Good morning ladies! I hate to be all whiny, but I feel like I can't talk to anyone IRL right now about this because they don't get it and it is somewhat embarrassing. So ladies, thank you in advance for listening!
As most of you know, I have been benched since my mmc last November due to finding out I had a uterine septum, then a postponed surgery, then a 2-3 month recovery from that, followed finally by AF now showing up and needing to be induced with Provera. All of that was also coupled with some timing issues because of grad school clinical rotations. So needless to say, I was super excited that this would FINALLY be the 1st cycle that DH and I could TTC again!! About 7 months ago, DH had a conversation with his manager (owner of the company he works for) about adding me on to his insurance October 1st since my coverage through my old job ends Sept 30th (I had to stop working since I just started clinical rotations for school). His manager said that in lieu of a raise this year, he was going to cover the total expense (both employer and employee portion) for putting me on his insurance. Fast forward 7 months, DH and his boss had a conversation on Friday and his boss claims that he only meant he would pay for the employer portion. He also said he would rather me not go on the company plan, but would give the equivalent of the employer contribution in cash to DH each month. That amount does not cover any plans we have found. We feel that he has completely gone back on his word and now we are left just 2 days before needing coverage, scrambling for a private health insurance plan. I have the option of COBRA, which will cost $560/month. Many of the private plans we are looking at have waiting periods for maternity coverage. So basically it comes down to that we have to postpone TTC again for at least another month. I've been so patient over the past year and now just want to cry. Yes, in the grand scheme I know that waiting another month isn't the end of the world, but how many times can we keep saying "just another month."
Thank you ladies for listening. I think I'll go start off my Sunday with a mimosa.... (if I could ever figure out how to do a PIP, I'd have one waiting for all of you!)
PCOS & ute crew member
BFP #1: 10/24/2012 EDD 7/3/13, missed m/c @ 9 weeks, D&E
DX: Septate Uterus. Septum resection 6/4/13BFP #2: 12/20/2013 EDD 9/1/14, missed m/c @ 7weeks, D&E
BFP #3: 5/26/2014 EDD 2/7/15, missed m/c @ 9 weeks, D&E- DX Trisomy22
RPL, Karyotyping, and SHG: All Normal
BFP #4: 9/6/14 EDD 5/16/15 Praying for our RAINBOW!
Baby GIRL on the way!!
**All AL Welcome**
Re: Just need a little, whiny vent
BFP #1 07/04/10. EDD 03/14/11. Missed m/c 08/09/10. D&C 09/27/10. }Casey & Jaimie{
TTA for 18 months and then TTC for 12 months
TTA for 7 months
Jan-Mar 2014 - RPL, SHG, karotyping: all results normal
TTC Again May 2014
Progesterone & baby aspirin combo for 5 cycles - All BFN's
SA with DNA fragmentation = Perfect results
Diagnostic cycle monitoring = Polycystic ovaries leading to premature egg release
TTA Oct 2014 - Jan 2015
Jan 2015 - Medicated cycle with timed intercourse
My Blog: The Canadian Housewife PGAL/PAL Welcome My Chart
It's so frustrating and hard. And in your situation you've basically been lied to. COBRA is such a hassle too. I had a really hard time finding coverage. I don't quite understand how your DHs employer can just change his mind like that. Do they have any written policy for insurance coverage? He shouldn't be allowed to dictate who gets coverage like that.
Your situation sound so familiar, it makes my heart break. You think finally its time to TTC again and now the brakes are jammed on. I'm sorry you are going through this!! Just keep looking for individual plans. They are obviously better than COBRA. Hang in there!!!
THE DARK SIDE IT IS
and GBCB
BFP 8/2/12 EDD 4/9/13 Addie was delivered 1/4/13 at 26 weeks due to Eclampsia
BFP 9/15/14 EDD 5/28/15 Please be our R A I N B O W take home baby BOY
~All AL always welcome~
BFP 3.8.16 EDD 11.20.16
Began trying for a baby January 2012
BFP 4.25.2013 EDD 1.3.2014 MMC 6.3.2013 D&C 6.19.2013
BFP 11.3.2013 CP 11.6.2013
BFP 3.31.2014 EDD 12.10.2014 Baby boy Carlson born 12.19.2014
DX: Septate Uterus. Septum resection 6/4/13
9 IUIs = 9 BFNs
IVF October 2012: 22 eggs retrieved, 17 fertilized, 5 frozen
ET #1: 1 blast = BFP; Blighted ovum discovered at 7w5d; D&E
FET #1: 1 blast = BFP; Missed m/c discovered at 9w5d; D&E
Karyotyping: normal ~ RPL Testing: normal ~ Hysteroscopy: normal
FET #2: 1 blast transferred 10/25; BFP 10/31!
EDD 7/13/14 ~ Induced at 37w4d due to pre-eclampsia ~ Born on 6/28/14
*Everyone welcome*
And huge double TP to YH's boss for treating you like that. Not ok.
BFP #2: EDD 9/3/13~~Slow HB at 1st U/S~~MMC -Loss on 2/13/13
BFP #2: EDD 9/3/13~~Slow HB at 1st U/S~~MMC -Loss on 2/13/13
Oh no! How incredibly frustrating and irritating. am sorry you are going through such a hassle. FX everything goes smoothly with Aetna.
BFP #1 - 7/24/2013 (EDD: 3/31/2014) - mmc 8/12/13 - D&C 8/15/2013
BFP #2 - 3/6/2014 (EDD 11/14/2014) - Beta #1 (17dpo): 1400 - Beta #2 (19dpo): 3170
PGAL/PAL Welcome | My FF Chart
THE DARK SIDE IT IS
and GBCB
BFP 8/2/12 EDD 4/9/13 Addie was delivered 1/4/13 at 26 weeks due to Eclampsia
BFP 9/15/14 EDD 5/28/15 Please be our R A I N B O W take home baby BOY
~All AL always welcome~
THE DARK SIDE IT IS
and GBCB
BFP 8/2/12 EDD 4/9/13 Addie was delivered 1/4/13 at 26 weeks due to Eclampsia
BFP 9/15/14 EDD 5/28/15 Please be our R A I N B O W take home baby BOY
~All AL always welcome~
The day the Bump died - Jasper is wise
DX: Septate Uterus. Septum resection 6/4/13
DX: Septate Uterus. Septum resection 6/4/13
(discovered @ 11 weeks. Poppy measured 7 weeks)
~Married August 27, 2011~
k: My Ovulation Chart
~All Welcome~
TTCAL February siggy challenge: Olympic Fails:
I see. What a jerk.
BFP #2: EDD 9/3/13~~Slow HB at 1st U/S~~MMC -Loss on 2/13/13
DX: Septate Uterus. Septum resection 6/4/13
Ugh. I'm so sorry love. I hate hate hate hate hate hate this for you!
I didn't realize that insurance through work could even deny offering family/spousal coverage. We are both very fortunate that our jobs pay for our portion (as the employee). Both mine & dh's allow us to add family members, but if anybody else is added to the insurance policy we have to pay for their portion OOP.
I think somebody else asked, but does your school program offer any type of student insurance you could look into? I know at the big university here for grad programs they offer insurance policies to specific programs, it's not just a "generalized" student program it's a more-indepth insurance.
BFP#4 3/17/14 - rainbow Baby BOY arrived 11/10/14 !!
DX: Uterine Septum - Resection 9/5/13 || MTHFR Hetero A1298C || My Chart
TTC since April 2012
BFP #1, 10/03/2012 - EDD 6/15/2013 - MMC 11/15/2012 - D&C 01/04/2013
BFP #2, 04/06/2013 - EDD 12/17/2013 - MC 04/19/2013
6/12/2013 Diagnosed with Balanced Translocation (12 & 16)
IVF #1 with PGS: 10/2013: Canceled 9/27/2013 for issues with genetic lab
IVF #1.5 with PGS: 11/16/2013: Canceled. 11 eggs retrieved, 9 mature & 9 fertilized, all unhealthy embryos
IVF #2: 1/22/14: Canceled. 16 eggs retrieved, 14 mature, 7 fertilized, all unhealthy embryos
IVF #3 with PGS: 5/10/2014: Switched to FET in July. 10 eggs retrieved, 9 mature, 8 fertilized, 2 healthy embryos!
FET #1: 7/31/2014: Transferred 2 nearly perfect (6AA, 6BA) healthy embryos- BFFN
Laproscopy: 10/2014: Healthy uterus
IVF #4: 12/8/2014: Canceled. 17 eggs retrieved, 15 mature, 10 fertilized, all unhealthy embryos
Everyone welcome on my posts
DX: Septate Uterus. Septum resection 6/4/13
BFP #2 5/7/13 EDD 1/14/2014 Ectopic discovered 5/21/13, lost left tube
Referred to RE, blood work done August 2013, AMH 0.27, all else normal, HSG clear
TTC #1 since January 2013
BFP #1: April 5, 2013; EDD December 11, 2013; Missed M/C May 15, 2013
BFP #2: February 17, 2014; EDD October 30, 2014; M/C March 15, 2014
BFP #3: August 1, 2014; EDD April 14, 2015 - Praying for our RAINBOW!
>:D<
DX Endometriosis 2/2002 (lost left tube due to a cyst), PCOS 6/2010
BFP - 10/18/2012, EDD - 6/26/2013, Baby Girl lost at 22 weeks (T21), D&E 2/15/2013
BFP - 4/23/2014, EDD - 1/2/2015 Twin Boys lost at 12 weeks, M/C 6/25/2014
My chart here All ALers welcome!
((((hugs))))
TTC #1 since Sept 2011
BFP#1 1/31/12. Empty sac discovered 3/5/12. MTX due to location in uterine horn.
BFP#2 2/27/13. Empty sac confirmed 3/20/13. Mifepristone + Cytotec.
Operative hysteroscopy to remove septum 9/18/13.
BFP #3 12/24/13. Natural m/c 1/17/14.
BFP #4 3/20/14. Natural m/c 4/3/14.
Blog Chart
Formerly known as MrsE07
PgAL/PAL Welcome
BFP #1 ended in MMC. Discovered Oct 2005 @10w5d, baby stopped growing around 6w. D&C.
BFP#2 Nov 2005. Baby's heart stopped @ 8w3d. D&C Jan 2006. Trisomy 18
BFP#3 Nov 2006. My "miracle baby" DD born 7/25/07
BFP #4 11/6/12. EDD 7/16/13~my birthday! No sac found @ 5w1d, betas not increasing. Natural m/c started 11/20/12.
BFP#5 11/9/13. EDD 7/21/14 Our beautiful rainbow born on his due date!!
In my experience, I will never trust an employer without something in writing. Empty promises are extremely common. If you feel that your husband could get better coverage through another employer I think it would be worth looking into but I realize it wouldn't solve your problem of having to TTA this month.
I would think you would have excellent coverage when you are done with clinicals right? Would any of this even out if you have to pay out of pocket now?
I am so sick of the healthcare system treating pregnancy as a disease instead of a celebration.
This exact problem is why we put off TTC until I moved into my new job because of this whole pre-existing condition nonsense. So frustrating.
I am so pissed for you. I want to go yell at all of these jerks for you.
"It's, not, where you are, it's where you're going,
And it's, not, about the things you've done, it's what you're doing, now"
TTC Journey Began 8/12
BFP #1 11/9/12, MMC/D&C 12/21/12 @ 9w2d, EDD 7/24/13
SAs: 2%-3% Morph - RE Official Diagnosis Unexplained
BFN = IUI #1 (Clomid) | IUI #2 (Letrozole)
BFP #2 4/19/14 = IUI #3 (Letrozole)
Expecting Our Elf 12/27/14
~All Welcome~
BFP#1: 2/2/13 ~ exact m/c date unknown but around 3/20 at 10 weeks ~ diagnosed with PMP ~ D&C on 4/5 ~ TTA for at least 1 year due to PMP ~ cleared to TTC 1/14
BFP#2: 2/7/14 ~ m/c 2/20/14 ~ possibly due to chemical pregnancy ~ TG no D&C is needed
Surprise BFP#3: 4/4/14 ~ super duper extra happy (and nervous) about this one - EDD 12/9/14!!!
John Joseph was born on 12/12/14 at 7 lbs. 11 oz. He is the most beautiful rainbow baby we could have wished for!