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Has anyone talked about guardians?

AlexJ217AlexJ217
in 2nd Trimester

Just curious. MIL brought it up to me last night that we need to look into life insurance, living wills, writing wills, and guardians last night. We dont have siblings so I am not sure who we would pick.  I never thought to pick a parent but I think DH wants us to pick his parents or maybe his best friend.

Have you had this convo yet? Makes me sick just to think about but know that we need to get it decided.

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Re: Has anyone talked about guardians?

  • robinsokjrobinsokj member
    We've started shopping around for life insurance, but the rest of it hasnt come up yet.  Perhaps it should
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  • shanmoyershanmoyer member

    We did this just after we got married - just in case. We chose DH's brother, and my cousin.

    Basically, it came down to us wanting to keep our children raised by family, but we chose family members based on the values that they have and how they live their lives.

    BIL is very grounded, mature and responsible. He's in a committed relationship, with no children currently, and happily took on the responsibility of being a legal guardian for our chidlren.

    My cousin is very ethical, down to earth and family oriented. She is a stay at home mom, and we are very close to one another. It was a natural selection for me, and she was honoured to accept.

    GL! It's a big decision, and definitely not one to take lightly.

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  • sherina825sherina825 member

    We have started shopping for life insurance too, but we haven't had any discussions about guardians.  I think you MIL is right and that we need to get on the ball too.  I have thought about God Parents and I know that DH has as well, but I don't want my baby to go to any of his friends or family (bad I know).  I know that one of my sisters (I have five) will be more than willing to be my child(ren)'s guardians and they are the ones whom I think are the most capable of taking care of my child(ren) and raising them the way that DH and I would want.

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  • JennicapJennicap member
    We've discussed it, I think his father and stepmother we will ask to be guardians. We also are going to look into life insurance soon and making a will.

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  • KeepingFaithKeepingFaith member
    We actually met with our lawyer last week and went over our wills, and over who would become guardian of our children.  We would have picked our parents however the lawyer recommended not too since (hopefully) if that time ever came up our parents would be older so it wouldnt be the most ideal situation.  We decided to go with a brother of my DH that is most like DH.  Of course that could change over the years. 
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  • ABColeslawABColeslaw member
    Yes we talked about it a little before trying to get preg, but have had some more serious conversations since then.  We have a draft will that we will need to sit down with a lawyer and finalize after our baby is born and is issued a social security number.  But I do have guardians picked out for our son, two sets actually...a back up in case god forbid something every happened to the first set.  I just don't want either set of our parents to get our son if something should happen to us.  I already talked to guardian set 1, who are my sister and brother in law and they have agreed that they would act as legal guardians in the worst case event.  Guardian set two, have not had that convo yet, but will.  Ali if you're reading this, that would be you ; )  I don't think it will ever come down to that, but you have to be prepared.  And we have started looking into life insurance because if something ever happens, we don't want to leave either guardian set with no money to take care of our son. 
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  • mzovocemzovoce member

    We already had a will and life insurance. As soon as we found out we were pregnant we added a rider to cover the child. After my friend lost her 2 year old in September for failure to thrive, we felt it was too easy and important not to.

    We asked my best friend (male) and DH's cousin (cousin) to be gaurdians. The child would live with the cousin during the school year and spend the summers in Paris with his/her Parrain.

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  • MsMonica's1stMsMonica's1st member

    Being a single mother, this was probably one of the first things I thought about....I want my daughter to be well taken care of....of course she is my first child and should anything happen to me she will get everything.....I chose her Godparents as the people whom I would name as her guardians in the event something was to ever happen to me.

    This is a sad and scary subject, but trust me, it's always in my mind!

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  • FemmeNat01FemmeNat01 member

    Yes, we have. We're looking into life insurance, wills, and guardians. But, it's hard. I hate doing this. It makes me really sad.

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  • silverrox15silverrox15 member
    yes we have decided my sister will be the guardian and be in charge of our life insurence money. we havent made a will or gotten the extra (DH gets a small amount from work) insurence yet though. i am a planner :) ok a way ahead planner but that is that.
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  • DuckLoverDuckLover

    DH is active duty military so we both have life insurance already.

     As far as guardians were going to pick my best friend who is more like my sister and her husband.  Im an only child and DH's family isnt all that nice and no way in hell would i ever want Caiden to go with them if anything happens. 

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