Community› The Bump Message Boards› Babies on the Brain
Babies on the Brain
New Discussion

This is the last insurance vent....I think

kelle017kelle017 member
in Babies on the Brain

So I applied today and got us accepted for short term coverage good through the begining of May. It was like $90 for the month.

Then I applied for that HMO and a dental plan effective May 1st (Still waiting on status of that). The cost of those would be $600 a month

I did this because to do cobra through the plan we were on until last week would be almost $1000 a month. We thought it would be half that.

I was freaking out last night, but found the plan and told dh I was going to apply today.  I texted him and told him that I needed some help but I ended up figuring it out, so I finished and sent it in. 

He calls me after work and I tell him this and he says we still have to pay the other premium because I need to get my knee fixed and it would be considered pre-existing.  We had this conversation and I told you that.

Yeah, last week, and then that letter came and I was freaking out and told you I was applying and you said NOTHING!

I told you I was canceling our upcoming dentist appointments and you said nothing about keeping the insurance. 

So know even if we drop the dental it is still almost 800 a month.

I feel like I just wasted $90 today, plus another possible $600.

I'm just pissed off about it.  


R&K married 4.15.11. TTC #1 since 7.11.12

BFP #1 9.9.12 EDD 5.21.13 c/p 9.12.12 at 4 weeks 1 day

BFP #2 10.15.12 EDD 6.28.13 c/p 10.19.12 at  4 weeks.

BFP #3 1.19.13 EDD 10.1.13 Eleanor born 10.7.13 at 40 weeks 6 days

13dpo hcg@32, progesterone@13.7, 15dpo hcg@110, 16dpo progesterone@25.9



My blog:Urban Times in Michigan ~ My Bfp Chart
image

Baby Birthday Ticker Ticker


Image and video hosting by TinyPic
Report Reply to Post

Re: This is the last insurance vent....I think

  • shannonmurshannonmur member
    This all sucks! I hate hearing stories like this for me it just makes the need for real health care reform so obvious. Did you shop around for a quote? The pre x thing is legit and you want to make sure you have no lapse in coverage or you may have a really hard time getting coverage for the knee. We have health insurance specialists in my office feel free to pm me if you think I can help at all. 
    Report Reply
  • Loading the player...
  • ColoradoJessColoradoJess
    I feel your frustration (insurance companies are the bane of my existence) and I'm sorry that it's such a crap situation. Hopefully the SCOTUS won't be stupid and overturn ACA - in 2014, it becomes illegal to deny someone because of pre-existing conditions. Hang in there. 
    image
    Matt & Jessica - Married 10.27.2007, TTC #1 starting fall 2012
    Furbabies Bella (dog) and Luna (cat)
    imageimage
    Report Reply
This discussion has been closed.
Choose Another Board
Search Boards
"
"