Community› The Bump Local Boards› Austin Babies
Austin Babies
New Discussion

Update on Part-Time Insurance Cost

TayteeTaytee
in Austin Babies

I called HR Monday and it's true that my cost for insurance will more than double by going part time. Confused I did the math against DH's insurance and because I'll be delivering in December, it makes sense to keep my coverage until then. His BCBS covers inpatient at 80-90% depending on the plan and mine is 100% as an employee. We'd only save $200 by switching now and that's for a perfect no complications vag delivery. Anything above and beyond that, we'd lose money so "just in case", we'll keep mine until Jan then switch so long as things with this baby go well.

At this point I have no idea what my paychecks will look like except that they'll be a helluva a lot less... like working just to pay insurance. blech. I'm going to crunch numbers again today.

Lilypie Kids Birthday tickers Lilypie Third Birthday tickers
Report Reply to Post

Re: Update on Part-Time Insurance Cost

  • flymansWifeflymansWife
    i did that math a month ago when we got our new insurance premiums for the next fiscal year. basically if i went back to work part time after having a baby, it would be working pretty much just to pay for insurance Tongue Tied the way our insurance is setup basically i only pay for DH (my cost is minor) not the case when you're part time! so it really does double... sucks! 
    My Food Blog
    image
    Baby Birthday Ticker Ticker
    Report Reply
  • Loading the player...
  • libbyannlibbyann member
    Wow, that sucks! :( At least you can switch over to DH's insurance in January and save some money.
    Report Reply
  • colleenorcolleenor
    that sucks!
    Baby Birthday Ticker Ticker Baby Birthday Ticker Ticker Image and video hosting by TinyPic
    Report Reply
  • balihaigirlbalihaigirl member
    Boo!  Insurance is so expensive.  I'm sorry.
    Lilypie Third Birthday tickers Lilypie First Birthday tickers
    Report Reply
  • fjarilfjaril

    youch!

     

    Warning No formatter is installed for the format bbhtml
    Report Reply
  • PrincessBrideSarahPrincessBrideSarah

    I'm not surprised at the cost jump. When I got married, it was only a slight cost increase (maybe an extra $30 per month) for me to be the spouse on DH's plan than to carry my own insurance as a FT employee at my employer (which was in health care).

    DH's insurance looked a lot better on paper and they have indeed paid easily and quickly for our myriad of medical expenses over the past couple of years.

    Lilypie Second Birthday tickers
    Lilypie First Birthday tickers
    Report Reply
This discussion has been closed.
Choose Another Board
Search Boards
"
"