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I HATE Insurance Vent

katieriedelkatieriedel
in 2nd Trimester

I have been dealing with my insurance for the past week because they decided I don't need my maternity insurance anymore because I'm not pregnant. Well I am (18 weeks today) but here is how bad my insurance is.

I had a miscarriage in May and was supposed to be having that LO in November, after my M/C I let our insurance know that I had a miscarriage and brought the paper work stating that I will no longer be having a baby in November. So I got a letter from my insurance last week saying they are not covering maternity anymore because I am not pregnant, which I am by 18 weeks and I sent them my paperwork when I was 5 weeks pregnant letting them know that I am pregnant again. I was talking to one of the customer service reps and she was like "you never gave us paperwork on the TERMINATION of your last pregnancy", well my hormones kicked in and I lost it on her for calling my miscarriage a termination and basically told her that if she wasn't a idiot she would know not to refer to someone's M/C as a termination because that makes it sound like it was something I wanted to happen. I know it's a technical word for miscarriage but the way she said it, was like she was trying to make me mad.

My little flip out on her didn't help my situation and she basically said it is going to take at least 20 days for her to sort this out, and I told her she doesn't have 20 days, she has until my next doctors appointment on the 18th, she says to me "well you just have pay out of pocket and we will reimburse you when we get this all fixed." 

I have never so badly in my life wanted to hurt someone. I don't believe violence is an answer to any situation, but it crossed my mind.

Sorry ladies I just wanted to vent because poor DH is getting really sad hearing me cry so much about this. I feel like I am depressing him and I don't need us both to be stressed out right now.

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Re: I HATE Insurance Vent

  • LovedWifeyLovedWifey

    That can be super stressful!  I understand why you would have gotten mad.  I would call back tomorrow and ask to speak to a supervisor.  Explain the situation and Id forward another copy of the miscarriage paperwork you sent in previously and the paperwork you sent in at 5 weeks. 

     Try not to get too upset.. the worst that happens is you pay this out of pocket and they have to reimburse you.  You're having a WONDERFUL HEALTHY LO!  Dont let anything bring you down sweetie!

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  • seellsseells member
    I'm sorry the woman was frustrating and rude. But you might want to remove the use of retard from your post and use something else. A lot of people will find that offensive.
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  • katieriedelkatieriedel

    imageseells:
    I'm sorry the woman was frustrating and rude. But you might want to remove the use of retard from your post and use something else. A lot of people will find that offensive.

     

    I don't want to offend, so I edited. TY

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  • katieriedelkatieriedel
    imageLovedWifey:

    That can be super stressful!  I understand why you would have gotten mad.  I would call back tomorrow and ask to speak to a supervisor.  Explain the situation and Id forward another copy of the miscarriage paperwork you sent in previously and the paperwork you sent in at 5 weeks. 

     Try not to get too upset.. the worst that happens is you pay this out of pocket and they have to reimburse you.  You're having a WONDERFUL HEALTHY LO!  Dont let anything bring you down sweetie!

     

    I am going to bring all my papers down in person tomorrow or Tuesday, I have to get copies from my doctor. I am trying not to stress, it's very hard. I hate paying out of pocket, but I don't want to miss my next appt, its by 20 week anatomy scan, so I have to hope the reimburse me fast lol

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  • hydies33hydies33 member
    That's so frustrating! Sorry you have to deal with it, but is seems like it will work out. I hate dealing with paper work/insurance/etc. So annoying. 
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  • debe94debe94
    I understand your irritation with your insurance company.  Right now we are at risk of our insurance company dropping my son.  My son is from a previous marriage.  My husband and I were married this past July.  Our insurance company sent paperwork to us to verify that we had custody of my son.  One of the things we had to send them was my '08 tax return showing that I claimed my son.  Well, now they are saying that because my address on my tax return isn't the same as our current address it doesn't prove that I have custody.  Hello!  We weren't married in '08 so of course our address wasn't the same. 
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  • BunBakerBunBaker

    It's too bad you can't really get away with peeing on a stick in the insurance companies office. That would be one way to prove you are preganant! Than

    Good luck in getting it all sorted out. Sounds like you have a good plan : )

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  • katieriedelkatieriedel
    imageBunBaker:

    It's too bad you can't really get away with peeing on a stick in the insurance companies office. That would be one way to prove you are preganant! Than

    Good luck in getting it all sorted out. Sounds like you have a good plan : )

     

    I like the way you think, I wish I could do that because I really would lol

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