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January 2014 Moms
aessary03
member
Rant -- near tears.
aessary03
member
I just got a notice in the mail today -- it states that due to the Affordable Health Care Act my insurance plan has been eliminated and I will not have coverage past 12/31/13. I think I want to curl up in a ball and cry. I now have to scramble and find an affordable private family insurance plan for all of us. I'm so bummed because I really had excellent insurance -- $10 co-pays, no co-pays for maternity, $500 deductible which is already met. I guess I should be thankful that at least the rest of my pregnancy and delivery will be covered.
Mine and my husband's employer doesn't offer health insurance. My employer has an HRA reimbursement that pays almost ALL of our insurance premiums every month. Plus I have an FSA and dental/vision plan through my work. Both of our employers have found it's cheaper for them to pay the federal fines that will be imposed upon them for not carrying insurance for their employees than actually providing it.
Sorry for the rant ... I'm just frustrated and a little panicked. Hopefully I'll be able to arrange coverage for my family before January. The baby will need to be seen regularly, plus my daughter goes to the doctor monthly for her ADHD. My hubby has VA coverage, but does see an out-of-VA doctor for his diabetes for which we'll need insurance for to continue for him to see. I'm the only one who won't "have" to regularly see a doctor.
Mine and my husband's employer doesn't offer health insurance. My employer has an HRA reimbursement that pays almost ALL of our insurance premiums every month. Plus I have an FSA and dental/vision plan through my work. Both of our employers have found it's cheaper for them to pay the federal fines that will be imposed upon them for not carrying insurance for their employees than actually providing it.
Sorry for the rant ... I'm just frustrated and a little panicked. Hopefully I'll be able to arrange coverage for my family before January. The baby will need to be seen regularly, plus my daughter goes to the doctor monthly for her ADHD. My hubby has VA coverage, but does see an out-of-VA doctor for his diabetes for which we'll need insurance for to continue for him to see. I'm the only one who won't "have" to regularly see a doctor.
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Jacob & Audra - married since 05.28.11
Emma Kate - born 10.16.03 @ 29 weeks, weighed 1lb 13oz and 13.5" long.
Emma Kate - born 10.16.03 @ 29 weeks, weighed 1lb 13oz and 13.5" long.
Ozzy Joseph - born 11.01.13 @ 31 weeks, weighed 3lbs 7oz and 16" long.
TTC #3
_______________________________________________________________________________________TTC #3
This discussion has been closed.
Re: Rant -- near tears.
Baby Chugging born 12.28.13
induction due to HELLP
Missing Our July Sparkler
BFP#1-11/12/12, MMC 1/16/13-baby stopped growing @ 9wks, found out at 13wks, D&E 1/25/13
BFP#2-4/23/13 EDD-01/02/14 baby BOY born 12/31/13 Michael Cameron
Married October 2009. Me 29 H 28.
After 1 year of infertility, our little miracle was conceived via our 3rd IUI on May 5, 2013.
Holland Sophia was born Jan 24, 2014.
Emma Kate - born 10.16.03 @ 29 weeks, weighed 1lb 13oz and 13.5" long.
TTC #3
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Missed MC 11/17/10 Our little miracle born 1/27/12 Natural MC 7/19/12 Missed MC 1/22/13 Our family is complete DD 12/27/13
Abnormal ANA, PAI-1 4G/4G homozygous
partial molar pregnancy : bfp 6.28.10, d/c 8.17.10, 7 rounds methotrexate, cleared 7.1.11
alexander patrick : bfp 1.16.12, born 9.20.12 @ 39w1d, 7 lbs./11 oz./22 in.
scarlett irene elizabeth : bfp 5.24.13, born 2.3.14 @ 41w2d, 7 lbs./13 oz./19 in.
If there is a light at the end of the tunnel in all of this tho insurance companies can no longer deny coverage due to pre existing conditions, so it might make shopping a tad bit easier. I know the timing is horibble and sucks tho. Hope it all works out for u!!!!
I'm so sorry aessary
I hope you are able to find something quickly and that is a good price.
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Diagnosed with PCOS June 2010, TTC#1 since May 2012
Cycle#1-3 Clomid 50mg + TI= No response
Cycle#4-5 Clomid 150mg + Metformin 1000mg + TI= BFN, but finally ovulation!!!
Cycle #6 Clomid 150mg + Metformin 1500mg + IUI(4/15)= BFP!!! EDD 01/06/2014 <br>
Stella Margaret arrived on December 21, 2013!
Emma Kate - born 10.16.03 @ 29 weeks, weighed 1lb 13oz and 13.5" long.
TTC #3
I can't wait to meet you Neva Margaret Rebecca
Due Date 11/10/16
Couldn't have said it better myself! I'm so sorry that your company is doing that to you.
Although this is sometimes true, in this case it's just her company screwing her over. No one else.