Infertility

In network vs. out of network coverage

Hi ladies!  I was sent informational packets from 2 different RE offices.  One is in my network, and the other is not.  The one that is not is in the same city as I will be living in, while the in network office is about 45 minutes away.  My medical insurance will be covering diagnostic treatments, but do you think I will have to go to a doctor that is in my network or can I go to one out of network and maybe pay a little more but still be covered?  Wondering if I should waste my time filling out both packets.  Thanks for your help!  
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Re: In network vs. out of network coverage

  • I would def. go to the one that is in-network!! Otherwise you may get stuck paying a LOT OOP for things you have coverage for like b/w!
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    DD #1 {04-19-2004}
    Secondary IF: Severe MFI (low testosterone, low count, low morph, & very low motility) & Annovulation
    After 22 months IUI # 3 Clomid + Follistim = BFP
    DD #2 {12-31-2009}
    2 more years of failed IF treatments and a failed adoption TTC #3
    TTC Journey Over~ Not By Choice
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  • It sucks that your drive would be 45 minutes, but I think I would do in-network. I am sure you will save a ton.
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