VBAC
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is there any truth to this?
i had my first ob appt today. my ob immediately wanted to talk delivery as dd was a csection. she knows i want a vbac. she told me they are trying to take vbacs away, that insurance companies are going to quit covering them. she said those types of decisions usually take effect january 1 and she hasnt heard anything for sure so we should be ok. any insight?
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Re: is there any truth to this?
No.
If you want peace of mind, call your insurance company.
I doubt it. My insurance company Blue Cross Blue Shield's personnel actually sounded pretty happy I was trying to have a VBAC. It's usually thousands cheaper for their insured moms to have a VBACs than a Csection.
Now, I just have to go into labor to get my VBAC. Fingers crossed it happens this week!
This- also agree with pp that said VBACs are cheaper for the insurance companies. I paid the same out of pocket for both births but my c/s was over $40,000 and my VBAC was $9,000. Pretty sure insurance companies prefer to pay less.
When people say some insurance companies push for c/s's they are referring to the malpractice insurance on the doctors. Regardless of outcome, people are more likely to sue if something goes wrong during a vaginal birth than a surgical one (presumably because people believe that since surgery was being done, they pulled out all the stops for the birth- not realizing that sometimes the surgery itself causes the death). Was your doctor referring to her own insurance? Or is she just blowing smoke?
I'd switch OBs. It doesn't sound like she's on board. My OB asked me what my preference was and I said VBAC and from that day on his mantra was always there's no reason why you cannot have a VBAC.
Also, I'd want my provider to be more concerned about what is best for MY health, not that of my insurance company.
Who is "they?" Your individual insurance company? The government?
There are some hospitals and doctors that will not do VBAC because of malpractice concerns, but I've never heard of a health insurance policy not allowing VBACs. And VBAC is legal in every state. There is no large, nationwide health insurance company plan to stop covering VBAC.