Anyone know the average cost of a SA with no insurance? My DH currently does not have health insurance. I am just wondering. . .in case it is in our future.
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I am told it would be between 400.00- 500.00 a month to carry him on my insurance. We can't afford that. We are currently looking for private insurance for him.
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My doctor told me it was $150 - $200 if our insurance ends up not covering it.
TTC since 07/2009
Me: PCOS, Blood/Immune Issues DH: Low all 3
Jun.- Sep. 2010 IUI#1-#3 = BFN
Oct. 2010 = IVF #1 = B/G Twins (passed away Feb. 2011)
May 2011 = Myomectomy and trans-abdominal cerclage (TAC)
Sep. 2011 = Surprise BFP = C/P
Feb. 2012 = sFET #1 = BFN
Feb.2012 = Hail Mary IUI #4 = BFN
April/May 2012 = FET #2 w/our last two embies = BFP (Please let this be it!)
Beta #1 8dp5/6dt = 234 Beta #2 10dp5/6dt = 695 Beta #3 12dp5/6dt = 1796
Beta #4 17dp5/6dt = 17,888 U/S #1 May 17, 2012 = Twins
Baby B's heart stop beating at 9 weeks 5 days
Our little miracle baby is a boy.
Baby Boy Owen and Baby Girl Avery were born too early on Feb. 13, 2011 due to a pedunculated fibroid, incompetent cervix and suspected placental abruption.
"What the heart has once owned and had, it shall never lose." - Henry Ward Beecher
SAIF/PAIF Welcome
Lots of love and luck to my PAIF/3T/IF Veteran ladies, especially my dear friend Zookie. Congrats to Papps, Teach84 and Starbuck on their little ones.
MH's insurance didn't cover his SA (we found out about 3 months later). It cost $100.
~SAIF/PAIF/Everyone Welcome~
Me= 37 and DH = 41
Dx: DOR, Endo, APA+ (really high beta 2 glycoprotein antibody and high everything else tested), heterozygous MTHFR mutation, positive for lupus anticoagulant, high FSH, low AMH and both tubes blocked (per HSG on 3/8/11)
IVF #1 - long lupron (with HGH, intralipids, lovenox and BA); 4 retrieved, 3 fertilized; ET 2 blasts and 1 frozen = BFN
IVF #2 - a version of antagonist with EPP (with HGH, intralipids, lovenox and BA); 6 retrieved, 4 mature, 3 fertilized, 2 blasts and 1 frozen blast transferred on day 5 = BFN.
IVF #3 April was postponed to May, May was canceled. June/July was canceled. Had a cyst aspiration and then began IVF #3 in August. ER on 8/22; ET on 8/24 with AH. +HPT on 9/5. Beta #1 (11dpo) = 3; Beta #2 (15dpo) = 29; Beta #3 (17dpo) = 60; Beta #4 (19 dpo) = 118. Heartbeat at 6 weeks 6 days =132. Lil is here!
I am told it would be between 400.00- 500.00 a month to carry him on my insurance. We can't afford that. We are currently looking for private insurance for him.
What do you think daycare is going to run you?
Or better yet, you get in a car accident. Or 100 other things. It is straight up irresponsible to go without insurance. Private with a high deductible isn't that much.
Glad you're here Kdodge! We have accident insurance and hospitalization insurance which is very inexpensive but good coverage for DH and I. As far as health insurance goes, he has been covered until recently and that is why I stated earlier that we are looking for private insurance. Maybe you didn't see that? Also, as far as child care goes. . . that is already covered at little or no cost. . . I have a recently retired,medeling mother in law who is dying to babysit if she only had grandchildren. My mother is also interested in babysitting when she can, so as I see it, that base is covered. If not, I will find someone in-home and that will be much cheaper than daycare.
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I'm looking at the bill for DH's SA and while insurance covered it the total charged was $89.00. Seems kinda low compared to the other quotes on the board but I thought I'd throw it out there.
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I'm looking at the bill for DH's SA and while insurance covered it the total charged was $89.00. Seems kinda low compared to the other quotes on the board but I thought I'd throw it out there.
Okay, thanks Tay and other posters for giving me your figures. It's nice to have a price range in mind in case we have to have a SA done.
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Re: Sperm Analysis
DS 6.12.11
Hypermenorrhea, Anovulatory & Hypothyroid
TTC#2
My Lack of Ovulation Chart
TTC#1 Chart
TTC#2 Chart
IUI #1 - #4 (repronex trigger) = BFN
IUI#5 on 10/28/2008 ** BFP 11/10/08 ** EDD 07/21/09 *** It's a GIRL (07/14/09)
med/treatment free BFP 06/28/10. EDD 03/05/11 *** GIRL #2 (02/23/11)
beta#1 @ 17dpo = 1296 .... beta#2 @ 19dpo = 3034
it's the Bug and Baby Belle!
This. Obviously insurance laws/rates vary state to state, though.
Edit for brain-fart.
DS 6.12.11
Hypermenorrhea, Anovulatory & Hypothyroid
TTC#2
My Lack of Ovulation Chart
The family plan (children only) is about 200-300 per month.. . adding husband makes it sky-rocket.
Me: PCOS, Blood/Immune Issues DH: Low all 3
Jun.- Sep. 2010 IUI#1-#3 = BFN
Oct. 2010 = IVF #1 = B/G Twins (passed away Feb. 2011)
May 2011 = Myomectomy and trans-abdominal cerclage (TAC)
Sep. 2011 = Surprise BFP = C/P
Feb. 2012 = sFET #1 = BFN
Feb.2012 = Hail Mary IUI #4 = BFN
April/May 2012 = FET #2 w/our last two embies = BFP (Please let this be it!)
Beta #1 8dp5/6dt = 234 Beta #2 10dp5/6dt = 695 Beta #3 12dp5/6dt = 1796 Beta #4 17dp5/6dt = 17,888 U/S #1 May 17, 2012 = Twins
Baby B's heart stop beating at 9 weeks 5 days
Our little miracle baby is a boy.
Baby Boy Owen and Baby Girl Avery were born too early on Feb. 13, 2011 due to a pedunculated fibroid, incompetent cervix and suspected placental abruption.
"What the heart has once owned and had, it shall never lose." - Henry Ward Beecher
SAIF/PAIF Welcome
Lots of love and luck to my PAIF/3T/IF Veteran ladies, especially my dear friend Zookie. Congrats to Papps, Teach84 and Starbuck on their little ones.
I guess the rates/laws do vary. I am a NC teacher; here is a link to what my insurance costs would be with adding spouse and/or children:
https://statehealthplan.state.nc.us/pdf/emp_rate_sheet_2010-2011.pdf
The first listing applies to me. I am also a fairly new teacher (4 years) so my salary isn't that great.
My DH had it done about a year ago. It was around $200 and insurance didn't cover it.
Thanks for sharing. Very different (Union?). Especially since the State contributes. Ha - NY contributing to anything other than debt? Not so much.
DS 6.12.11
Hypermenorrhea, Anovulatory & Hypothyroid
TTC#2
My Lack of Ovulation Chart
~SAIF/PAIF/Everyone Welcome~
Me= 37 and DH = 41
Dx: DOR, Endo, APA+ (really high beta 2 glycoprotein antibody and high everything else tested), heterozygous MTHFR mutation, positive for lupus anticoagulant, high FSH, low AMH and both tubes blocked (per HSG on 3/8/11)
IVF #1 - long lupron (with HGH, intralipids, lovenox and BA); 4 retrieved, 3 fertilized; ET 2 blasts and 1 frozen = BFN
IVF #2 - a version of antagonist with EPP (with HGH, intralipids, lovenox and BA); 6 retrieved, 4 mature, 3 fertilized, 2 blasts and 1 frozen blast transferred on day 5 = BFN.
IVF #3 April was postponed to May, May was canceled. June/July was canceled. Had a cyst aspiration and then began IVF #3 in August. ER on 8/22; ET on 8/24 with AH. +HPT on 9/5. Beta #1 (11dpo) = 3; Beta #2 (15dpo) = 29; Beta #3 (17dpo) = 60; Beta #4 (19 dpo) = 118. Heartbeat at 6 weeks 6 days =132. Lil is here!
TTC#2: Trigger + TI = BFN; Clomid + Trigger + IUI = BFN.
IVF #4: BCP + MDLF + Lovenox = 7R, 1F = Transferred 1 6-cell embryo on day 3 = BFN
IVF #5: MDLF + Lovenox = 4R, 1F = Transferred 1 10-cell compacting embryo on day 3 = BFN
IVF #6: (New RE): Long Antagonist November 2014 (transferred two 8 cell grade 1 embryos and froze one blast) = BFN
FET#1: BFN
Glad you're here Kdodge! We have accident insurance and hospitalization insurance which is very inexpensive but good coverage for DH and I. As far as health insurance goes, he has been covered until recently and that is why I stated earlier that we are looking for private insurance. Maybe you didn't see that? Also, as far as child care goes. . . that is already covered at little or no cost. . . I have a recently retired,medeling mother in law who is dying to babysit if she only had grandchildren. My mother is also interested in babysitting when she can, so as I see it, that base is covered. If not, I will find someone in-home and that will be much cheaper than daycare.
Okay, thanks Tay and other posters for giving me your figures. It's nice to have a price range in mind in case we have to have a SA done.