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Seriously? Specialty Visit Co-pay?

RandiDeeAnnRandiDeeAnn
in VBAC
So I scheduled an appointment with a new OB for a consult (which I intended to be an "interview"), and I'm going to have to pay the specialty visit copay for this visit! I'm really new to this whole thing, but does that sound right? Our insurance sucks right now (I plan to have other insurance by the time we TTC) and that is going to be horribly expensive. Because I have so much time, I'm thinking of just cancelling and rescheduling as a well-visit (annual) which is covered very reasonably by our insurance. I had planned on interviewing two different practices. I guess that is shot. I wanted to find a doctor before TTC.
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Re: Seriously? Specialty Visit Co-pay?

  • holly321holly321 member
    With most insurances, you have 1 well visit with an ob. So if you go to 2 places, you will have to pay at least 1 copay.  And if you do one as a well visit, it will have to  have pap/exam, not just be a consult.
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  • +diana82++diana82+
    That sounds pretty normal.
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  • iris427iris427 member
    That's frustrating.  It seems like peds/ family practices will let people schedule meet and greet appointments that are free or very low cost.  It would be nice if you could do the same with OBs or midwives.  
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  • MAprincessMAprincess member
    I had to pay a copay when I interviewed OBs.  My midwife didn't charge me when I went to meet with her.  I think she considered it an "off the books" type meeting.  But yes, it is stupid but it is done.
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  • RandiDeeAnnRandiDeeAnn
    I can understand having a copay. Frustrating, but I get that. But why does it have to be considered "specialty" why can't it just be a regular appointment? There's nothing wrong, so the health department could do my annual. I don't care about that. I just thought that if I had to go that route, I'd just ask my questions along with the visit.
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  • Lisa and MickeyLisa and Mickey
    You have to pay the specialist copay because OBGYNs are specialists. Yearly exams are considered preventative which is why those appointments are at the lower copay, but OBGYN is a specialty. Frustrating for sure.
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  • RandiDeeAnnRandiDeeAnn

    imageLisa and Mickey:
    You have to pay the specialist copay because OBGYNs are specialists. Yearly exams are considered preventative which is why those appointments are at the lower copay, but OBGYN is a specialty. Frustrating for sure.

    Okay. That makes sense. I guess we just had really good insurance before so it wasn't a big deal.

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  • Lisa and MickeyLisa and Mickey
    imageRandiDeeAnn:

    imageLisa and Mickey:
    You have to pay the specialist copay because OBGYNs are specialists. Yearly exams are considered preventative which is why those appointments are at the lower copay, but OBGYN is a specialty. Frustrating for sure.

    Okay. That makes sense. I guess we just had really good insurance before so it wasn't a big deal.

    I knew nothing about insurance until I worked in an OB office which is when I learned that. I had only ever been for yearly exams, so I had never paid the specialist copay there. I was going to suggest what you said about asking questions at a yearly exam. That would cut the cost a little. Good luck!

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  • jen5-03jen5-03 member
    How much are we talking about When i went to the RE (inferility dr) it was entirely without insurance and the initial consult was $50. That's double my normal copay but not outrageous. I don't think i'd pay more than that though just to interview a doctor.
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