after graduation. Just what I've heard. =]
Thanks for your input - It's hard for me to gauge just how much work bar prep will be and MH doesn't seem too concerned about it.. He works hard in law school but definitely not as hard as his classmates and he still did really well in his first year. But the info you gave is exactly what I'm looking for since, like I said, I'm totally ignorant when it comes to how much work 3L/bar prep will be and DH is no help!
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Just like there's no guarantee that he'll have a job right away because of good grades, there's no guarantee that he'll pass the bar exam, either. Many people with firsthand experience have tried telling you how much prep work it takes, but you keep coming back with how law school isn't difficult for him. It's not the same thing as law school, and he'll still have to study. A lot. You understand that now, right?
It seems like you had a few misconceptions about how easy it will be for your husband to pass the bar, then land a high paying job. Please take the posts from the attorneys telling you how hard both actually are seriously. Then take the posts from experienced moms telling you how hard babies can be and how things can go expensively awry seriously. Make sure you're going into this eyes wide open, knowing how difficult it might be, with backup plans if things do get difficult. (And if your backup plans are still your parents, make sure they consent first. It would be lousy of you to assume, then put them into a position where they HAVE to help you.)
Regarding our finances: I have sat down and calculated expenses, including full time childcare should we need it, and based on what I'm making right now it's doable. We would have money left over at the end of each month even after over-estimating all our expenses (which is how I always put a budget together.. overestimate all our expenses).
It's hard. Nothing is guaranteed in this life - but I don't know how much I should let that stop me from TTC. A lot of people here are sharing horror stories, which totally need to be shared b/c WTF gotta be prepared for anything that might go wrong. BUT there's a young guy who goes to my husband's law school, who had a 5 month old at the beginning of his 3L WHILE his wife was in nursing school full time. I'm pretty close to the guy and asked him how the hell he was doing it and he was like "if you want to make it work, you make it work" and explained to me how him and his wife planned to have the baby, made sure their finances were okay, and then just went for it.
I'm not saying it's right for everyone, and I'm not saying I know what's best. It's important to always be aware of what can go wrong and to have contingency plans for worst-case-scenarios, but I have a great partner, a good job, and a support system (parents are nearby and my mom is about to retire and has offered to be our nanny so many times it's starting to make me uncomfortable.. )
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Plus there are a zillion things that can go awry with TTC/pregnancy/birth that could affect your health or the health of your potential baby, and so many of those things could wipe out your savings, take you out of work for some amount of time, etc.
This advice rubs me the wrong way. Yes, don't TTC before you're financially stable/ready. But discouraging someone because they "might" get PPD? If you only think about everything that might go wrong, you'll never decide to TTC.
And, yes, these stories are anecdotal in nature, but they're no more or less relevant to your own life than your friends who had a law school baby easy peasy. In fact, it's probably better to read the bad stuff so you're more prepared to make a good decision.
Take what everyone has said seriously, and if you can still realistically swing it, do what you're gonna do. If you're praying it will all somehow fall together, and there's zero room for error, it's probably not a good time.
I can tell that this isn't what you want to hear, but most people would've taken their ball and gone home by now, so good for you for sticking with the post!
You could plan it perfectly, have a steady job, and get pregnant then BAM! Laid off. You just never know. While it's smart to plan TTC a bit I think that many try to over-prepare for it.
I could share my anecdotal story, but instead will just say: do what you want! It will work out. Could be super hard, but it will work out.