I have student loans from grad school....and I consolidated them for 3.625% back in 2006. I just got a letter saying my interest rate was dropped to 2.625%. Wooohoo. I guess it doesn't matter so much since we will pay it off within the next 5 years....but I'm still excited about the decrease.
Three losses in 2009;
Boy/Girl twins born in 2010
Re: Student loan consolidation
BFP #2 4/13/10. Bridget born 12/28/10
BFP #3 Finn born 8/11/15
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I consolidated my federal student loans last year to a fixed rate of 2.25%. It made a pretty significant difference in my payment.
I tried to consolidate my private student loans as well, but the interest rates there were HORRIBLE.