Maternity clothes - who pays?

missesru · August 2010

I tried to do this as a poll.. but with no luck. Anyways - what I'm wondering is - who pays for your maternity clothes? Is it 100% you, a split between you and DH (or BF, or DF.. "the father").. or??

Hyfagal · August 2010

H and I put all our money into a joint checking account so I just pay out of that.

Although his grandmother keep buying me stuff too so I'd say 90% us 10% her. She loves to shop.

AACraven85 · August 2010

...being married we have one bank account both of our paychecks are put into... so I guess both of us pay?

SarahTx5701 · August 2010

um what?

we don't have seperate accounts. there is no his money or my money.

I guess if we did, it would be me since it was my clothes. It seems pretty knitpickey to try to split cost of maternity clothes.

Molluskwrangler · August 2010

SarahTx5701:
um what?

we don't have seperate accounts. there is no his money or my money.

I guess if we did, it would be me since it was my clothes. It seems pretty knitpickey to try to split cost of maternity clothes.

This.

LMSmith114 · August 2010

My mom has been amazing and has bought me all my maternity clothes DH & I are so grateful for her and her help with everything.

KissyFishyLips · August 2010

We share money...

So we both pay for my maternity clothes, I guess. Although I'm the one who swipes the card for my purchases, lol.

Serpentesbride · August 2010

we have a joint account we both pay Hmm

Annabelle0211 · August 2010

I pay for my own maternity clothes. We dont have joint banking. I find that having separate accounts eliminates money related arguements.

sroszc · August 2010

We still have separate accounts, so I guess I'm the main person buying maternity clothes. DH did get me some maternity clothes for my birthday and my mom got me a gift card to Pea in the Pod. That's it so far.

Lilystar82 · August 2010

SarahTx5701:

um what?

we don't have seperate accounts. there is no his money or my money.

I guess if we did, it would be me since it was my clothes. It seems pretty knitpickey to try to split cost of maternity clothes.

Exactly.

jenvalet · August 2010

We have joint accounts that we pay bills out of, but separate ones for our own personal stuff. We split the bulk of the maternity clothes, but I pay for some on my own.

RayRay007 · August 2010

Annabelle0211:

I pay for my own maternity clothes. We dont have joint banking. I find that having separate accounts eliminates money related arguements.

...lurking from first tri....

We now share a chequing acct, so we both pay. We had separate accounts and lived together for 5 years before, and it was the cause of money related arguments. Like, "I paid for groceries last week", or he paid the mortgage and ppty taxes, but they were less than all the bills I paid, or I went to law school and racked up the debt, but he benefits from my higher education, yet I'm living paycheck to paycheck trying to pay 1/2 the bills and my student loans, while he pays 1/2 the bills and rolls in the dough. Anyway, I just thought it was funny that you think it eliminates money related arguments, while I think it just caused them. Now, it's just "our" money, and we don't judge what each other spends money on.

papagena · August 2010

SarahTx5701:
um what?

we don't have seperate accounts. there is no his money or my money.

I guess if we did, it would be me since it was my clothes. It seems pretty knitpickey to try to split cost of maternity clothes.

This. We used to have separate checking acc'ts, but it was pointless, as we put everything on cc and paid it off with my checking (which if I needed any $ came from our joint savings), so we ended up switching mine to a joint... anyway - unless you're not married, just seems like an odd question.

tulips12_30 · August 2010

SarahTx5701:

um what?

we don't have seperate accounts. there is no his money or my money.

I guess if we did, it would be me since it was my clothes. It seems pretty knitpickey to try to split cost of maternity clothes.

Ditto this.

honey740 · August 2010

SarahTx5701:
um what?
we don't have seperate accounts. there is no his money or my money.
I guess if we did, it would be me since it was my clothes. It seems pretty knitpickey to try to split cost of maternity clothes.

This

Annabelle0211 · August 2010

RayRay007:
Annabelle0211:

I pay for my own maternity clothes. We dont have joint banking. I find that having separate accounts eliminates money related arguements.

...lurking from first tri....

We now share a chequing acct, so we both pay. We had separate accounts and lived together for 5 years before, and it was the cause of money related arguments. Like, "I paid for groceries last week", or he paid the mortgage and ppty taxes, but they were less than all the bills I paid, or I went to law school and racked up the debt, but he benefits from my higher education, yet I'm living paycheck to paycheck trying to pay 1/2 the bills and my student loans, while he pays 1/2 the bills and rolls in the dough. Anyway, I just thought it was funny that you think it eliminates money related arguments, while I think it just caused them. Now, it's just "our" money, and we don't judge what each other spends money on.

I guess it is because we have similar incomes. We split the bills like I pay some of them and he pays some. Separate accounts keep us from arguing because we dont have to check with each other before we spend money and we can spend our extra money however we choose to.

MamaStef0810 · August 2010

There is no his and mine in any other part of our relationship, so why would there be over money?

I see your argument, but it obviously doesn't apply to everyone.

If I, him, or our children need something we pay for it out of our joint checking account that we had BEFORE we got married.

missesru · August 2010

SarahTx5701:

um what?

we don't have seperate accounts. there is no his money or my money.

I guess if we did, it would be me since it was my clothes. It seems pretty knitpickey to try to split cost of maternity clothes.

I'm not following the "um what?". There are obviously many ways to split costs and money in a marriage/relationship.

DH and I have a joint account that we use for all house related items (mortgage, insurance, groceries, gas..). Pretty much anything that isn't "discretionary ME spending" comes out of there. We each put a set amount in the account each paycheck (which works out to be about 30% of our take-home pay and is more than enough.

However... we both have our own accounts that our pay goes into and that we use for whatever else we want. I don't think that it is necessary to split EVERYTHING... and I like having my own accounts. DH doesn't need to know about every single item I purchase, and vice versa.

Soooo... that being said... it wasn't a stupid question to begin with, as with this set up... we designate mat clothes as an expense that we'll take out of our joint account - HOWEVER, in general we buy our own clothes out of our sole owner accounts.

We hardly EVER argue about money as there is no question as to how and who things get paid.

lulu3061 · August 2010

We're married, there is no 'my money' 'his money', it's all 'our money'...

*AirForceWife* · August 2010

Uhm, I might be old fashioned, but the day I knew I could marry my DH was the day we discussed finances. I came into the marriage with a lot more money than him, but I also quit working so the money we have now would be "his" I guess you could say. We've had a joint checking account since a few months before we got married and since then it has and always will be "our money."

We have a monthly budget that we sit down and adjust together a few times a year. A section of our budget is our "allowance" money so we do each have our own little spending money so that we don't have to consult each other on everything or we can save up for something the other doesn't really understand the point of or agree with. For the most part, though, anything over $30 is a joint decision. In 2+ years, we've never had a single money conflict.

DH understands that the normal part of the budget that is for my clothing expenses might not be adequate for maternity. I'm a very frugal shopper so he just trusts that whatever I buy, I need (or want and it was a super good deal!).

That said, I swipe the debit card that pays for things with money from a joint account that is currently only being funded by DH.

alisonjoy80 · August 2010

We have joint checking, but DH is self-employed and has a business checking too. He pays the credit card off each month from his business income, so I guess he technically pays for it. But I pay the huge a$$ mortgage and car payment, so it all evens out...

missesru · August 2010

Perhaps my original question should have included "assuming you both have income...."?

Also, I find it interesting that many of those who choose to have 100% joint accounts get so defensive when it comes to money questions like this.....

*AirForceWife* · August 2010

missesru:
Perhaps my original question should have included "assuming you both have income...."?
Also, I find it interesting that many of those who choose to have 100% joint accounts get so defensive when it comes to money questions like this.....

I don't think anyone got defensive at all...more like just can't really relate to the question.

saram913 · August 2010

SO and I are not married yet so we each have our own checking account. Mostly because I spend my extra money on smaller things, where he will save his money up and spend it all on one thing. He makes more than I do and pays the rent, I pay all the other bills (ends up cheaper for me.) Things like credit cards and what not we pay our own. Everything else like food just who ever has the money pays for it. We still give each other money if the other one needs it (ist mostly him giving me money lol)

He did give my money last week to buy maternity clothes. He knew all my clothes where getting tight so he offered to pay for some clothes Big Smile

Swan21 · August 2010

We have a joint account so we both pay.

OliveBaby · August 2010

We have a joint checking account that covers all our bills, and separate accounts to pay for our own stuff (gas, clothing, lunchs, etc.).

So I pay for my clothes.

agibson175 · August 2010

well I dont technically have any income. My husband and I own our own business and I run the office "for free" so his pay gets put into our account.

but I manage all of our money, personal and company. He just works. so I guess you could say I spend his money hahahahah

FutureMrsCaesar · August 2010

I guess DH technically does since he works and I'm a SAHM. But we do both have our individual 'spend money' accounts. I generally buy what I need from our joint account but anything that is more of a want I take out of my personal spend money.

ashgirlxo · August 2010

allllll me

Strawberrywine · August 2010

We have a joint account. His money is MY money!!!

Seriously though, we're on the same page with everything in the marriage money wise, we know what we're saving up for, we know what's acceptable to spend on clothes and extras, and if he really needs to buy a new "toy" I don't really care anymore.

shellduc · August 2010

It wasn't a huge expense, I didn't even think of it. i haven't spent anymore than I would have if i was just buying regular clothes. Probably because alot of what I have was from friends who were pregnant who let me borrow their wardrobe, family who is no longer having kids and gave me their stash and then craigslist. I am happily wearing anything I can beg borrow and steal and I was just thinking the other day how nice it is to not have to get everything new and just wear the clothes without having spent a fortune! I think I may change by regular clothes buying habits after baby too. Or lots of things will change then, when I don't have the luxury of my own income necessarily. Also, there are websites like free cycle or maybe similar where people give away stuff they don't want anymore or you can request such items.

cosmobella · August 2010

missesru:
SarahTx5701:

um what?

we don't have seperate accounts. there is no his money or my money.

I guess if we did, it would be me since it was my clothes. It seems pretty knitpickey to try to split cost of maternity clothes.

I'm not following the "um what?". There are obviously many ways to split costs and money in a marriage/relationship.

DH and I have a joint account that we use for all house related items (mortgage, insurance, groceries, gas..). Pretty much anything that isn't "discretionary ME spending" comes out of there. We each put a set amount in the account each paycheck (which works out to be about 30% of our take-home pay and is more than enough.

However... we both have our own accounts that our pay goes into and that we use for whatever else we want. I don't think that it is necessary to split EVERYTHING... and I like having my own accounts. DH doesn't need to know about every single item I purchase, and vice versa.

Soooo... that being said... it wasn't a stupid question to begin with, as with this set up... we designate mat clothes as an expense that we'll take out of our joint account - HOWEVER, in general we buy our own clothes out of our sole owner accounts.

We hardly EVER argue about money as there is no question as to how and who things get paid.

This exactly. I love having the convenience of joint money and the freedom of separate money. Best of both worlds!

klaus · August 2010

I have my own account as well as a joint account (DH only uses joint account). I pay for all of the items I charge on my card (car insurance, gym membership, gifts, clothes/shoes (for both of us) and out of my account. Dh would have NO problem if I solely charged on our joint card and he paid out of our joint account but I would have to transfer more money to that account every month. I just like to have something that is just mine. He doens't care either way.

SarahTx5701 · August 2010

well I have my OWN income, as in I work and the money still goes in the joint account.

Even when I made more than dh, I never EVER thought of it that way that it was MY money.

I guess it's always been this way so I just can't wrap my brain around it.

Yesterday dh was looking at our account yesterday and I got an email "$25 on chick fil a in 2 days??!!!" To which I replied. "yes and it was delicious"

he didn't say a word. We just know what money we have and what we can do with it, we still don't fight and never have fought over money.

To each their own I guess.

The "UM what?" came from the fact that I assume you were requesting your DH to pay for it since he knocked you up" just seems silly to me. But that doesn't seem that was where you were going with it, so no worries

KLDanford@gmail.com · August 2010

papagena:
SarahTx5701:
um what?

we don't have seperate accounts. there is no his money or my money.

I guess if we did, it would be me since it was my clothes. It seems pretty knitpickey to try to split cost of maternity clothes.
This. We used to have separate checking acc'ts, but it was pointless, as we put everything on cc and paid it off with my checking (which if I needed any $ came from our joint savings), so we ended up switching mine to a joint... anyway - unless you're not married, just seems like an odd question.

Why is it an odd question? My DH and I happen to have a joint account as well, but I know plenty of married people who don't. I don't think it's unusual...

jessiesnwbrd · August 2010

We have seperate accounts right now...just haven't combined them, but will as soon as we begin building our house.

I pay for my maternity clothes. I never gave it a second thought. I would be buying clothes for myself anyway.

AppleRidge · August 2010

missesru:

Perhaps my original question should have included "assuming you both have income...."?

Also, I find it interesting that many of those who choose to have 100% joint accounts get so defensive when it comes to money questions like this.....

No kidding. I love that DH and I have separate accounts, and I love that we have never had a fight about money. I don't have to get pissy that he spent $10 on lunch every day this week, and he doesn't have to get pissy that I bought a shirt I liked. We split the truly shared stuff, and will split the baby related things. Just because you don't do it doesn't make it wrong.

As to the OP, I've been buying my own maternity clothes just because I'm in the habit of buying my own things.

craftytype · August 2010

BBHME:
missesru:

Perhaps my original question should have included "assuming you both have income...."?

Also, I find it interesting that many of those who choose to have 100% joint accounts get so defensive when it comes to money questions like this.....

No kidding. I love that DH and I have separate accounts, and I love that we have never had a fight about money. I don't have to get pissy that he spent $10 on lunch every day this week, and he doesn't have to get pissy that I bought a shirt I liked. We split the truly shared stuff, and will split the baby related things. Just because you don't do it doesn't make it wrong.

As to the OP, I've been buying my own maternity clothes just because I'm in the habit of buying my own things.

Lurking from 1st Tri..but, This exactly.

We split household expenses and have our own accounts. I would never want to have it any other way.

missesru · August 2010

SarahTx5701:

well I have my OWN income, as in I work and the money still goes in the joint account.

Even when I made more than dh, I never EVER thought of it that way that it was MY money.

I guess it's always been this way so I just can't wrap my brain around it.

Yesterday dh was looking at our account yesterday and I got an email "$25 on chick fil a in 2 days??!!!" To which I replied. "yes and it was delicious"

he didn't say a word. We just know what money we have and what we can do with it, we still don't fight and never have fought over money.

To each their own I guess.

The "UM what?" came from the fact that I assume you were requesting your DH to pay for it since he knocked you up" just seems silly to me. But that doesn't seem that was where you were going with it, so no worries

I'm not a huge fan of telling DH he owes me anything, and even less of a fan of the term "knocked up".... Anywho, I think you've got my drift now..

Steeplechaser · August 2010

We having joint savings and separate checking. it's easier, and having money that's just mine is important to me.

I've treated maternity clothes purchases the same as other clothes - I pay for them because they're mine.

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