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1st Trimester
**Octoberbride09**
member
How much is your prenatal care?
**Octoberbride09**
member
Out of curiosity....
How does your OBGYN bill? Do you have a one time payment fee? Do you pay everytime you visit?
I pay $65 each time I see him but I have a $750 cap per year so hopefully by my 8th month or so I would have already reached my $750 cap and wouldn't have to pay $65 every freaking time I see him.
My hospital stay is $900..
*edited to add more info...
& what insurance do you have? I have BCBSF PPO.
This discussion has been closed.
Re: How much is your prenatal care?
I'm not quite sure. I don't have to pay any co-pays when we see the doc or for any lab tests, delivery or anesthia. If we have to pay anything the max is $150.
DH works for the Federal Govn't and the insurance is AWESOME!!
Nothing, it's free. Military pays for it.
Sorry, I'm not much help.
My MW bills a lump sum for prenatal care. I'm responsible for 20% of the total. It has to be paid I *think* by week 30. With DD, I paid $3.5k for my prenatal care & hospital fees. That's my OOP max.
I have BCBS.
My insurance sucks (great time to figure that out, eh?). I paid my $20 co-pay for the first visit, but now I will have to start paying towards my $1,000 deductible. I have a $2,500 cap on the ob/gyn costs.
WITH insurance, we're looking at about $7,500 out of pocket for prenatal care and the birth.
Do you work for Google? That's great insurance coverage.
WOW! that's crazy!!
I paid $30.00 on first visit and I don't have to pay anything else again...
Hospital will be around $400.
Sorry! My insurance is Aetna
Clearly, I need to work for the federal government or Google.
My insurance sucks. No one takes it so I'm always out of pocket and then get reimbursed some of it. I have to go to a high risk doctor and that's part of the problem. I have to pay $9800 out of pocket and then they reimburse me about half. I also have to pay for the amnio, NT scan and some other things out of pocket (not covered by the $9800). I only have to pay $300 for the hospital though.
IUI- BFN IVF #1 -BFP! Allie is our 2nd IVF baby. Born at 36 1/2 weeks after pre-e again
This. I pay $182 three times throughout my pregnancy. So approx $550 total. Any extra u/s, testing, etc will then be paid using my co-pay. I have Healthpartners.
We are very lucky. I pay a $10 co-pay for my first visit and nothing else after that - it's all covered 100% including hospital stay, etc. I get the NT scan and 4 ultrasounds. I have Oxford United Healthcare.
I get paid NOTHING (like the same amount I made as an assistant my first job out of college 11 years ago, but now I have a Master's degree) so this helps make up for it.
I second that! I never knew some people's prenatal/delivery costs were so much!
Mine is similar: $20.00 for first prenatal visit and don't have to pay again for visits, but I do have to pay $20.00 for each u/s. Other than that, just the hospital co-pay of $200. Plus, my husband has a medical spending account at work, so he contributes to that from his salary and it is not taxed, so that's another savings for us, especially this year with the extra medical expenses.
We have Anthem BCBS
I pay a one time fee of $50 for all prenatal dr visits.
The hospital and birth are covered with insurance except for a $200 per day deductible for up to three days for well mom and well baby.
I'm using a MW and a Birthing Center, so I'll end up paying about $2500 for prenatal and the facility fees for delivery. My insurance (BCBS) covers the prenatal and mw care, but they don't cover the facility, so the majority of what we are paying is for that. The $2500 is divided up so I pay a part of it each visit, and will have it paid in full by the 30th week.
But the nice thing is that we can use my husband's HSA for the payments, and our company matches dollar to dollar up to $750 that we contribute into it, so we are really only paying $1750 out of pocket.
with my first, i have no idea how much my prenatal care was. i paid $200 plus $20 co-pays. my hospital bill was a few bucks shy of $10k. i had a c/s and stayed for 4 days.
with this one, i have a MW, and the fee is $3500, plus supplies which will cost about $100. my insurance will pay about $2k of that.
i have carefirst open access
I owe the OB $623. It's $89 for the next 7 visits and it will be paid well before the baby is born. I don't know how much we will have to pay the hospital. For DD we owed $800 total for me and DD.
We have BCBS of Minnesota.
I will pay $20 for my first visit. That's my co-pay and NOTHING else!
Last time my total bill for a vag delivery with an epi was $29,000!!!
In Canada you dont have to pay anything, everything is covered, the only thing that would require a cost is the 3D ultrasound and thats optional.
My prenatal is one lump of $2800, of which I am responsible for 20% (co-insurance) after my $800 deductible has been met. My OOP max is 2550, which includes my deductible and co-insurance. My company gives me a HRA card that pays $500 towards this OOP max. The total I would pay this year for healthcare (pregnancy included) would be $2050. Not bad, considering the position some folks are in.
Edited to add: I have UnitedHealthcare, through a very large employer (300,000+ employees, worldwide). We used to have a very good co-pay insurance, where I would just pay $20 for each visit. As of Jan. 1st, we've been moved to the above sh*tty higher deductible, higher payroll contributions, more confusion plan. It was the best choice (lowest deductible) out of my three options.
Those that don't have to pay anything but a co-pay, I wouldn't get used to it, more and more companies are moving to higher deductible plans for their employees as a cost-saving measure.
This but we are in Michigan. We are not eligible for group insurance because my job doesn't offer it and DH actually works 2 jobs-part time as a manager and about 30hrs a week at home with his own business. So we have individual with no maternity! We are going to deliever with a MW at the least expensive hospital in town or aim for a homebirth with a MW. Luckily we have thought this through and have a decent amount of $ set aside to have our 2nd child.
2 beautiful children
proud mommy!