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2nd Trimester
velvetflip
member
Costs for Prenatal Care & Delivery?
velvetflip
member
I was just wondering what other people are paying for their medical care? We have a good PPO insurance plan, but since my dr. is out of the network, not all of my expenses are covered. ?My doctor charges $11,000 for all of my prenatal visits and delivery. ?
That does not include tests such as my amnio, ultrasounds, blood work, etc. Fortunately, these are all done either at the hospital or through a lab and are billed to me separately....and I usually get better coverage for this since a lot of these facilities are in my network.
I realize since we live in NYC, some of our prices may be inflated compared to other parts of the country, but I still think it is A LOT!!!?
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Re: Costs for Prenatal Care & Delivery?
$0 from BFP through delivery.
Why did you pick an out of network doc?
That is alot. We are paying $250 for everything including hospital care. I haven't had any copays at any of my appts.
MrsL.inMarch and TimingisEverything:
I go to a specialist because of a prior issue and surgery I had, it wasn't an option for me to switch doctors.
My Dr. at the Stamford CT hospital averages $5000 according to their pamphlet.
For us; prenatal care, delivery and post delivery for my doctor is $3,300 for vaginal and $3700 for c-section (before insurance pays) and we pay $366 and some change plus a one time co-pay of $35 (not really sure where they got this number from).
That covers everything, but ultrasounds, blood work, anesthesia, assist. surgeon fee (if needed) and anything not considered routine (sinus infection etc.). and with these we pay 20% of the cost.
Sounds confusing when I write it out.
Oh, gotcha.
?Yes, fortunately, the hospital is in-network, so the bulk of my costs will have been the prenatal visits.?
Ouch! I'm also in NY (and have GHI insurance, the CBP PPO Plan- my husband is a public school teacher in Brooklyn) and we are not reponsible for anything- except- $15 co pay whenever they draw blood (which has been twice). They've paid for all the Ultrascreens, tests, visits, ultrasounds, etc. I also have a specialist, but luckily they were in network and practice in both the city as well as where our house is in LI. All hospital incidentals are covered in full as well (anestetic, lactation consult, etc) as long as I do the pre-certification.
Anyway, as those of us in the city are used to paying more (have you looked into child care- I almost died), this still seems a bit high to me.
The cost of child care is ridiculous! ?I will be staying at home, by the time we paid for child care and all my work related expenses, it was worth it for me to just stay at home! ??
?NY Presbyterian. ?What about you??
Oops..I meant deductible...do the costs you all are mentioning include your deductible?
$0 birth through delivery (depending on delivery method).
Maybe try a different doc. That seems rediculous!
?NY Presbyterian. ?What about you??
?
I hear NY Presbyterian is great! I am going to St Lukes but haven't heard anything about whether its good or not (thats the hospital my doctor goes to). You heard anything??
Yeah, I heard it was good. ?I don't think you can go wrong with any of the big NYC hospitals. ??
My doctor charges $4000 for all appointments and delivery (this does not include u/s and bloodwork-which I do pay out of pocket) I don't know what the hospital stay will total. My deductible is $2500 and then it is 100% covered so no matter what I am paying $2500 and not more or less.
No, the deductible is separate.?
I pay $15 co-pay for my doctor visits, and i'll have to pay $250 for each day i'm hospitalized. I pay nothing for ultrasounds or blood work.
I'm also a special case, I have to have weekly b12 shots and a series of IV iron infusions soon. I'm also on an injectable called Lovenox for prior blood clot issues. I pay $25 for a 30 day supply of that drug.