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Infertility
Requesting IF Insurance
After yesterday's post about IF insurance at your company, I decided it couldn't hurt to ask. So I sent an email to our HR department asking them why IF is not covered and if it could be added. I also asked if it could not be covered, if they could offer it as an option with a higher premium. We'll see what they say. 
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Re: Requesting IF Insurance
TTC since October 2007
Dx with Unexplained IF
IUI #1-3 w/clomid: Jan-March 2010...BFN
IUI #4 w/injectables: April 2010...BFP
1st u/s: 5/17-one little perfect hb@7w2d, 2nd u/s: 6/5-no hb@10w;
missed miscarriage: 6/10 d&c
IUI #5-7 w/injectables: Sept 2010-Jan 2011...BFFN
IVF #1: Feb/March 2011...pretty please let this work!!!!
Expecting twin boys!!!!!
good for you cutie
i hope they offer it as an option
Worrying does not empty tomorrow of its troubles, It empties today of its strength. ~Corrie ten Boom
Courage doesn't always roar. Sometimes courage is the little voice at the end of the day that says I'll try again tomorrow. ~Mary Anne Radmacher (thank you beadinglady)
It's been a long journey. TTC since 9/06. multiple IUI's and IVF's and 4 m/c's. IVF#3 = BFP, twins, induced at 34w6d due to baby b passing away (no explanation). Delivered on 35w1d, Baby A - baby girl, and Baby B - baby boy, our little angel.
MTHFR A1298C & C677T, Immune Issues and Factor II
Yea me too! I even quoted an article online that said that infertility insurance costs $1 per month per employee. Then said that the quote we got from the RE was $14,500 per cycle without insurance.
Hi Ladies, I think I can help with this one since I design the benefits plan for my company. The reason why most companies do not offer IF coverage is obviously based on the cost. Regardless if a single employee uses the coverage or not, the premium cost to employers sky rocket... literally.
Therefore to even have an IF rider as part of a group plan, the rates go up tremendously. Smart employers, use this as a huge marketing ploy to get candidates to consider joining their company versus another. That's why, you'll mainly see great IF benefit offerings at larger companies (the more employees you have, the better rates you can secure).
Hope that helps a bit! FYI, we don't offer any IF coverage at my start up company. Believe me, I've inquired for obvious reasons, but definitely couldn't justify the increase to my c-staff.