Let's just do a NBR version:
I judge my friends on FB who in one post say " I hate bills and I'm so broke" and then one day later they say "out shopping for a new pair of shoes and stopped at Starbucks to wake myself up, yeah for a latte". No *** you are broke.
I judge people who are over 21 and their parents still pay for thier gas, insurance, rent..etc. A full time college student may be excused. This is only if they are not also sporting the latest jeans and coach purse.
I probably have a ton more about money, but I will stop here.
Re: Stolen from 9-12: What do YOU judge others for?
I judge people who post pics of their LO and their house is dirty behind them. (dirty or cluttered)
I judge people on my FB who complain all the time but do nothing to change it
[color=#FF0000]Mom to 5 girls 23,22,18,9,7 and one sweet Wonderboy almost 4[/color]
The Chaos of Six!
As in, having a car payment? As long as you can afford the car you bought, I see this as being more like a mortgage. I don't think many people are in the position to pay cash for a car.
I agree with both of yours OP. I totally judge my coworker, who loathes her job, but refuses to accept another lower-paying one because she claims she won't make it. Maybe if she didn't buy 2 packs of cigarettes a day (which are almost $10 here btw) and eat lunch AND dinner out every.single.day she could?
I also judge people on TV/movies they like. I can't help it.
My debit card looks like a credit card- mastercard logo and all, but it comes out of my bank account the minute I use it.
[color=#FF0000]Mom to 5 girls 23,22,18,9,7 and one sweet Wonderboy almost 4[/color]
The Chaos of Six!
This. We have two car loans for each of our cars. Our cars are both reliable and we could afford them. DH's will be paid of next year and mine in about 3 years.
That's too funny. We use our credit card for like 99% of purchases, but pay if off every month so we've never carried a balance. We just prefer it for tracking & to accumulate points and credit.
Check on the other hand...I judge people because I think they are living in 1975 or something. Who still uses checks unless you are mailing a payment?!
We use one of our credit cards all the time because it contributes funds to X's college savings account as rewards. It gets paid off every month. My FIL uses his corporate Amex for just about everything and pays it off every month for the points.
Really? Everyone? No exceptions...no unforseen circumstances, no broken car but you need a car to get to work and you don't have thousands of dollars in the bank? No evacuation that leaves you stranded from your house and job for weeks or months and it's either use a credit card or live on the street? What about a dental emergency- everyone doesn't have dental insurance and they could find themselves with a horrid cavity or broken tooth. What should they do to avoid being judged by you? I just find this so hard to wrap my mind around. I get judging people who are out of control with debt, but...everyone with a car payment? You judge a lot of peopole, lol.
I totally know people do this and I get it. DH and I would too if we had one that gave us rewards.
I just can't help it the thought crosses my mind.
I used to only write checks because then I would make sure I'd balance my checking account as I wrote the checks...I don't do that anymore though, I use my debit card for everything. I only have a credit card for emergencies or to take on trips. It has a 0 balance on it.
So, you judge my mom whose bank doesn't offer debit cards that are accepted everywhere (a credit union), and my grandparents who, until recently, didn't know how to use a debit card, and everyone who uses credit cards for rewards...like my babysitter who has a shitton of money yet used her disney card to buy things (then paid it off each month) and ended up getting a trip to Disney basically for free.
I think my judgement is that I judge people who are WAY too concerned with other people's finances.
Can this be an FFFC thread?!
Ugh... I judge moms who have 4 different babies with 4 different daddies and then complain that they never get any help (i.e. child support). Well, if you would have been a little more choosey about who you were procreating with you probably wouldn't have this problem.
I too judge people who post pics on FB of their LOs and their house is a mess in the background.
I judge moms who say they feel like they don't get to spend enough time with their LOs during the week because they work but then are the first to get a sitter so they can go out on the weekends.
I judge my BIL (who suffers from depression) for not taking control of his life. Ever since he's been diagnosed with depression he uses it as a crutch, like an excuse to mope around and feel sorry for himself. I know he's capable of so much more than what he's accomplishing... I just wish he'd take some initiative to see that.
If you read my PP's above I said I understand there are circumstances where this makes sense. I just automatically jump to thinking that. IDK why and I try not to.
Eh, I use my Am Ex card ALL. THE. TIME. because we get cash back and points for airlines and stuff. With Am Ex you are required to pay the balance off every month so we wouldn't be able to rack up cc debt.
This. I'm embarrassed for them
I do this a lot and it's a work in progress since I have to remind myself that everyone's situation is different.
I judge people who act differently around another ethnic groups than they normally would. For example, those that are around African Americans will attempt to speak in Ebonics, when in fact, they don't normally speak like that/act like that. I have several "friends" that do this, and to me, it just shows insecurity in who you are, and the need to fit in.
Though it's been a subject many of times on TB--- I judge people on their grammar and spelling. I hate short speak unless there is a legit reason for it and I try to avoid it at all costs. I judge coworkers by the e-mails that they send if they have misspelled words, unnecessary or lack of punctuation and run on sentences. In this day and age, an e-mail shouldn't be spelled wrong or have grammatical mistakes.
There are a few exceptions. And I don't judge USING a credit card...I use one for most everything. But I pay it off every 2 weeks. I think a lot of people with a car payment could probably have bought a less expensive car in cash, even a clunker, but they don't want to drive an ugly car.
I just saw it and totally understand making snap judgements that you don't really mean- that's just not how it sounded and your post coupled with the ridiculous "car payment" one...I was just like, wow. Thanks for clarifying.
OMG, I can't stand that or the "its in God's hands" excuse.
I judge people who wear pajama pants in public, but I'm pretty sure I've said that before.
DH lost his job a few years ago and thank god for his credit card! We both got credit cards to accumulate credit so we could get out of our apartment, and get a mortgage so we didn't have to pay rent. We used it for gas and groceries, and paid it off every month. When he lost his job, it helped out a lot! I couldn't afford rent, groceries, gas, electric, gas for the car, pet insurance, etc. on my own with my low paying job. Credit cards literally saved us from having a worse time than we were going through. Luckily, we only needed to use it for 3 months before DH got a job.
Yeah, the car payment one I don't get. We had a car payment on my car till we paid it off.
Like I said it's a snap judgment that DH is always on my case about and I know he is right. One time we had to cancel all of our debit cards because of some fraud on our account and we had to go to target so we wrote a check and I was like how's this for karma.
I'm so glad you guys are explaining this- not that I'm entitled to an explanation or anything, but I was like WTF, lol. I understand more of what you mean.
I judge people I probably shouldn't judge. I judge my SIL because she moved in with us 3 years ago to get back on her feet. Well she completed school and has a good job but still lives with us. I judge her because she can't save up the money to move out. I guess this could be my fffc too.
I also judge my other SIL because she is a beautiful 18 year old girl that has choosen to smoke cigarettes. Such a disgusting habit for a pretty young girl.
Me too. I judge those who don't judge, but judger others who do judge. It's a vicious cycle.
My SIL is like this. When she posts on her FB wall, I rarely am able to understand what she is saying. It is like a foreign language. However, when you talk to her in person, you would have no idea. She is perfectly capable of speaking and writing in proper english. It drives me nuts!
I really judge all people who smoke. Smoking is a bad habit and I tend to move away from those who even smell like smoke.
Does this mean I can judge them too?!
Eh we use our cc for everything and pay it off every month. We have something close to 230,000 air miles right now because of it. We will be enjoying some nice free plane tickets.
People who use foul language in public, and/or in front of their kids.
I don't mean the occasional interjection or slip-up, or as part of an expression like "hell on wheels" or "I'm going straight to hell for that one."
I mean the people who are using *** or fukking in practically every sentence when it has no usefulness, or saying things like "put the goddamn thing in the goddamn car." Or teenagers who are just doing it for the shock value.
DD1, 1/5/2008 ~~~ DD2, 3/17/2010
I would judge you if you didn't.
Mine is similar - I judge those who use foul language at work. There are a few people in my office that say something every other word and it drives me batty.
I judge women who are completely dependent on their husbands. Some of these women know absolutely nothing about their own finances. They cannot tell you how much they earn in a paycheck, how much is in savings or investments, or what bills are paid. They don't know who holds their mortgage or how to take care of household responsibilities. One of my friends doesn't have an opinion about anything unless her husband tells her what it is. She doesn't even do her own clothes shopping, her husband picks out her clothes. If something terrible were to happen to her husband, she would not know what to do. I know several women like this and it makes me nervous for them.
As for the person who judges those who use a credit card, I ALWAYS use my credit card. It is actually how I keep track of monthly spending. At the end of the month, I break down the credit card bill and itemize everything for our budget. We pay it off every month, it is just the easiest way to keep track of where our money goes.
I judge those who smoke around their children. In fact, I judge people who do anything irresponsible with or around their children. I try not to judge, but it's hard not to when you see people doing things that could harm their little ones.
You're allowed... That's what this thread is about. No one said it had to be reasonable.
You're okay.