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IVFer's I have a question

maceymay1816maceymay1816 member
in TTC After a Loss 6 Months+
So I will hear the complete plan from the doc on Thursday of this week but with tubes that aren't functioning properly I am concerned that he is going to say IVF is our only shot at having a biological baby.  DH is slightly freaking out about the potential cost associated with IVF.  I know this is a personal question, but I am hoping you all can help.  How in the world did you afford to do IVF?  The cost is so high and I have no idea where even to start thinking about finding the funds to do IVF.  Your advise and expertise is greatly appreciated.
Married 8/23/09 Dx: Endometriosis mc 2003, mc 2005, mc Oct. 2009 and ectopic pg Feb. 2010 Baby Girl Gracie Mae born 5 weeks early on 7/6/11. Baby boy JT born full term on 7/5/12. We are blessed!
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Re: IVFer's I have a question

  • schen0510schen0510

    Hey...sorry you are going through this and keeping my fingers crossed that there is another option for you.

    I am very fortunate that my insurance covers our IVF...although I only have 1 more covered, with no embryos frozen and if we need to use that one and it is unsuccessful than we will have to pay OOP.  I would check with the RE that you are using.  I know that my RE does have financing available so you do not need to pay everything OOP immediately.  I would also check with your insurance carrier...some carriers will cover the medication.  If we did need to pay for a round OOP...my meds would be covered.  Also...I believe that the IF board has a running list of meds that the ladies have left over.  You may want to introduce yourself over there if you have not already, and see if they can be of any assistance.  Other than that...some of the ladies I know have used their savings or pulled from 401Ks.

    Hope this helps.  Good Luck! 

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  • KelinandKevinKelinandKevin member

    Sorry that your going through this.  I have tubal factor IF and I know how hard it all is to take in.  I was so against IVF at first and it was way too overwhelming.  DH and I aren't rich and don't have a lot of $ in savings.  But I was able to use my 401k to pay for the procedure and for us it was totally worth it.  I couldn't imagine not at least trying to have a family.  I'd rather be poor and happy than have an extra $15k in the bank and be miserable.

    Best of luck and I hope you make the decision that is right for you and your DH!

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  • maceymay1816maceymay1816 member
    Thanks so much.  Someone had told me to find you and chat with you about this because you had similar issues.  I didn't think about using the 401K, DH has quite a bit in there and I didn't even consider it.  I think I was just thinking we would get good news after the HSG, take some more clomid and tada there'd be a baby.  Apparently that's what I get for thinking.  So we are having to consider things that had not really even been in our thought process, it's just a lot to take in for sure.
    Married 8/23/09 Dx: Endometriosis mc 2003, mc 2005, mc Oct. 2009 and ectopic pg Feb. 2010 Baby Girl Gracie Mae born 5 weeks early on 7/6/11. Baby boy JT born full term on 7/5/12. We are blessed!
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