F/U on Car

niuchick21 · June 2010

Insurance won't cover it. They consider BJ an excluded driver and I only had liability, not collision and since the chick that ran him off didn't stop, it's technically his fault. The car isn't totaled, but the repairs are over $10k and the car is only worth $13k so it's really not worth fixing. As for public transportation, there really isn't a lot in Memphis. They have buses, but they are inconvient and unreliable, I don't think one even goes out to his school or work. If only we lived in Chicago, I wouldn't even need a car! BJ is determined to buy me a new one, he claims he'll have one for me in a month.

oohlypinon · June 2010

OMG I missed the original post, but that totally sucks about the car. I am glad to hear that he is ok and that he is going to try and get you another car ASAP! I really hope things get better for you guys soon. ((hugs))

modom3278 · June 2010

Ugh, what a nightmare! I am so sorry about all this (thank goodness BJ is ok at least!) Would it be possible to buy a cheap used car or even lease another car until you can buy a new one? I'd hate to see you guys have to put your lives on hold because of this...

siba1119 · June 2010

I missed the orginal post as well. I'm so sorry you have to go through all this B.S.

I agree. Is there anyway you could buy a cheap car to 'hold you over'?

::HUGS::

Ms.Beachbum08 · June 2010

Were there any witnesses that could prove that there was another driver involved?

DreamsBride411 · June 2010

Omg, that is horrrrrrrrrible!!! I am so sorry, estee. I can't believe the damages are so much and they wouldn't consider it totalled... I really hope BJ comes through on his word and at least gets you something to get around in

niuchick21 · June 2010

Thanks ladies We are planning on getting something cheap just to last the next few years. Thankfully this mess won't push us too far behind in our plans.

A witness did stop to see if he was ok, but they left as soon as he said it was. It was raining and pretty crappy weather. BJ got a ticket for failure to maintain proper control, but the police officer told him to go in front of the Judge and tell him what happened and it will more then likely be thrown out.

DreamsBride411 · June 2010

niuchick21:
BJ got a ticket for failure to maintain proper control, but the police officer told him to go in front of the Judge and tell him what happened and it will more then likely be thrown out.

are you fvcking kidding me!!???!?!?!?! The balls on these people!!!!!!!

Ashleysred · June 2010

I am so sorry.

Bridget_11 · June 2010

Oh that sucks! I hear ya about living in Chicago and the buses. I didn't move my car once when I lived there. Sorry to hear you can't even rely on the public transit in Memphis.

dani_girl08 · June 2010

That sucks. I'm sorry you have to deal with this. {{{hugs}}}

MmeBP · June 2010

That totally sucks about the car! I'm sorry!

MrsBlayne · June 2010

I'm so sorry! That totally sucks that insurance isn't covering the car and that the beotch didn't stop. If you come to be our live in nanny you can use DHs truck since he has a work van. Or, tell BJ to win the lottery and get you something Really nice Smile

Mrs.S_0909 · June 2010

I'm sorry they won't pay to fix the car, that sucks!

sillybiochemist · June 2010

The ticket is probably a technicality honestly since the woman on the phone was so immersed in her conversation she probably didn't even know she caused a problem. So the lady on the cell phone couldn't be "blamed" because there was no way to know who she was. Not like you spend time getting license plate numbers when you're trying to survive. I'm surprised the other driver didn't give some kind of identifying info to back up the story but some people are that way and don't want to get involved. It might be worth contesting the ticket just in case it affects DH's insurance in the future.

(It's pretty common in some areas to get tickets like that. My DH was nearly given a ticket for that b/c a lady rear-ended him.)

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