- Pregnancy
- Baby & Toddler
- Parents
- Getting Pregnant
- Baby Names
- Product Reviews
-
Registry
- Community
-
More
Want a personalized experience?
Download the free app
Babies: 9 - 12 Months
Breleigh & Mason
I need to vent...or I'll explode.
I don't even have the energy to catch up of everything from today. I've been crying for most of the day, and my poor DD hasn't gotten nearly the same amount of "fun" from me that she usually does.
The economy sucks. I get that. But when it leaves me on the verge of homeless, that's just not a reason anymore. My rent was due on the 1st. I'm still $200 short on paying it. My car is almost 3 months behind, and they call me everyday making sure our address is the same, and they've now resorted to calling me at work, and today asked me if I park the car at home, because it's going to the reposession department. I canNOT afford to lose my only mode of transportation. As if that wasn't bad enough, I got served with a summons today while I was at my parents house stating that I was being sued by my credit card company. More money I don't have.
I just don't know what to do. We both work, and DH's work schedule is so odd that my only other option is to find somewhere I can work in the middle of the night. Which I've looked, and still can't find anything. He works 45-50 hours a week, and he just can't do anymore or we don't have someone to watch the baby. I hardly make anything at work, so paying a daycare would be pointless. My dads been unemployed for 6 months now, and he watches her during the day, which he's going to have to quit doing if he finds a job.
DH just tells me "we'll figure it out". We just keep falling deeper and deeper into the hole, and I don't know where to go from here. I've never felt this depressed in my life. I felt great after I had DD. I don't even want to get up in the mornings, or at night when I hear her cry. I have no motivation for anything. I don't eat half the time because we have no food, and I'd rather save it for DD.
I'm just beyond "hoping it'll work out" at this point. I just.don't.know what to do.
Sorry if you read all of this, I know there are people out there who are in worse health/life situations than me, but to me, it's just horrible right now.
Breleigh & Mason
This discussion has been closed.
Re: I need to vent...or I'll explode.
I am so sorry. I don't know what to say.
How did this happen? You are both working and not paying for daycare - did your incomes decline?
That you are not eating is VERY worrisome. Very. I don't know what to say. Do you have health insurance? Can you talk to a professional? Is there an EAP at either of your jobs that you can get access to a financial counselor? There are credit management companies that might be able to help you.
DMoney will be a kickass big sister
Can you talk to a financial advisor?
Cut any expenses i.e. internet, cell, cable?
Maybe quit work and take some kids in?
I'm sorry you're in this situation.
OMG, my heart breaks for you - esp. this part:
I don't eat half the time because we have no food, and I'd rather save it for DD.
What is your email address?
My Etsy Store PIGGY'S PLACE
I'm so sorry!! My thoughts:
Is there someone you can carpool with to work? How does your DH get to work? Can he explore other options? Do you have two cars? For a second job, a lot of customer service centers have late hours. Do you have items of value you could sell (that wouldn't kill you to give up) ie: electronics, jewelry? Sell stuff on Craigslist. Have a yard sale. Do NOT ignore your credit card company; that only makes it worse. Try to work out a payment arrangement with them monthly, even if its only $40. Unless you don't like the idea or your income is too high, what about federal services like food stamps or WIC? Do you have family nearby that could help either with money or with watching DD? Don't forget the value of the barter system. If you have a neighbor or friend in need of your time or a skill that you have, you could trade that in return for childcare.
I wish you the best!
My lupus Birth Story
Breleigh & Mason
what is your email? You can pm it to me if you'd like.
I want to help in any way that I can.
LuckynL0ve@aol.com (zero, not oh)
Breleigh & Mason
I would post my budget over on Money Matters. Warning: If you have cable, the first thing they will tell you to do is to cut that.
Have you looked into Angel Food Ministries? You do not have to be a church member to get them.
cut cable, internet, home phone. Cut expensive cell plans and go for a prepaid.
Look around your house for stuff to sell on EBay or Craigislist and put them up using the local library's computer.
Join a local church. They might have social networks for members that can help you out.
Ive sold everything i'm willing to part with on CL already. We make too much money to apply for food stamps or WIC. I've already tried both. The people who I talked to regarding food stamps told me they would take DH's child support into consideration, and then when I filled out the paperwork, she said we make too much for them to consider it. It's so stupid. My family is useless, because they want us to pay bills if we lived with them temporarily. I've tried selling the things I make for DD, and no one is interested because there are too many people trying to do the same thing.
Breleigh & Mason
Im so sorry, we are about to loose our house so don't feel like you're alone!! Its really tough out there, don't worry though, its just material stuff....you got your husband and your LO and they are healthy, right? The economy is bad but you are not alone!!
?
Hugs, i hope everything turns out ok....
?
First, I'm really sorry to hear about your situation. Please don't give up, your daughter needs you. You will get through this and be a stronger person because of it. While I haven't been in your situation as an adult, my father was unemployed for significant amounts of time during my childhood and I was aware that we couldn't afford groceries, rent, etc.
I know you have a lot on your plate, but the only way things will get better is if you do a little more work now to get some help. When my family was struggling our church often provided financial assistance and we received food from a local food bank. Even if you are not a member of a church, they will often still offer financial help.
I know it's hard not to sweat things like childcare if your father finds a job, but right now that's covered. The critical things are food, shelter and transportation. As others have suggested, I would try to talk to the company that has your car loan to see if you can make a payment plan. So many cars are repo-ed right now that I doubt they want to do it. Also, talk with your landlord about a payment plan or look in to alternate housing options such as section 8 or living with firends/family.
Please don't forget that there is also help available from your local health department. If you are feeling depressed, perhaps they can offer counseling, medication, etc. Also, you might check in to the WIC program as well as food stamps. Finally, there are also many crisis pregnancy centers and women's charities that will help women and children in need. My mom used to work for a crisis pregnancy center and they help more than just pregnant people. They may be able to help with baby food, formula, clothes, diapers, etc.
I hope your situation improves soon! Know that you are not alone and you will get through this!
I make enough usually to pay the carpayment by itself. That isnt the problem, because my job is only like 5 miles away. DH's job takes 25 minutes in the car, and we definitely cant afford to lose his job.
Breleigh & Mason
I don't have any more advice to offer that others haven't already, but I just wanted to say that if I were in your situation I would probably be in a straight jacket by now ... and all things considered I think you're handling it remarkably well.
Keep your chin up. I would def. recommend speaking with the fiances board on here, those girls are ruthless and don't hold back, but are SO SO smart when it comes to these sorts of things.
((hugs))
The Mouse ~ 06.12.08 | The Froggy ~ 02.23.11
Like what?
Breleigh & Mason
This is a good idea. Then you might be able to take in another kid(s) to care for during the day to make extra cash.
Breleigh & Mason