There were two plans higher than mine at my work, both are the "Cadillac" plans that don't need referrals, copays, etc. And they're quite expensive.
...but neither one covers IVF at all.
I don't know if IF is making me crazy, but for some reason, I actually thought this might work out...
Re: FML
TTC#1 since 2004
LGBT
4 cycles @ home with known donor - BFN
RE un-medicated IUI cycles # 1-7= BFN
NEW RE Clomid 50mg/ Ovidrel/ IUI #8 BFN
Took long break
Nov 2009 - Clomid 50mg/ Ovidrel/IUI #9 = BFP
Beta 12/4 - 10...Beta #2 12/7- 28 Beta #3 12/9 - 80!
1st sonogram 12/28 - slow hb and growth
m/c 1/1/2010 Courtland 8w0d
Nov 2010 cycle cancelled - polyp removal/hysteroscopy
April 4 2011 - IUI #10 BFFN
July 5, 2011 - #11 BFFN AMH .62 Boo
Callan George and Bennett Charles born and died 11/7/10
FET #1 April 2011= BFN
FET #2 July 2011= no transfer because my lining sucked
FET #3 February 2012= BFP! 1st beta 9dp5dt=314 2nd beta 11dp5dt=977 1st U/S 3/20 Twins- Heart rates of 111 and 138
Living After Losing
TTC since 2007
6 IUIs, 3 IVFs, and 2 m/c :< PCOS, Blood Clotting Disorder & MFI
IVF #2 Aug 2011 is a BFN:<
IVF #3 March 2012 is a BFN
Not sure what to do now. Sad and lost.
I'm sorry.
Let's all hope that the bill passes so we can at least write it off!
me 33/DH 36
ttc since 10/2008; d/x: mild MFI, stageII endo
~~PAIF/SAIF Welcome~~
11 IUI’s = 1 m/c (7w4d)
IVF#1 January 2012 BFN, FET #1 April 2012 BFN
Surprise BFP October 2012 m/c (7w), Surprise BFP April 2013 m/c (6w4d)
IVF #2: July 2013, ET 1 embryo 7/18, beta 1 @ 14dp3dt - 757, beta 2 @ 16dp3dt - 1762
U/S 1 @ 6w4d = 1 little frogger with HB of 118, U/S 2 @ 7w3d measuring right on track with HB of 160
Stick Frogger Stick! Please!!!!!!!!!!!!! It's a Girl, EDD April 7, 2014
Dx -Ute cancer, DOR from cancer treatments, and embryo quality issues. NOV 2010 CANCER FREE
2005-2011= 3 Rounds of Clomid, 5 IUI's, 3 IVF's- ALL BFN's
After 7yrs TTC, 5yrs of ute cancer, and 11 failed IF treatments, we got a surprise BFP! So thankful!
Gemma Grace born 09/30/12
Phillipians 4:6,7
Me: 32 - Stage II Endo / DH: 36 - Low count and morphology (1%)
IUIs 1-3 BFN, lap Dec. 2010, IUIs 4-6 BFN
IVF w/ICSI #1 - ER 2/8: 24R 19M 9F ET 2/13 2-5 day blasts (no frosties) = BFP - b/g twins!
E & C Born 10/19/2012
Me too. I do not get how/why the meds are covered under my plan but not the actual procedures (ER and ET).
(((hugs)))
Have you compared your "Cadillac plans" to buying your own policy?
7 IUIs = All BFNs
2011: March IVF #1.2 = e/p @ 6w: May IVF #2 = BFN: July sFET #1 = BFN
2012: Jan We're Certified FC/A Parents
May IVF #3 = c/p
June-Nov Foster Mommy to M (Toddler)
July FET #2 = BFN
Aug FET #3 = BFN
Sept-Nov Foster Mommy to Baby Bella (Newborn)
Nov HSG/Sono = Clear!
Dec FET #4 = BFN
2013: Feb FET #5 = m/c @ 6.5w
May-July Foster Mom to H (8 yr old girl)
June/July/Aug IVF #4 = Freeze All
July = Unofficially Adopting T (10 yr old boy)
Sept FET #6 = TBD
**PAIF/SAIF Welcome**
Does your DH have a group plan? Have you looked at his? Maybe his plan has IF coverage and you could go on it. You could also try talking to your HR department about why fertility coverage should be included in their plans.
I wouldn't bother looking for an individual plan. I don't know of any that have fertility coverage. Even if they did, you would get denied for a pre-existing condition.
Sorry about your bad news.
Unfortunately, DH's options are even worse and super expensive...
TTC since March 2009 // Me and DH - 28
Testing Summer/Fall 2010 - Unexplained IF
IUIs #1-4 ~ Clomid/Ovidrel/TI/IUI ~ all BFNs
IUI #5 ~ Femara/Ovidrel/TI/IUI ~ BFN
IUIs #6-9 ~ Research Study Meds/Pregnyl/TI/IUI ~ all BFNs
IVF Consultation, More Testing
Diagnostic Cycle ~ Mucinex/Progesterone/TI ~ BFN
IVF #1 ~ Menopur/Bravelle/Ganirelix/Novarel/Progesterone/Lupron
7R, 6F // 2 transferred // 3 frosties ~ BFN
FET #1 ~ Estrace/PIO/Lupron
3 thawed // 2 transferred // 1 lost // no more frosties ~ BFP!!
Beta #1 - 456 // Beta #2 - 1176 // Beta #3 - 2933 // Beta #4 - 6753
EDD: May 16, 2013
Bedrest for SCH // 6w2d through 10w1d
Elevated TSH and Lazy Thyroid DX @ 10w - Started Synthroid
Finally released from RE at 13w
~~ My IF Blog ~~