Community› The Bump Message Boards› 1st Trimester
1st Trimester
New Discussion

How much does prenatal care & delivery cost?

returnhomegnomereturnhomegnome member
in 1st Trimester

I'm a first time-er. So I'm looking around for an OB, right, and one facility I was checking out suggested that typical care from them runs around $3500 (prenatal visits, tests, deliver, all in that number).

I know insurance will/may cover some/all of that, but I got to thinking:

How much should I expect the bill to be?

How much does it vary depending on your doc choice (midwife, birthing center, walk in, etc)?

Lilypie First Birthday tickers Lilypie Third Birthday tickers Lilypie Kids Birthday tickers Daisypath Anniversary tickers
Report Reply to Post

Re: How much does prenatal care & delivery cost?

  • AMYfromKYAMYfromKY member
    It's between 6500-8500 here...more for C-section.  We will have to pay 10% of the whole bill.  We set aside 1600 for it and feel like that should cover it.
    Image and video hosting by TinyPic Baby Birthday Ticker Ticker Pregnancy Ticker
    Report Reply
  • Loading the player...
  • Pennylane824Pennylane824 member
    that question is pretty much impossible to answer. Call your insurance and find out what they cover and what your deductible is/copay etc... that is the only way you are going to get an estimate.
    Warning No formatter is installed for the format bbhtml
    Report Reply
  • HeyyRedHeyyRed

    HOLY COW.

    I ?image?Living in Canada.

    Report Reply
  • Ree08.04.07Ree08.04.07
    I don't have any clue what they *charge* normally but my prenatal appointments are free and my delivery will be $400. Thank goodness for my Kaiser insurance!
    Image and video hosting by TinyPic Lilypie Third Birthday tickers Lilypie Pregnancy tickers
    Report Reply
  • Sequoyah ShoarsSequoyah Shoars member
    our ob's fee is $2500 for regular vaginal delivery. extra costs are u/s, anything that happens out of the ordinary, etc. extra for c-section. anesth. not included, hospital not included.
    Report Reply
  • LopoLopo

    With my insurance, prenatal and postnatal care are covered 100%.  For delivery, we can expect to pay my $500 deductible.  Also...once the baby is born, we pay his $500 deductible.  All other hospital charges are covered 100%.  (After the deductibles of course) 

    Report Reply
  • sweetfernsweetfern
    We are going to an Ob/gyn office inside the hospital that is also staffed with midwives.  They gave us a sheet that said a regular delivery w/ all normal pre-natal care is $2500, a c/s delivery is $3500.  Normal PN care is monthly check-ups, bloodwork, and 1 u/s.  NT scan, 3-D u/s, etc, are optional and extra.  Our insurance should cover all but $100.
    Warning No formatter is installed for the format bbhtml
    Report Reply
  • MrsPreKMrsPreK

    Around $3k for vaginal delivery here.

    Lucky me got a c/s though and when we saw that it was almost $15k we thanked our lucky stars for having ins. 

    Report Reply
  • SoonToBeTaborSoonToBeTabor
    Lucky for us, my unsurance paid for everything, all my visits (minus a 20$ co-pay) and my delivery, was $29,000.00, but i was in the hospital for over a week and had an emergency c-section along with a host of other issues. From what I hear, a "normal" delivery, including the prenatal visits is between 4-6k.
    Report Reply
  • BCLong21BCLong21

    We got the bill in the mail this week. Just for the OBGYN it is going to run $3500. Our insurance will pay 90% of the cost so we will be out a whapping $607 for the OBGYN.

    Don't forget though you should always calculate the cost of the hospital stay and your peditrician's expense to come to the hospital.

    My pediatrician is $100 deposit for her to visit the hospital to check the baby.

    Good luck.

    Report Reply
  • jennandjtjennandjt member
    My insurance covers everything as well....I couldn't imagine having to come up with that much cash....love, love my husbands union insurance!!
    Report Reply
  • BlairWaldorfBlairWaldorf member
    Mine will be about 6K after insurance.
    Report Reply
  • MrGandMeMrGandMe

    My out of pocket max for the year is $4200.  This is what we will end up paying I'm sure.  I have already received a breakdown for prenatal visits, and "normal" delivery (doesn't include ultrasounds, testing, bw etc) and this alone was $1800.  

     
     

    Report Reply
  • jonsdeedeejonsdeedee

    Mines completely covered unless I want a private room and the facility I am delivering at only has private rooms, so even that is covered. 

    I may spring for the TV to be turned on.

    Report Reply
  • kaekeekaekee
    My physicians fee for a normal vag delivery is $3233 and $3827 for a C/S.  That includes up to 13 routine prenatal visits, delivery, and routine post partal visits.  Anything else is extra- U/S, lab work, injections, and NST.  Separate bills for hospital, anesthesia, and pediatrician.  Circ is $376 if you choose to do so.  The physicans fee has to be paid in full two months before teh expected date of delivery.  My insurance covers at 80% so I will need to pay $647 by July.  My deductable is $550 and my max out of pocket is $3000.
    Report Reply
  • returnhomegnomereturnhomegnome member
    Thanks all: super helpful! Gives me an idea of what questions to ask while I'm "shopping around" before I pick.
    Lilypie First Birthday tickers Lilypie Third Birthday tickers Lilypie Kids Birthday tickers Daisypath Anniversary tickers
    Report Reply
  • WannaBAmamaWannaBAmama member
    I have a high deductable ($2,500) so im paying a lot....just for my first prenatal appointment alone (u/s and bloodwork) i just got the bill and its $1,450!  ugh! cant wait till i shell out my $2,500 deductable then insurance covers 90% of everything.
    Warning No formatter is installed for the format bbhtml
    Report Reply
  • sac&bjb<3sac&bjb<3

    Call you insurance company or get on their website.  All we have to pay is a $30 copay and thats it. 

     Also make sure that your insurance covers any dr you decide on before you make an appointment.  If we saw someone out of group we would have had to pay a lot more.  We still had a ton of options and you don't want to end up with bills you could have been avoided.

    Report Reply
  • NJBride4-8-05NJBride4-8-05 member
    To deliver c/s it was about 28K. ?I believe the OB wanted a couple hundred plus 2 co-pays plus co-pays for each of my Non Stress Tests. ?We have insurance so we paid a little over 3K.
    Report Reply
  • tegltegl

    I cannot even imagine having to fork over thousands of dollars just to carry and birth a child.  All my family doctor and OB visits, u/s, labwork, delivery (either vag or c-section), hospital stay are all covered under my province's health care plan. I paid $5 for copies of my u/s pics, that's it.  I know kids cost once they're here, but it makes me sad that it's such a financial struggle for many up front. It's hard to wrap my head around something so different. It seems very unfair.

    Sad 

    Report Reply
  • Marie62405Marie62405
    I got numbers from two different places.  One told me it was going to be $2515 (before insurance) for pre and post natal appts and delivery, but didn't include ultra sounds, lab work, etc.  The other told me it was going to be around $3000 for pre and post natal, and this one didn't include the ultra sounds or lab work either, but also didn't include the delivery.  Even though this one was more expensive and didn't include the delivery, I ended up going with this office because they had privileges at the hospital I wanted and the other didn't.  Plus, I figure I might might be maxing my insurance out in the end (meeting the out of pocket maximum), so I figured it probably didn't make that much difference.
    Report Reply
This discussion has been closed.
Choose Another Board
Search Boards
"
"