Just because I finally have my new wedding ring - clicky poll

Monkeybuttwhat · June 2009

Carol we had to as well. My homeowners will not cover mine .

I did the total for how much the insurance will cost over 20 years and I was like omg. It is just too much of a gamble not to carry the insurance though.

LoriFalce · June 2009

carolinag:
i'm also not an upgrading type of gal. what i've got is what i've got. my MIL and law lost hers and went from 1ct to 5. yeah...... if i lost mine i'd ask them to recreate mine as best they can. i wouldn't want a new ring altogether. maybe MAYBE a tiny bit bigger

OMG, when I was at Zales, one of the other girls accidentally gave away someone's bridal set to another customer. (Too many rings in the cleaner.) We had to re-build the chick's ring, and she completely scammed us. The company didn't make her prove anything about her ring, since it was our employee's fault, but if we had a hand-chandelier like that in the store, there's no way in heII we wouldn't have all been acutely aware of it. We estimated she walked away with $20,000 more ring than she lost.

andrea922 · June 2009

LoriFalce:
carolinag:
for those of you that don't know your ring size/details did you not get them insured? b/c please please please do so if you haven't. i don't think it's materialistic at all to know the stats. i think it is responsible. your ring should be GIA certified, appraised, and properly insured. rings are expensive and should be protected.
My ring is covered by our homeowners without that. We asked.

Typically jewelry is covered under an 'umbrella' policy on a homeowners policy, so you won't get your full value for your ring unless you individually insure it. My mom was mugged and had a lot of jewelry that she happened to be carrying stolen (she was getting into her car at a hotel), and because each piece was not insured individually she got screwed from her homeowners. It is always the best idea to individually insure your ring.?

smacb · June 2009

Fordlor:
So do "starter wives" get the "starter set"?

I heard a joke once about how first wives have real jewelry, but second wives have real orgasms.

carolinag · June 2009

LoriFalce:
We estimated she walked away with $20,000 more ring than she lost.

what a horrible person. if i were to need a new ring and up the size clearly i'd pay for that. that disgusts me. my insurance needed an appraisal from the jeweler who sold it to us. that shocks me that her insurance wasn't thorough. now honestly my ring appraised for like 60% or so more than we paid. the benefits of having a jeweler in the family.

carolinag · June 2009

andrea922:

Typically jewelry is covered under an 'umbrella' policy on a homeowners policy, so you won't get your full value for your ring unless you individually insure it.

most of my jewelry is under this policy. i believe it was anything that was worth over a certain amount needed a sep policy. so def the e-ring. i can't remember if getting my band replaced was on the homeowners or sep policy. i did have to pay a deductible though. boo.

LoriFalce · June 2009

andrea922:
LoriFalce:

carolinag:
for those of you that don't know your ring size/details did you not get them insured? b/c please please please do so if you haven't. i don't think it's materialistic at all to know the stats. i think it is responsible. your ring should be GIA certified, appraised, and properly insured. rings are expensive and should be protected.

My ring is covered by our homeowners without that. We asked.

Typically jewelry is covered under an 'umbrella' policy on a homeowners policy, so you won't get your full value for your ring unless you individually insure it. My mom was mugged and had a lot of jewelry that she happened to be carrying stolen (she was getting into her car at a hotel), and because each piece was not insured individually she got screwed from her homeowners. It is always the best idea to individually insure your ring.

Covered for up to $20,000 value of specifically noted pieces of jewelry. They took copies of the paperwork from the sale.

Monkeybuttwhat · June 2009

Yea that is why I had to get a separate policy. They make you get it apprised every two years. It is through my same home owners company just a special article policy.

fall-love · June 2009

carolinag:
for those of you that don't know your ring size/details did you not get them insured? b/c please please please do so if you haven't. i don't think it's materialistic at all to know the stats. i think it is responsible. your ring should be GIA certified, appraised, and properly insured. rings are expensive and should be protected.

Couldn't agree more!!!

I'm a sentimental fool and I couldn't ever trade in my set... my H put a lot of thought into choosing something perfect for me... and they're the rings we were married with. Plus I absolutely love my set and wouldn't upgrade it anyway, even if it weren't sentimental to me.

Also, to the PP regarding white gold wearing off... it's the rhodium or palladium that they often electroplate white gold with to make it look "whiter" that wears off. White gold is naturally more yellow in tone compared to platinum. WG can either be replated as needed, or allowed to take on its natural patina.

LaurenL1976 · June 2009

LoriFalce:
Steph - You better have one heII of a rock for me.

Honeybeez - It most certainly is the answer to the question. The poll clearly asks "other - please explain" at the bottom. I was explaining. I could not honestly tell you what my ct weight is. Frankly, I could estimate, since I used to sell diamonds at Zales, but that's fairly pathetic. I never hated anything more about that job than watching some guy agonize over that ring, and you have NO idea how much most guys sweat that purchase, only to have some biitchy bride come back in to exchange it. No, worse was the ones who came in to buy the wedding rings later, only to take that opportunity to tell him how she expected a bigger stone for her anniversary.

It's a symbol of love and devotion. Not a disco ball.

I happen to be a gemologist. I have made lots of rings for clients. I have never had a woman try and exchange a ring for something different.

I LOVE the process. Some many wonderful stories.

Often times, I meet the fiance-to-be to hear what she likes prior to the ring being designed.

Buckets of Moonbeams · June 2009

Mine is a little over 1 CT between the e-ring and band. It was my great-grandmothers. It's white gold with five square cuts on the band and three separated by two baguettes on the e-ring. The rings are exactly as wide as my finger is. I love it so much. I would NEVER "upgrade" it because it holds such sentimental value, and I think it is beautiful. Plus I'm a very small person and I think anything any bigger would look costumey.

When we had the set re-sized (from an 8 to a 4.5!) the jeweler told us since it was an antique the white gold was legitimate white gold and would not need to be dipped. Has anyone else heard this? I've never thought about it since then, but it does still look impressively white...

LoriFalce · June 2009

LaurenL1976:
I happen to be a gemologist. I have made lots of rings for clients. I have never had a woman try and exchange a ring for something different.
I LOVE the process. Some many wonderful stories.

Often times, I meet the fiance-to-be to hear what she likes prior to the ring being designed.

I think the guy who is working with a gemologist to design a ring is probably in a better position than the guys getting their moms to cosign on their Zales credit card.

I'm talking about 20-24 year old guys, mostly in the $20,000/year bracket, sweating bullets about finding a nice ring under $300, only to come back in with the girl who just said yes, but wants a ring that's more in a $1500 range. One girl, in the store, in front of me, showed him the one she wanted, took off the one he gave her and handed it back, and said he could ask again when he had the right ring.

Buckets of Moonbeams · June 2009

LoriFalce:
One girl, in the store, in front of me, showed him the one she wanted, took off the one he gave her and handed it back, and said he could ask again when he had the right ring.

That makes me Ick!

GonnaBMrsBell · June 2009

My e-ring is 1 carat. My band has 7 smaller diamonds in it. All princess cut. The diamonds on the band are set in like a kite rather than a square. I LOVE both my rings. My first diamond was gorgeous! After being married a year, one night while playing cards the diamond popped out...right on the kitchen table! I freaked! We took it back and it turned out the diamond was chipped. I knew it had happened from having it cleaned a month back. Jared's replaced the diamond. I cried and cried having to give up my first stone.

femmeftle9 · June 2009

Mrs.State746:

Monkeybuttwhat:
That is why he got me platinum. They told him the white gold would rub off and it would have to be dipped again.

Yes but once Platinum stops looking shiny and new you can get it cleaned and that's it. I can get mine Re dipped and it looks BRAND new. plus with the extended care plan we got, it's free.

Wrong - platinum is buffed and polished.

femmeftle9 · June 2009

carolinag:
for those of you that don't know your ring size/details did you not get them insured? b/c please please please do so if you haven't. i don't think it's materialistic at all to know the stats. i think it is responsible. your ring should be GIA certified, appraised, and properly insured. rings are expensive and should be protected.

It doesn't have to be GIA certified... AGS & EGL are also reputable labs. IGL though ...(shudders).

punkfiction · June 2009

this thread is funny. carats mean nothing if they are shitty diamonds. so unless we're going all 4c's then this thread is dumb LOL

and dh didnt agonize over my ring he had it made exactly to what i want //love him

but i will say it sucks bc its euro cut and a ton more $$$ to get sized since i lost weight. grr...

femmeftle9 · June 2009

LoriFalce:

Monkeybuttwhat:
You can't see the platinum on my ring at all. It is all on the bottom the top is all diamonds in a memoire setting so it is almost an invisible setting. To each their own.

Wasn't a personal slam, Monkey. Just a reason some people might not go there. In your setting, yeah, probably not an issue, but if I sold you a 2 ct brilliant sol in a 4-prong, I would never have let you walk out the door without acknowledging that I tried to talk you into something safer.

Platinum is NOT much riskier than gold, if at all. This is why people need to get their settings checked on occasion to verify that all stones are secure.

femmeftle9 · June 2009

fall-love:

carolinag:
for those of you that don't know your ring size/details did you not get them insured? b/c please please please do so if you haven't. i don't think it's materialistic at all to know the stats. i think it is responsible. your ring should be GIA certified, appraised, and properly insured. rings are expensive and should be protected.

Couldn't agree more!!!

I'm a sentimental fool and I couldn't ever trade in my set... my H put a lot of thought into choosing something perfect for me... and they're the rings we were married with. Plus I absolutely love my set and wouldn't upgrade it anyway, even if it weren't sentimental to me.

Also, to the PP regarding white gold wearing off... it's the rhodium or palladium that they often electroplate white gold with to make it look "whiter" that wears off. White gold is naturally more yellow in tone compared to platinum. WG can either be replated as needed, or allowed to take on its natural patina.

There is no such thing as white gold. It's yellow gold mixed with white metal alloys, then plated as you mentioned already.

femmeftle9 · June 2009

Buckets of Moonbeams:

Mine is a little over 1 CT between the e-ring and band. It was my great-grandmothers. It's white gold with five square cuts on the band and three separated by two baguettes on the e-ring. The rings are exactly as wide as my finger is. I love it so much. I would NEVER "upgrade" it because it holds such sentimental value, and I think it is beautiful. Plus I'm a very small person and I think anything any bigger would look costumey.

When we had the set re-sized (from an 8 to a 4.5!) the jeweler told us since it was an antique the white gold was legitimate white gold and would not need to be dipped. Has anyone else heard this? I've never thought about it since then, but it does still look impressively white...

It depends on what it is alloyed with. For example, Rolex has white gold watches, but they are not plated, thus never need to be redipped because of the alloys they use.

femmeftle9 · June 2009

Buckets of Moonbeams:
LoriFalce:

One girl, in the store, in front of me, showed him the one she wanted, took off the one he gave her and handed it back, and said he could ask again when he had the right ring.

That makes me

Ditto... some women have such ugly attitudes on this topic.

femmeftle9 · June 2009

My engagement ring is about 3.5 carats total weight. I have a 2 carat center Princess (F-VS2, EGL cert), 2 side Princess cuts (not sure of their weight) and I have round brilliants going down the sides and pave in the profile. It's platinum, designed by Armadani.

I wear it on my right hand, because there is no wedding band to go with it. And it would not be smart to wear a band against it, considering the diamonds set in the profile (another metal band rubbing against it can wear the platinum prongs down).

So instead of buying a wedding band, I told DH I wanted wear my "right-hand" ring that I had bought for myself the year before as my band. It's a Suwa diamond band set in platinum (though the one pictured has sapphires in it)... https://www.suwagem.com/products2/anniv/20-74717/index.html

I actually picked out my ring, but not intentionally. DH runs a local, high end jewelry store. I was in the store when an Armadani rep was visiting, showing DH the line. I saw the ring & fell in love with it. According to someone else, he bought the ring almost immediately after, then picked out the stone. But he proposed several months later, so it took me by surprise. I love my ring. I would PIP, but I don't have any pics on this computer, and it's been rebuilt once (there were a couple of design flaws) so the last picture I have of it is slightly different than what it is now.

LoriFalce · June 2009

femmeftle9:
Platinum is NOT much riskier than gold, if at all. This is why people need to get their settings checked on occasion to verify that all stones are secure.

Absolutely. I check people's prongs all the time. I'll be like, "Ooh, that's so pretty! But your prongs are so flat they're foil. You should get them retipped."

And I didn't necessarily mean that platinum is riskier, just that it's not necessarily better. People are so snobby about "it's platinum!" Platinum ain't perfect. It's got flaws that exhibit in a different way.

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