NBR (sort of...) On a scale of 1 to 10...

sweetpeamom · February 2009

How worried are you about the economy?

Why? (job loss, shorter mat leave, house value, lack of spending money for food, essentials and fun stuff...) I live in Canada and it is starting to really affect us more and more.

I say this post is baby related, because tough times means less money for baby (though they don't need much, really)

krismtg · February 2009

Very worried.

I am a SAHM and if my DH lost his job we would be in the sh!t. Also a lot of my friends in the mortgage industry have lost their jobs and it makes me sad.

Also my baby needs a lot of money, I didn't realize it would be quite so expensive. He can only have RTF Alimentum and it is soooo expensive.

Gina418 · February 2009

On a scale of 1-10, I'm 1,000,000,000,000x worried!!!! My husband was laid off last month and there are no prospects out there for him right now. The phone isn't ringing - and he has 5 recruiters that are "helping"! His severance package runs out mid-April, then we're in real trouble.

I need a bailout!!

littleittybitty · February 2009

1

The reason for this is because I try not to stress of the inevitable. There is nothing I can do about our economy and the outcome - to the degree that it would make a substantial difference. I can only hope that our family and friends will not be greatly impacted. I for one have been affected by the economic downfall - co-workers around me have lost their job and my pay has been cut. Am I lucky to have a job? Yes but at the same time the stress of thinking that I might be next is really starting to put a heavy cloud over me. Fortunately we have income coming in that is not job related so IF we need to rely on that for a short time, we can.

Temp449052375008045 · February 2009

9. I run a huge risk of losing my job this year. DH's retirement fund has already been affected.

bstngrl578 · February 2009

I would say a 5. Fortunately, it has not personally affected my family (jobs, homes, fun stuff), but I am still worried about it.

Lucy_Plus_One! · February 2009

A 7. It hasn't directly hurt us much yet, but you never know... and I am paranoid about DH's job.

102503Natalie · February 2009

I'm at about a 7 right now. The economy has really affected my job (no more quarterly bonuses, no profit sharing), and when I count on these benefits as part of my salary, this affects me greatly. We have a lot of expenses coming up in May, so we're having to really buckle down to ensure we have enough to cover everything. No more dinners out, no more clothes shopping, no more "stimulating the economy" b/c we no longer have extra money with which to stimulate. There's not one person in my small circle who hasn't been affected in one way or another, and that scares the crap out of me.

anniya77 · February 2009

Whichever end of the scale equals terrified, that's me.

My DH was laid off on Tuesday. 3 weeks ago, they cut everyone down to 36 hours and were told that if the economy didn't improve, they would be making layoffs. Well, apparently, the economy didn't turn around fast enough (because 3 weeks is enough time!) and they laid my DH, who's worked there 11 years, off. Believe it or not, he was lowest on the seniority list. (He's a journalist, and they haven't had anyone quit in about 5 years). SO, we had a bomb dropped on us 3 weeks ago and we were trying to figure out how to save money, since we had a feeling it might be coming. Unfortunately, we didn't think it would happen this soon. I don't make nearly enough to cover all of our expenses, and my maternity leave had eaten up all of our savings, so we were just starting to try to rebuild that.

We're so screwed.

AmyJ1116 · February 2009

I guess maybe a 7. ?That's mostly just because we're concerned about the general state of things. ?Mostly we're worried about our home value since we will probably have to move in a year. ?Other than that, we don't have any personal concerns - we're both teachers so we're lucky to not have to worry about job security and we obviously won't be retiring any time soon, so our investments will have time to rebound.

102503Natalie · February 2009

anniya77:

Whichever end of the scale equals terrified, that's me.

My DH was laid off on Tuesday. 3 weeks ago, they cut everyone down to 36 hours and were told that if the economy didn't improve, they would be making layoffs. Well, apparently, the economy didn't turn around fast enough (because 3 weeks is enough time!) and they laid my DH, who's worked there 11 years, off. Believe it or not, he was lowest on the seniority list. (He's a journalist, and they haven't had anyone quit in about 5 years). SO, we had a bomb dropped on us 3 weeks ago and we were trying to figure out how to save money, since we had a feeling it might be coming. Unfortunately, we didn't think it would happen this soon. I don't make nearly enough to cover all of our expenses, and my maternity leave had eaten up all of our savings, so we were just starting to try to rebuild that.

We're so screwed.

::hugs to you:: Your story gave me chills and made me tear up.

Lucky_Dragonfly · February 2009

I am. I don't make much money. DH is self employed granted everyone needs computer work, but it does worry me because if companies don't pay their bills then DH doesn't get paid and we have no money.

violetvirgo · February 2009

100000000^10000th! Personally, we haven't been affected at all and aren't worried since we have a pretty substantial savings, but we have friends that had amazing careers making lots of money just get kicked to the curb. Nothing is certain in this sort of economic crisis - all of a sudden it doesn't matter how hard you work, what degrees you have, whether you work at Starbucks or Goldman Sachs. That is terrifying to me for our country.

anniya77 · February 2009

Thanks Natalie. It's been a rough couple of weeks for us. And it gets worse.

Kaleb was in the hospital last week with RSV/dehydration, too. So we have that bill looming over our heads now, too. DH's insurance changed in December and the deductable is now $4,000. So, we're probably close to meeting the deductable, and then he lost his job... so he lost his insurance, too.

And did I mention that he pays child support for our stepson? That'll eat up all but $50 of his unemployment checks each week. We can't file for an emergency hearing to change it until 30 days after his job loss, and then it takes several weeks after that to get an "emergency hearing", which they said chances are they won't make a change. So his ex-wife, who makes twice what DH and I did combined, will not be effected by this job loss at all. Oh, and we have to pay for 1/2 of my step-son's medical expenses, so we're going to have to continue COBRA insurance for him so that he stays compliant with the court-order. SO, I'll end up paying for that out of my paycheck since he won't be able to with his unemployment (even though she carries insurance thru her own job).

I guess its a good thing I breastfeed. Hopefully my supply doesn't tank. We have diapers stocked up to last us at least 2 months, so I think we'll be okay there. Right now, the goal is to keep the house and car. We may be living on ramen noodles and popcorn for a while, though. lol. (back to college life, I suppose!) I have made an appointment with WIC, and also filed with JFS for insurance and food stamps. Can I tell you what a humbling experience this is? I never thought I'd be someone to do this. But, the way I see it, my DH and I have worked since graduating and paid into the system, so I suppose there's nothing wrong with asking for a little help now. But it's still taking some serious pride swallowing.

Wow. It's very cathartic to get that off my chest. I need to do that more often.

littleittybitty · February 2009

anniya - I am very sorry your family is going through this right now

Skipperg82 · February 2009

I am about a 3 right now...I am worried although there is nothing much I can personally do to help the economy...we also had money in the stock market, so it sucks to see all our savings go down in the pits...

As much as I complain about DH's job I am THRILLED he is military, we don't have to worry about layoffs, pay cuts or anything like that. ?He has been talking about getting out once his contract is over in a year, and I am begging him to stay because I know, even though we are both capable of finding good jobs, that it will be much harder to raise a family and much more uncertain if he goes back to doing a civilian job. ?It seems like everyone across the board is being affected, even my parents who are in the medical field are suffering because fewer patients can afford health insurance! ?It is a sad time...

My heart goes out to all you ladies who have suffered from layoffs and paycuts, it is truly a terrible time and I admire your strength, don't know what I'd do if DH got laid off...?

102503Natalie · February 2009

Anniya, wow, I am so very sorry. I can't even begin to imagine the stress you're going through. My issues definitely pale in comparison, and I'm stressing the feck out - I can't even imagine how you feel! I just feel this constant state of sadness for everyone who is affected by the economy. When I log on here I cringe when I see the layoff posts. It's like could all of this come at a worse time? No.

I hope and pray that everything gets better for you and that it all works out. I'm sure it will, it always does, but it certainly sucks dealing with it at all - especially when you have a new baby.

YouAreMyILoveYou · February 2009

2 maybe?

DH and I both work for the federal gov't -- one of the few places that is actively hiring! We have job security so I'm not worried about it at all.

Honestly, I'd love to be laid off so I can collect unemployment and stay home with my girls through the summer months before Isabella starts going to pre-school full-time (5 days a week all day). But it doesn't look like that will happen.

I'm greatful to have a job when a lot of my friends do not, and if they do they are not happy.

anniya77 · February 2009

As silly and ridiculously petty as it is, do you know what makes me almost the saddest? Losing the cable and purchasing bunny ears for the TV. It's our only form of entertainment even before all this crap happened, and now we're losing that, too. I actually tear up just thinking about it.

anniya77 · February 2009

And yes, I know in the grand scale of things, that's extremely silly and petty.

But how am I going to keep up with my beautiful Brett Michaels and the Gosslins and the Duggars?!? LOL.

zucchinigirl · February 2009

3

DH is in a pretty secure job field and, although my contract ran out for my current job, I was just offered a position on another project with my company... so we're both employed. My biggest worry right now is my commute because I don't think I'll get to pick up DD as early as I do now! I'm going to miss our snuggle time before daddy gets home...

userdeleted · February 2009

4. If you had asked me a month ago, I would have said 1, but just recently DH's company announced pay cuts for the year. They have never done layoff's before...but if it came to that point then DH would be right at the bottom of the totem pole.

Things would be very difficult if he lost his job, but hopefully he'd be able to find something. We are really beefing up our savings and would be able to live on a bare bone budget for a few months, plus there would be unemployment. I'm trying not to worry too much. I have a tendancy to get a little bit hysterical if I allow my imagination to run wild

102503Natalie · February 2009

anniya77:

And yes, I know in the grand scale of things, that's extremely silly and petty.

But how am I going to keep up with my beautiful Brett Michaels and the Gosslins and the Duggars?!? LOL.

No, I totally understand. DH and I were talking the other day about things we could cut, and we both agreed that DirecTV will be one of the VERY last things we cut - we're talking it's either groceries or DirecTV. I cry just thinking about that as well. That's really my only source of entertainment at this point.

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