U to the O-O?

danabsd · April 2014

Let's hear 'um ladies.

danabsd · April 2014

Refried beans are disgusting.

I had a better one but now I can't remember it. I should start writing these things down.

awc1986 · April 2014

The word "coupon" is pronounced "coopon", not "cyupon". This is why I can't watch extreme couponing. The pronunciation makes my skin crawl. That and my blood boils when they hoard garages full of crap they'll never need rather than giving it to a food bank. 46 tubes of toothpaste and 160 jars of pickles? I don't care how much money you didn't pay, give it to someone who fucking needs it! Oh and the mispronunciation thing - "expresso", "escilator" and "canida" will all earn you a throat punch. If you say you "brought something" rather than "bought", you get a kick in the nuts too.

mmks · April 2014

@awc1986‌ - Can I axe you a question?

IBackBevo · April 2014

UO #1: In honor of April 15th, I hate our current tax system. I think it is really screwed up on multiple levels. I think it is beyond absurd that Mitt Romney and other very wealthy Americans who make their money off of capital gains only pay 12% or thereabouts whereas many "working" Americans who make good livings pay in the 30's. On the other end of the spectrum, I think it is ridiculous that 40-50% (depending on whose statistic you use) of Americans don't pay any Federal Income Tax. If you have income, you should be paying something even if it is a nominal amount because you are benefiting from this country's resources.

Xath · April 2014

I hate it when people refer to watching their own children as babysitting. (I.e. My H is babysitting the kids tonight so I can go out.). That's not babysitting. It's parenting.

Unknown · April 2014

This content has been removed.

awc1986 · April 2014

mmks said:

@awc1986‌ - Can I axe you a question?

Don't push me over the edge.

pistolpackinmomma · April 2014

gertiebarden said:
I hate it when people refer to watching their own children as babysitting. (I.e. My H is babysitting the kids tonight so I can go out.). That's not babysitting. It's parenting.

YES!!! DH had DS one night so I could go to do a jewelry party (I sell) and while out with him someone said how nice it was that he babysat so I could do the things I wanted to. He quickly corrected them that he was just simply spending time with his son like any parent should. When I got home he was still upset about it and couldn't believe that this person would refer to him parenting as babysitting.

IBackBevo · April 2014

UO #2: It makes me twitchy how many women on TB and elsewhere seem to have doctors who recommend they induce before 40 weeks for no medical reason...and it makes twitchy that so many women seem to be happy to go along with it. Inducing early when you are closed up like Fort Knox is a recipe for ending up in a c-section or, at least, having a long, difficult labor. And, yeah, I am sure there is some special snowflake on here who is the exception, but I also have seen a lot of women on my vbac boards who are there because of this exact reason. Again, I am talking about where there is no medical reason--not in the instance of things like PIH, pre-e, GD, and other complications.

Also, being "overdue" is not 40 weeks 1 day. According to ACOG, you are not overdue until you are past 42 weeks...and, even then, based on the stats I have seen about 14% of women who allow themselves to go into labor naturally will go past this.

Unknown · April 2014

This content has been removed.

awc1986 · April 2014

Carpenter627 said:

I think the Beatles are overrated. Don't get me wrong, I like their music, but I don't get the cult-level obsession with them.

I'm more of a Stones fan. The Beatles didn't even get good until they got into drugs.

(you might want to avoid going to Liverpool - they cling on to the Beatles like their life depends on it).

SMM1986 · April 2014

@awc1986‌ - preach. I get really twitchy when people say library as "li-berry". There are two "R's".

ABColeslaw · April 2014

IBackBevo said:

UO #1: In honor of April 15th, I hate our current tax system. I think it is really screwed up on multiple levels. I think it is beyond absurd that Mitt Romney and other very wealthy Americans who make their money off of capital gains only pay 12% or thereabouts whereas many "working" Americans who make good livings pay in the 30's. On the other end of the spectrum, I think it is ridiculous that 40-50% (depending on whose statistic you use) of Americans don't pay any Federal Income Tax. If you have income, you should be paying something even if it is a nominal amount because you are benefiting from this country's resources.

I think everyone should get taxed at the same rate. Say everyone was taxed at 20%, then people making 100 grand would pay more than someone making 30,000 but it would be fair in comparison. Also it would make those pay jumps that amount to nothing obsolete. I hate those. Hey you make more money, but actually now that you're in a different bracket, you make less...congrats on your raise though.

lrmrtn · April 2014

I hate Pearl Jam and Nirvana. At least I see the talent with Pearl Jam, Eddie Vedder just annoys me. But with Nirvana, it's like Kurt Cobain couldn't muster the effort to actually sing the lyrics and when he does they're mostly about heroin anyway. And everything sounds the same. And they were popular when I was in HS so my friends think I have no taste.

ThereBeDragons · April 2014

Regarding babysitting- this is probably an uncommon point of view...

I think of babysitting more as an activity than standard parenting. Like when mom or dad would be out of town overnight, the at home parent would rent movies, make a ton of popcorn, and we would get to bend some of the house rules and stay up late or eat something special. It served a few purposes other than standard parenting- to make one on one time with the at home parent a little more special, and to make the missing parent feel less missing for the kids. Its hard to cry because moms not home to do bedtime if dad is letting you stay up late.

I really love how my parents handled that and hope to do it with our kiddo. So saying DH is babysitting is more special than him just staying at home and making sure the kids are content, fed properly, and put to bed. That's parenting. Babysitting a chance for a special night for everyone- the parent who gets to go out, and the parent that gets to stay in with the kids.

IBackBevo · April 2014

I am not even necessarily in favor of a flat tax...although, it would probably benefit my own family. I am okay with someone who works at McDonalds or some college kid working part-time paying a smaller percentage percentage than my husband and I do of their income. (I am not okay with Mitt Romney paying a smaller percentage on his capital gains!) I just think that everyone needs to pay something. If you live in this country then you use the resources (i.e. you have a military protecting you, etc.) and should pay something for having access to those resources.

I also think that paying something would help people appreciate the services our government provides more. Sort of like how at a community medical clinic everyone has to pay something for their visit. Maybe it is only $5, but it is something to make people realize that the services they are getting are valuable.

oscarwao · April 2014

danabsd said:

Refried beans are disgusting.

I had a better one but now I can't remember it. I should start writing these things down.

Lies! They are delicious.

But I like beans in all form. Habichuela con dulce (a puree of beans, sweetened condensed milk, cinnamon, and other ingredients, served cold) is one of my favorite desserts - though it honestly tastes more like cinnamon pudding than beans.

oscarwao · April 2014

My UO: Though I'm reading them because they are entertaining, the Divergent books are not very well written. The language is clunky as fuck (though who is actually reading those books for the prose, eh?).

pandadair · April 2014

mary97 said:

ABColeslaw - I'm all for flat tax like that. It's the only fair system and I think if everyone had "skin in the game" things would be so much better. Just because someone makes more than me doesn't mean they deserve less of it.

Sort of, except a flat tax disproportionately affects those with lower income. $30k out of someone's $150k income does not have the same impact on them financially as $3k out of someone's $15k income.

Also, unless there are other added expenses, a raise shouldn't be a net loss, because it doesn't increase the taxes on your entire earnings. For a single filer, income from $8.9k to $36k is taxed at 15%. If you get a raise to $45k, your entire earnings aren't suddenly taxed at 25%. The first $36k are still taxed at 15%, and then the additional $9k is taxed at the higher rate.

Also also, I have mixed feelings on capital gains. You can't tell me most middle class people wouldn't absolutely shit a brick if their hard-earned savings sitting in mutual funds all of a sudden had their taxes double upon withdrawal. It's not just the wealthy that benefit from capital gains.

Emmagk · April 2014

I have one this week. I hate when women use being a FTM as an excuse for knowing absolutely nothing about their own bodies and the pregnancy and birth process. It's not hard to educate yourself, there are plenty of books, journals and (respectable medical) websites on the subject.

pandadair · April 2014

Also, realtor is not pronounced ree-li-ter. HOLY GOD DOES THIS MAKE ME STABBY.

awc1986 · April 2014

lrmrtn said:

I hate Pearl Jam and Nirvana. At least I see the talent with Pearl Jam, Eddie Vedder just annoys me. But with Nirvana, it's like Kurt Cobain couldn't muster the effort to actually sing the lyrics and when he does they're mostly about heroin anyway. And everything sounds the same. And they were popular when I was in HS so my friends think I have no taste.

I JUST. WAIT. NO. HYPERVENTILATING.

This is what Ed thinks:

and Stone Gossard judges you:

(FYI - Nirvana are overrated - Pearl Jam > Nirvana any day of the week, but your statement about Kurt's lyrics/singing show that you've not listened to enough Nirvana to form an informed opinion)

sisterjanet · April 2014

pandadair said:

Also, realtor is not pronounced ree-li-ter. HOLY GOD DOES THIS MAKE ME STABBY.

This kind of post always makes me paranoid about how I talk.

Helmink0804 · April 2014

Just because I'm at my Dr's appointment and this is getting on my last nerves:

I hate it when people don't blow their noses and just sit there sucking it all in. How hard is it to just get a Kleenex and blow your fucking nose?!! It's so disgusting sitting there and listening to someone suck in their snots! Your at a damn Dr's office if you don't have a Kleenex on you, I'm sure they have a box somewhere or use the damn bathroom for toilet paper!

pandadair · April 2014

sisterjanet said:

pandadair said:

Also, realtor is not pronounced ree-li-ter. HOLY GOD DOES THIS MAKE ME STABBY.

This kind of post always makes me paranoid about how I talk.

I like to make people uncomfortable with my silent judging.

pandadair · April 2014

Oooooo, yay, I have one this week. I dislike that "hardest job in the world" video making the Facebook rounds right now and I rolled my eyes so hard when they said "requires multiple degrees in medicine and finance." There. I said it. I feel better now.

ABColeslaw · April 2014

I guess it depends on your profession, as a teacher I am forced to pay into several things that most people are not and those percentages change depending on your "bracket" I have had two step increases where I didn't see a dime more in my check. It is true that more went to my pension, but I didn't see it where I needed it.

I'm not for a flat tax either. I just think it would be better than the super ritch paying 12% while I pay closer to 30%.

And there will always be deductions...medical costs and that sort of thing.

I know in my current situation, with a child who is very expensive medically and very high needs as far as services go. I would actually do better financially if we made less money. Many of you will be like "not true" but it is. When you are paying out of your pocket for ABA and medical food (Adding up to more than 60% of your salary) yeah.....

But that is not the norm and there will always be circumstances outside of the scope.

All I know is that the current system doesn't make much sense to me. And I do 100% believe we need to take care of our poor, I don't think taxing them "fairly" helps with that.

sparklingdiamond · April 2014

IBackBevo said:

UO #1: In honor of April 15th, I hate our current tax system. I think it is really screwed up on multiple levels. I think it is beyond absurd that Mitt Romney and other very wealthy Americans who make their money off of capital gains only pay 12% or thereabouts whereas many "working" Americans who make good livings pay in the 30's. On the other end of the spectrum, I think it is ridiculous that 40-50% (depending on whose statistic you use) of Americans don't pay any Federal Income Tax. If you have income, you should be paying something even if it is a nominal amount because you are benefiting from this country's resources.

Yes! It really upsets me that so many Americans don't have to pay anything at all. Everyone should pay SOMETHING, even if it is a small amount.

Unknown · April 2014

This content has been removed.

pandadair · April 2014

Carpenter627 said:

But saying "fixin' to" is ok, right? As in, "I'm fixin' to go to the store, need anything?" (It's really pronounced more like "fiddentah" in my family) ... Or what about "jeetyet?" (As in, did you eat yet?) and "Yawnto?" (As in, you want to?)

I will give y'all three guesses as to which state I live in.

Ha, just thinking about that twangified way of speaking makes this native Texan twitch. I totally say "fixing to", though. And y'all. But I will always defend saying y'all as essentially the same thing as any other contraction.

IBackBevo · April 2014

ABColeslaw said:

I guess it depends on your profession, as a teacher I am forced to pay into several things that most people are not and those percentages change depending on your "bracket" I have had two step increases where I didn't see a dime more in my check. It is true that more went to my pension, but I didn't see it where I needed it.
I'm not for a flat tax either. I just think it would be better than the super ritch paying 12% while I pay closer to 30%.
And there will always be deductions...medical costs and that sort of thing.
I know in my current situation, with a child who is very expensive medically and very high needs as far as services go. I would actually do better financially if we made less money. Many of you will be like "not true" but it is. When you are paying out of your pocket for ABA and medical food (Adding up to more than 60% of your salary) yeah.....
But that is not the norm and there will always be circumstances outside of the scope.
All I know is that the current system doesn't make much sense to me. And I do 100% believe we need to take care of our poor, I don't think taxing them "fairly" helps with that.

I completely agree 100% with everything you said. And I absolutely do believe you when you say that your family would be better off if you made less. I can totally see how that is possible.

Completely different scenario, but I am trying to decide (as I have posted about before) whether it makes sense for me to continue to work. People seem to think I am exaggerating when I say that I am likely going to be paying to work after this second baby comes (at least, for a period of time) if I continue on in my same position...but that is quite literally the scenario I am looking at when I consider taxes, child care and other expenses like gas, clothes, etc.

ABColeslaw · April 2014

@ibackbevo that is why my sister stays at home. After childcare and commuting costs, she literaly is paying to go to work. It made zero sense for her family.

pandadair · April 2014

IBackBevo said:

ABColeslaw said:

I guess it depends on your profession, as a teacher I am forced to pay into several things that most people are not and those percentages change depending on your "bracket" I have had two step increases where I didn't see a dime more in my check. It is true that more went to my pension, but I didn't see it where I needed it.
I'm not for a flat tax either. I just think it would be better than the super ritch paying 12% while I pay closer to 30%.
And there will always be deductions...medical costs and that sort of thing.
I know in my current situation, with a child who is very expensive medically and very high needs as far as services go. I would actually do better financially if we made less money. Many of you will be like "not true" but it is. When you are paying out of your pocket for ABA and medical food (Adding up to more than 60% of your salary) yeah.....
But that is not the norm and there will always be circumstances outside of the scope.
All I know is that the current system doesn't make much sense to me. And I do 100% believe we need to take care of our poor, I don't think taxing them "fairly" helps with that.

I completely agree 100% with everything you said. And I absolutely do believe you when you say that your family would be better off if you made less. I can totally see how that is possible.

Completely different scenario, but I am trying to decide (as I have posted about before) whether it makes sense for me to continue to work. People seem to think I am exaggerating when I say that I am likely going to be paying to work after this second baby comes (at least, for a period of time) if I continue on in my same position...but that is quite literally the scenario I am looking at when I consider taxes, child care and other expenses like gas, clothes, etc.

I think both of your situations are completely understandable and plausible. Part of the reason we're planning to space our kids out a bit is because it would essentially negate my husband's current income. @ABColeslaw you definitely have a more unique situation and I think most people aren't aware that it can and does happen. And it's always seemed to me like the required contributions to pensions are quite high, which people also aren't aware of when they like to bitch about teacher benefits.

pandadair · April 2014

kitchencolors said:

pandadair said:

IBackBevo said:

SNIP

I think both of your situations are completely understandable and plausible. Part of the reason we're planning to space our kids out a bit is because it would essentially negate my husband's current income. @ABColeslaw you definitely have a more unique situation and I think most people aren't aware that it can and does happen. And it's always seemed to me like the required contributions to pensions are quite high, which people also aren't aware of when they like to bitch about teacher benefits.

The contributions are typically "high" in situations where the pensions are valuable. The reality is that retirement benefits are expensive to provide, and someone has to pay for them.

In some states teachers aren't paying into Social Security (and aren't eligible for benefits), so it's important that they have some sort of other safety net type retirement plan (IMO).

I could talk pensions all day every day. Could, and did, when I was still working full time . Heck I work part time now talking about pensions.

ETA: Wording.

For sure. <-- How's that for an intelligent response?

I just mean they seem quite high compared to what a lot of people voluntarily contribute to their employer 401k or whatever retirement savings vehicle of choice.

ETA: And it's mandatory, so, like in @ABColeslaw's situation, there's no ability to adjust savings based on need in other areas. My husband and I currently contribute a pretty large percentage of our income to 401k/Roth IRA, which we will have to scale back a bit to accommodate childcare expenses, but I appreciate that we have that flexibility. Though I really want the best of both worlds and a pension, as well. Should've been a Boomer.

RedInLove · April 2014

awc1986 said:

mmks said:

@awc1986‌ - Can I axe you a question?

Don't push me over the edge.

For all intensive purposes, I could care less.

Jennyinheaven · April 2014

Carpenter627 said:
But saying "fixin' to" is ok, right? As in, "I'm fixin' to go to the store, need anything?" (It's really pronounced more like "fiddentah" in my family) ... Opronunciationat about "jeetyet?" (As in, did you eat yet?) and "Yawnto?" (As in, you want to?)

I will give y'all three guesses as to which state I live in.

Ha my sister in law who I love dearly is from Texas, we spend a good amount of time comparing bad accents and funny expressions Im from Philadelphia home of the over dare ( over there) and other awesome gems of pronunciation

awc1986 · April 2014

RedInLove said:

awc1986 said:

mmks said:

@awc1986‌ - Can I axe you a question?

Don't push me over the edge.

For all intensive purposes, I could care less.

Could you not be a little bit more pacific about that?

pandadair · April 2014

kitchencolors said:

pandadair said:

kitchencolors said:

pandadair said:

IBackBevo said:

SNIP

I think both of your situations are completely understandable and plausible. Part of the reason we're planning to space our kids out a bit is because it would essentially negate my husband's current income. @ABColeslaw you definitely have a more unique situation and I think most people aren't aware that it can and does happen. And it's always seemed to me like the required contributions to pensions are quite high, which people also aren't aware of when they like to bitch about teacher benefits.

The contributions are typically "high" in situations where the pensions are valuable. The reality is that retirement benefits are expensive to provide, and someone has to pay for them.

In some states teachers aren't paying into Social Security (and aren't eligible for benefits), so it's important that they have some sort of other safety net type retirement plan (IMO).

I could talk pensions all day every day. Could, and did, when I was still working full time . Heck I work part time now talking about pensions.

ETA: Wording.

For sure. <-- How's that for an intelligent response?

I just mean they seem quite high compared to what a lot of people voluntarily contribute to their employer 401k or whatever retirement savings vehicle of choice.

ETA: And it's mandatory, so, like in @ABColeslaw's situation, there's no ability to adjust savings based on need in other areas. My husband and I currently contribute a pretty large percentage of our income to 401k/Roth IRA, which we will have to scale back a bit to accommodate childcare expenses, but I appreciate that we have that flexibility. Though I really want the best of both worlds and a pension, as well. Should've been a Boomer.

They seem high compared to average elective retirement contributions because they are. They typically aim to provide an adequate retirement benefit. Typical 401(k) contribution patterns absolutely do not provide adequate retirement benefits. Even retirement actuaries tend to not contribute enough to their 401(k) to adequately fund retirement - it's not easy to do. The reality is that saving 4% of pay is not enough to retire. Period. Saving 4% of pay in good years starting at age 30 or later is REALLY not enough to retire. If the employer matches the 4% and the total is 8%, that's still not enough in the overwhelming majority of cases.

It's going to be a huge crisis as we start to have a generation of people whose incomes will be replaced only at a very small percentage by SS and who have little to no retirement savings.

We talk about "millionares" as these elusive people who are crazy wealthy. The reality is that if you want to retire and only have an 401(k)/IRA with no defined benefit pension.. you better be: 1) on your death bed, 2) really really old, or 3) a millionaire.

Watch it, or you're going to stress everyone on this board into early labor

. I feel pretty ok with our ability to retire comfortably in our late 60s, though we certainly won't be rich. But, then again, the thought of only putting 4% aside and thinking that will suffice makes my chest tight.

runningyogimama · April 2014

There's a difference in a regional pronounciation in something (coo-pon vs cyoupon) and saying something incorrectly--intensive purposes instead of intents and purposes. That's not the same thing at all.

runningyogimama · April 2014

I don't like boutique baby clothing. I think it's ugly. I also don't like baby clothing with stupid sayings or animals on it. I like plain jane mix and match stuff.

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